RateCity.com.au
powering smart financial decisions
Borrow amount
$30k
Advertised Rate

From

9.69

% p.a

Fixed

Comparison Rate*

9.69

% p.a

Loan term
3 years to 7 years
Repayment frequency
Monthly
Monthly repayment

633

Number of repayments
60
Total interest paid
$8k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Nov 2021$390.60$242.25$632.85$29,609.40
2Dec 2021$393.75$239.10$632.85$29,215.65
2021 Total$784.35$481.35$1,265.7
3Jan 2022$396.93$235.92$632.85$28,818.72
4Feb 2022$400.14$232.71$632.85$28,418.58
5Mar 2022$403.37$229.48$632.85$28,015.21
6Apr 2022$406.63$226.22$632.85$27,608.58
7May 2022$409.91$222.94$632.85$27,198.67
8Jun 2022$413.22$219.63$632.85$26,785.45
9Jul 2022$416.56$216.29$632.85$26,368.89
10Aug 2022$419.92$212.93$632.85$25,948.97
11Sep 2022$423.31$209.54$632.85$25,525.66
12Oct 2022$426.73$206.12$632.85$25,098.93
13Nov 2022$430.18$202.67$632.85$24,668.75
14Dec 2022$433.65$199.20$632.85$24,235.10
2022 Total$4,980.55$2,613.65$7,594.2
15Jan 2023$437.15$195.70$632.85$23,797.95
16Feb 2023$440.68$192.17$632.85$23,357.27
17Mar 2023$444.24$188.61$632.85$22,913.03
18Apr 2023$447.83$185.02$632.85$22,465.20
19May 2023$451.44$181.41$632.85$22,013.76
20Jun 2023$455.09$177.76$632.85$21,558.67
21Jul 2023$458.76$174.09$632.85$21,099.91
22Aug 2023$462.47$170.38$632.85$20,637.44
23Sep 2023$466.20$166.65$632.85$20,171.24
24Oct 2023$469.97$162.88$632.85$19,701.27
25Nov 2023$473.76$159.09$632.85$19,227.51
26Dec 2023$477.59$155.26$632.85$18,749.92
2023 Total$5,485.18$2,109.02$7,594.2
27Jan 2024$481.44$151.41$632.85$18,268.48
28Feb 2024$485.33$147.52$632.85$17,783.15
29Mar 2024$489.25$143.60$632.85$17,293.90
30Apr 2024$493.20$139.65$632.85$16,800.70
31May 2024$497.18$135.67$632.85$16,303.52
32Jun 2024$501.20$131.65$632.85$15,802.32
33Jul 2024$505.25$127.60$632.85$15,297.07
34Aug 2024$509.33$123.52$632.85$14,787.74
35Sep 2024$513.44$119.41$632.85$14,274.30
36Oct 2024$517.59$115.26$632.85$13,756.71
37Nov 2024$521.76$111.09$632.85$13,234.95
38Dec 2024$525.98$106.87$632.85$12,708.97
2024 Total$6,040.95$1,553.25$7,594.2
39Jan 2025$530.23$102.62$632.85$12,178.74
40Feb 2025$534.51$98.34$632.85$11,644.23
41Mar 2025$538.82$94.03$632.85$11,105.41
42Apr 2025$543.17$89.68$632.85$10,562.24
43May 2025$547.56$85.29$632.85$10,014.68
44Jun 2025$551.98$80.87$632.85$9,462.70
45Jul 2025$556.44$76.41$632.85$8,906.26
46Aug 2025$560.93$71.92$632.85$8,345.33
47Sep 2025$565.46$67.39$632.85$7,779.87
48Oct 2025$570.03$62.82$632.85$7,209.84
49Nov 2025$574.63$58.22$632.85$6,635.21
50Dec 2025$579.27$53.58$632.85$6,055.94
2025 Total$6,653.03$941.17$7,594.2
51Jan 2026$583.95$48.90$632.85$5,471.99
52Feb 2026$588.66$44.19$632.85$4,883.33
53Mar 2026$593.42$39.43$632.85$4,289.91
54Apr 2026$598.21$34.64$632.85$3,691.70
55May 2026$603.04$29.81$632.85$3,088.66
56Jun 2026$607.91$24.94$632.85$2,480.75
57Jul 2026$612.82$20.03$632.85$1,867.93
58Aug 2026$617.77$15.08$632.85$1,250.16
59Sep 2026$622.75$10.10$632.85$627.41
60Oct 2026$627.41$5.07$632.48$0.00
2026 Total$6,055.94$272.19$6,328.13