RateCity.com.au
powering smart financial decisions
Borrow amount
$30k
Advertised Rate

4.59

% p.a

Fixed

Comparison Rate*

4.86

% p.a

Loan term
1 year to 7 years
Repayment frequency
Monthly
Monthly repayment

561

Number of repayments
60
Total interest paid
$3.6k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Oct 2021$445.77$114.75$560.52$29,554.23
2Nov 2021$447.48$113.04$560.52$29,106.75
3Dec 2021$449.19$111.33$560.52$28,657.56
2021 Total$1,342.44$339.12$1,681.56
4Jan 2022$450.90$109.62$560.52$28,206.66
5Feb 2022$452.63$107.89$560.52$27,754.03
6Mar 2022$454.36$106.16$560.52$27,299.67
7Apr 2022$456.10$104.42$560.52$26,843.57
8May 2022$457.84$102.68$560.52$26,385.73
9Jun 2022$459.59$100.93$560.52$25,926.14
10Jul 2022$461.35$99.17$560.52$25,464.79
11Aug 2022$463.12$97.40$560.52$25,001.67
12Sep 2022$464.89$95.63$560.52$24,536.78
13Oct 2022$466.67$93.85$560.52$24,070.11
14Nov 2022$468.45$92.07$560.52$23,601.66
15Dec 2022$470.24$90.28$560.52$23,131.42
2022 Total$5,526.14$1,200.1$6,726.24
16Jan 2023$472.04$88.48$560.52$22,659.38
17Feb 2023$473.85$86.67$560.52$22,185.53
18Mar 2023$475.66$84.86$560.52$21,709.87
19Apr 2023$477.48$83.04$560.52$21,232.39
20May 2023$479.31$81.21$560.52$20,753.08
21Jun 2023$481.14$79.38$560.52$20,271.94
22Jul 2023$482.98$77.54$560.52$19,788.96
23Aug 2023$484.83$75.69$560.52$19,304.13
24Sep 2023$486.68$73.84$560.52$18,817.45
25Oct 2023$488.54$71.98$560.52$18,328.91
26Nov 2023$490.41$70.11$560.52$17,838.50
27Dec 2023$492.29$68.23$560.52$17,346.21
2023 Total$5,785.21$941.03$6,726.24
28Jan 2024$494.17$66.35$560.52$16,852.04
29Feb 2024$496.06$64.46$560.52$16,355.98
30Mar 2024$497.96$62.56$560.52$15,858.02
31Apr 2024$499.86$60.66$560.52$15,358.16
32May 2024$501.78$58.74$560.52$14,856.38
33Jun 2024$503.69$56.83$560.52$14,352.69
34Jul 2024$505.62$54.90$560.52$13,847.07
35Aug 2024$507.55$52.97$560.52$13,339.52
36Sep 2024$509.50$51.02$560.52$12,830.02
37Oct 2024$511.45$49.07$560.52$12,318.57
38Nov 2024$513.40$47.12$560.52$11,805.17
39Dec 2024$515.37$45.15$560.52$11,289.80
2024 Total$6,056.41$669.83$6,726.24
40Jan 2025$517.34$43.18$560.52$10,772.46
41Feb 2025$519.32$41.20$560.52$10,253.14
42Mar 2025$521.30$39.22$560.52$9,731.84
43Apr 2025$523.30$37.22$560.52$9,208.54
44May 2025$525.30$35.22$560.52$8,683.24
45Jun 2025$527.31$33.21$560.52$8,155.93
46Jul 2025$529.32$31.20$560.52$7,626.61
47Aug 2025$531.35$29.17$560.52$7,095.26
48Sep 2025$533.38$27.14$560.52$6,561.88
49Oct 2025$535.42$25.10$560.52$6,026.46
50Nov 2025$537.47$23.05$560.52$5,488.99
51Dec 2025$539.52$21.00$560.52$4,949.47
2025 Total$6,340.33$385.91$6,726.24
52Jan 2026$541.59$18.93$560.52$4,407.88
53Feb 2026$543.66$16.86$560.52$3,864.22
54Mar 2026$545.74$14.78$560.52$3,318.48
55Apr 2026$547.83$12.69$560.52$2,770.65
56May 2026$549.92$10.60$560.52$2,220.73
57Jun 2026$552.03$8.49$560.52$1,668.70
58Jul 2026$554.14$6.38$560.52$1,114.56
59Aug 2026$556.26$4.26$560.52$558.30
60Sep 2026$558.30$2.14$560.44$0.00
2026 Total$4,949.47$95.13$5,044.6