RateCity.com.au
powering smart financial decisions
Borrow amount
$30k
Advertised Rate

From

13.79

% p.a

Fixed

Comparison Rate*

15.87

% p.a

Loan term
3 years to 7 years
Repayment frequency
Monthly
Monthly repayment

695

Number of repayments
60
Total interest paid
$11.7k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Oct 2021$350.04$344.75$694.79$29,649.96
2Nov 2021$354.06$340.73$694.79$29,295.90
3Dec 2021$358.13$336.66$694.79$28,937.77
2021 Total$1,062.23$1,022.14$2,084.37
4Jan 2022$362.25$332.54$694.79$28,575.52
5Feb 2022$366.41$328.38$694.79$28,209.11
6Mar 2022$370.62$324.17$694.79$27,838.49
7Apr 2022$374.88$319.91$694.79$27,463.61
8May 2022$379.19$315.60$694.79$27,084.42
9Jun 2022$383.54$311.25$694.79$26,700.88
10Jul 2022$387.95$306.84$694.79$26,312.93
11Aug 2022$392.41$302.38$694.79$25,920.52
12Sep 2022$396.92$297.87$694.79$25,523.60
13Oct 2022$401.48$293.31$694.79$25,122.12
14Nov 2022$406.09$288.70$694.79$24,716.03
15Dec 2022$410.76$284.03$694.79$24,305.27
2022 Total$4,632.5$3,704.98$8,337.48
16Jan 2023$415.48$279.31$694.79$23,889.79
17Feb 2023$420.26$274.53$694.79$23,469.53
18Mar 2023$425.09$269.70$694.79$23,044.44
19Apr 2023$429.97$264.82$694.79$22,614.47
20May 2023$434.91$259.88$694.79$22,179.56
21Jun 2023$439.91$254.88$694.79$21,739.65
22Jul 2023$444.97$249.82$694.79$21,294.68
23Aug 2023$450.08$244.71$694.79$20,844.60
24Sep 2023$455.25$239.54$694.79$20,389.35
25Oct 2023$460.48$234.31$694.79$19,928.87
26Nov 2023$465.77$229.02$694.79$19,463.10
27Dec 2023$471.13$223.66$694.79$18,991.97
2023 Total$5,313.3$3,024.18$8,337.48
28Jan 2024$476.54$218.25$694.79$18,515.43
29Feb 2024$482.02$212.77$694.79$18,033.41
30Mar 2024$487.56$207.23$694.79$17,545.85
31Apr 2024$493.16$201.63$694.79$17,052.69
32May 2024$498.83$195.96$694.79$16,553.86
33Jun 2024$504.56$190.23$694.79$16,049.30
34Jul 2024$510.36$184.43$694.79$15,538.94
35Aug 2024$516.22$178.57$694.79$15,022.72
36Sep 2024$522.15$172.64$694.79$14,500.57
37Oct 2024$528.15$166.64$694.79$13,972.42
38Nov 2024$534.22$160.57$694.79$13,438.20
39Dec 2024$540.36$154.43$694.79$12,897.84
2024 Total$6,094.13$2,243.35$8,337.48
40Jan 2025$546.57$148.22$694.79$12,351.27
41Feb 2025$552.85$141.94$694.79$11,798.42
42Mar 2025$559.21$135.58$694.79$11,239.21
43Apr 2025$565.63$129.16$694.79$10,673.58
44May 2025$572.13$122.66$694.79$10,101.45
45Jun 2025$578.71$116.08$694.79$9,522.74
46Jul 2025$585.36$109.43$694.79$8,937.38
47Aug 2025$592.08$102.71$694.79$8,345.30
48Sep 2025$598.89$95.90$694.79$7,746.41
49Oct 2025$605.77$89.02$694.79$7,140.64
50Nov 2025$612.73$82.06$694.79$6,527.91
51Dec 2025$619.77$75.02$694.79$5,908.14
2025 Total$6,989.7$1,347.78$8,337.48
52Jan 2026$626.90$67.89$694.79$5,281.24
53Feb 2026$634.10$60.69$694.79$4,647.14
54Mar 2026$641.39$53.40$694.79$4,005.75
55Apr 2026$648.76$46.03$694.79$3,356.99
56May 2026$656.21$38.58$694.79$2,700.78
57Jun 2026$663.75$31.04$694.79$2,037.03
58Jul 2026$671.38$23.41$694.79$1,365.65
59Aug 2026$679.10$15.69$694.79$686.55
60Sep 2026$686.55$7.89$694.44$0.00
2026 Total$5,908.14$344.62$6,252.76