Borrow amount
$30k
Advertised Rate

From

3.25

% p.a

Fixed

Comparison Rate*

5.12

% p.a

Loan term
1 year to 7 years
Repayment frequency
Monthly
Monthly repayment

$542

Number of repayments
60
Total interest paid
$2.5k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Aug 2021$461.15$81.25$542.40$29,538.85
2Sep 2021$462.40$80.00$542.40$29,076.45
3Oct 2021$463.65$78.75$542.40$28,612.80
4Nov 2021$464.91$77.49$542.40$28,147.89
5Dec 2021$466.17$76.23$542.40$27,681.72
2021 Total$2,318.28$393.72$2,712
6Jan 2022$467.43$74.97$542.40$27,214.29
7Feb 2022$468.69$73.71$542.40$26,745.60
8Mar 2022$469.96$72.44$542.40$26,275.64
9Apr 2022$471.24$71.16$542.40$25,804.40
10May 2022$472.51$69.89$542.40$25,331.89
11Jun 2022$473.79$68.61$542.40$24,858.10
12Jul 2022$475.08$67.32$542.40$24,383.02
13Aug 2022$476.36$66.04$542.40$23,906.66
14Sep 2022$477.65$64.75$542.40$23,429.01
15Oct 2022$478.95$63.45$542.40$22,950.06
16Nov 2022$480.24$62.16$542.40$22,469.82
17Dec 2022$481.54$60.86$542.40$21,988.28
2022 Total$5,693.44$815.36$6,508.8
18Jan 2023$482.85$59.55$542.40$21,505.43
19Feb 2023$484.16$58.24$542.40$21,021.27
20Mar 2023$485.47$56.93$542.40$20,535.80
21Apr 2023$486.78$55.62$542.40$20,049.02
22May 2023$488.10$54.30$542.40$19,560.92
23Jun 2023$489.42$52.98$542.40$19,071.50
24Jul 2023$490.75$51.65$542.40$18,580.75
25Aug 2023$492.08$50.32$542.40$18,088.67
26Sep 2023$493.41$48.99$542.40$17,595.26
27Oct 2023$494.75$47.65$542.40$17,100.51
28Nov 2023$496.09$46.31$542.40$16,604.42
29Dec 2023$497.43$44.97$542.40$16,106.99
2023 Total$5,881.29$627.51$6,508.8
30Jan 2024$498.78$43.62$542.40$15,608.21
31Feb 2024$500.13$42.27$542.40$15,108.08
32Mar 2024$501.48$40.92$542.40$14,606.60
33Apr 2024$502.84$39.56$542.40$14,103.76
34May 2024$504.20$38.20$542.40$13,599.56
35Jun 2024$505.57$36.83$542.40$13,093.99
36Jul 2024$506.94$35.46$542.40$12,587.05
37Aug 2024$508.31$34.09$542.40$12,078.74
38Sep 2024$509.69$32.71$542.40$11,569.05
39Oct 2024$511.07$31.33$542.40$11,057.98
40Nov 2024$512.45$29.95$542.40$10,545.53
41Dec 2024$513.84$28.56$542.40$10,031.69
2024 Total$6,075.3$433.5$6,508.8
42Jan 2025$515.23$27.17$542.40$9,516.46
43Feb 2025$516.63$25.77$542.40$8,999.83
44Mar 2025$518.03$24.37$542.40$8,481.80
45Apr 2025$519.43$22.97$542.40$7,962.37
46May 2025$520.84$21.56$542.40$7,441.53
47Jun 2025$522.25$20.15$542.40$6,919.28
48Jul 2025$523.66$18.74$542.40$6,395.62
49Aug 2025$525.08$17.32$542.40$5,870.54
50Sep 2025$526.50$15.90$542.40$5,344.04
51Oct 2025$527.93$14.47$542.40$4,816.11
52Nov 2025$529.36$13.04$542.40$4,286.75
53Dec 2025$530.79$11.61$542.40$3,755.96
2025 Total$6,275.73$233.07$6,508.8
54Jan 2026$532.23$10.17$542.40$3,223.73
55Feb 2026$533.67$8.73$542.40$2,690.06
56Mar 2026$535.11$7.29$542.40$2,154.95
57Apr 2026$536.56$5.84$542.40$1,618.39
58May 2026$538.02$4.38$542.40$1,080.37
59Jun 2026$539.47$2.93$542.40$540.90
60Jul 2026$540.90$1.46$542.36$0.00
2026 Total$3,755.96$40.8$3,796.76