My Credit Union offers fixed-rate car loans for both new and used vehicles. Loan terms are one to seven years. My Credit Union charges establishment fees, but there are no ongoing fees or early payout fees. Free redraw is available. My Credit Union members also get access to a free car-buying service for new car purchases. My Credit Union also offers banking, home loans, personal loans, credit cards and insurance. It was founded in 2011, following the merger of Resources Credit Union (founded 1961) and Industries Mutual Credit Union (1967).
My Credit Union car loan repayment calculator
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My Credit Union Car Loans rates
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- Free redraw
- No ongoing fees
- No early payout fees
- Establishment fee charged
- Security must be provided
- Used cars must be no more than five years’ old