RateCity.com.au
powering smart financial decisions
Borrow amount
$30k
Interest rate

From

6.99

% p.a

Fixed

Comparison Rate*

7.91

% p.a

Loan term
1 year to 7 years
Repayment frequency
Monthly
Monthly repayment

$594

Number of repayments
60
Total interest paid
$5.6k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
2021 Total$0$0$0
1Jan 2022$419.14$174.75$593.89$29,580.86
2Feb 2022$421.58$172.31$593.89$29,159.28
3Mar 2022$424.04$169.85$593.89$28,735.24
4Apr 2022$426.51$167.38$593.89$28,308.73
5May 2022$428.99$164.90$593.89$27,879.74
6Jun 2022$431.49$162.40$593.89$27,448.25
7Jul 2022$434.00$159.89$593.89$27,014.25
8Aug 2022$436.53$157.36$593.89$26,577.72
9Sep 2022$439.07$154.82$593.89$26,138.65
10Oct 2022$441.63$152.26$593.89$25,697.02
11Nov 2022$444.20$149.69$593.89$25,252.82
12Dec 2022$446.79$147.10$593.89$24,806.03
2022 Total$5,193.97$1,932.71$7,126.68
13Jan 2023$449.39$144.50$593.89$24,356.64
14Feb 2023$452.01$141.88$593.89$23,904.63
15Mar 2023$454.65$139.24$593.89$23,449.98
16Apr 2023$457.29$136.60$593.89$22,992.69
17May 2023$459.96$133.93$593.89$22,532.73
18Jun 2023$462.64$131.25$593.89$22,070.09
19Jul 2023$465.33$128.56$593.89$21,604.76
20Aug 2023$468.04$125.85$593.89$21,136.72
21Sep 2023$470.77$123.12$593.89$20,665.95
22Oct 2023$473.51$120.38$593.89$20,192.44
23Nov 2023$476.27$117.62$593.89$19,716.17
24Dec 2023$479.04$114.85$593.89$19,237.13
2023 Total$5,568.9$1,557.78$7,126.68
25Jan 2024$481.83$112.06$593.89$18,755.30
26Feb 2024$484.64$109.25$593.89$18,270.66
27Mar 2024$487.46$106.43$593.89$17,783.20
28Apr 2024$490.30$103.59$593.89$17,292.90
29May 2024$493.16$100.73$593.89$16,799.74
30Jun 2024$496.03$97.86$593.89$16,303.71
31Jul 2024$498.92$94.97$593.89$15,804.79
32Aug 2024$501.83$92.06$593.89$15,302.96
33Sep 2024$504.75$89.14$593.89$14,798.21
34Oct 2024$507.69$86.20$593.89$14,290.52
35Nov 2024$510.65$83.24$593.89$13,779.87
36Dec 2024$513.62$80.27$593.89$13,266.25
2024 Total$5,970.88$1,155.8$7,126.68
37Jan 2025$516.61$77.28$593.89$12,749.64
38Feb 2025$519.62$74.27$593.89$12,230.02
39Mar 2025$522.65$71.24$593.89$11,707.37
40Apr 2025$525.69$68.20$593.89$11,181.68
41May 2025$528.76$65.13$593.89$10,652.92
42Jun 2025$531.84$62.05$593.89$10,121.08
43Jul 2025$534.93$58.96$593.89$9,586.15
44Aug 2025$538.05$55.84$593.89$9,048.10
45Sep 2025$541.18$52.71$593.89$8,506.92
46Oct 2025$544.34$49.55$593.89$7,962.58
47Nov 2025$547.51$46.38$593.89$7,415.07
48Dec 2025$550.70$43.19$593.89$6,864.37
2025 Total$6,401.88$724.8$7,126.68
49Jan 2026$553.91$39.98$593.89$6,310.46
50Feb 2026$557.13$36.76$593.89$5,753.33
51Mar 2026$560.38$33.51$593.89$5,192.95
52Apr 2026$563.64$30.25$593.89$4,629.31
53May 2026$566.92$26.97$593.89$4,062.39
54Jun 2026$570.23$23.66$593.89$3,492.16
55Jul 2026$573.55$20.34$593.89$2,918.61
56Aug 2026$576.89$17.00$593.89$2,341.72
57Sep 2026$580.25$13.64$593.89$1,761.47
58Oct 2026$583.63$10.26$593.89$1,177.84
59Nov 2026$587.03$6.86$593.89$590.81
60Dec 2026$590.45$3.44$593.89$0.36
2026 Total$6,864.01$262.67$7,126.68