RateCity.com.au
powering smart financial decisions
Borrow amount
$30k
Interest rate

4.39

% p.a

Variable

Comparison Rate*

6.18

% p.a

Loan term
0 year to 7 years
Repayment frequency
Monthly
Monthly repayment

$558

Number of repayments
60
Total interest paid
$3.5k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
2021 Total$0$0$0
1Jan 2022$448.04$109.75$557.79$29,551.96
2Feb 2022$449.68$108.11$557.79$29,102.28
3Mar 2022$451.32$106.47$557.79$28,650.96
4Apr 2022$452.98$104.81$557.79$28,197.98
5May 2022$454.63$103.16$557.79$27,743.35
6Jun 2022$456.30$101.49$557.79$27,287.05
7Jul 2022$457.96$99.83$557.79$26,829.09
8Aug 2022$459.64$98.15$557.79$26,369.45
9Sep 2022$461.32$96.47$557.79$25,908.13
10Oct 2022$463.01$94.78$557.79$25,445.12
11Nov 2022$464.70$93.09$557.79$24,980.42
12Dec 2022$466.40$91.39$557.79$24,514.02
2022 Total$5,485.98$1,207.5$6,693.48
13Jan 2023$468.11$89.68$557.79$24,045.91
14Feb 2023$469.82$87.97$557.79$23,576.09
15Mar 2023$471.54$86.25$557.79$23,104.55
16Apr 2023$473.27$84.52$557.79$22,631.28
17May 2023$475.00$82.79$557.79$22,156.28
18Jun 2023$476.73$81.06$557.79$21,679.55
19Jul 2023$478.48$79.31$557.79$21,201.07
20Aug 2023$480.23$77.56$557.79$20,720.84
21Sep 2023$481.99$75.80$557.79$20,238.85
22Oct 2023$483.75$74.04$557.79$19,755.10
23Nov 2023$485.52$72.27$557.79$19,269.58
24Dec 2023$487.30$70.49$557.79$18,782.28
2023 Total$5,731.74$961.74$6,693.48
25Jan 2024$489.08$68.71$557.79$18,293.20
26Feb 2024$490.87$66.92$557.79$17,802.33
27Mar 2024$492.66$65.13$557.79$17,309.67
28Apr 2024$494.47$63.32$557.79$16,815.20
29May 2024$496.27$61.52$557.79$16,318.93
30Jun 2024$498.09$59.70$557.79$15,820.84
31Jul 2024$499.91$57.88$557.79$15,320.93
32Aug 2024$501.74$56.05$557.79$14,819.19
33Sep 2024$503.58$54.21$557.79$14,315.61
34Oct 2024$505.42$52.37$557.79$13,810.19
35Nov 2024$507.27$50.52$557.79$13,302.92
36Dec 2024$509.12$48.67$557.79$12,793.80
2024 Total$5,988.48$705$6,693.48
37Jan 2025$510.99$46.80$557.79$12,282.81
38Feb 2025$512.86$44.93$557.79$11,769.95
39Mar 2025$514.73$43.06$557.79$11,255.22
40Apr 2025$516.61$41.18$557.79$10,738.61
41May 2025$518.50$39.29$557.79$10,220.11
42Jun 2025$520.40$37.39$557.79$9,699.71
43Jul 2025$522.31$35.48$557.79$9,177.40
44Aug 2025$524.22$33.57$557.79$8,653.18
45Sep 2025$526.13$31.66$557.79$8,127.05
46Oct 2025$528.06$29.73$557.79$7,598.99
47Nov 2025$529.99$27.80$557.79$7,069.00
48Dec 2025$531.93$25.86$557.79$6,537.07
2025 Total$6,256.73$436.75$6,693.48
49Jan 2026$533.88$23.91$557.79$6,003.19
50Feb 2026$535.83$21.96$557.79$5,467.36
51Mar 2026$537.79$20.00$557.79$4,929.57
52Apr 2026$539.76$18.03$557.79$4,389.81
53May 2026$541.73$16.06$557.79$3,848.08
54Jun 2026$543.71$14.08$557.79$3,304.37
55Jul 2026$545.70$12.09$557.79$2,758.67
56Aug 2026$547.70$10.09$557.79$2,210.97
57Sep 2026$549.70$8.09$557.79$1,661.27
58Oct 2026$551.71$6.08$557.79$1,109.56
59Nov 2026$553.73$4.06$557.79$555.83
60Dec 2026$555.76$2.03$557.79$0.07
2026 Total$6,537$156.48$6,693.48