Compare NSW car loans

Compare Car loans in NSW - Data last updated on 24 Jun 2018

Compare NSW car loans

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New Vehicle Fast Loan Low Rate
Advertised Rate
5.99%
fixed
Comparison Rate
6.53%
Monthly Repayment
$580
Upfront Fee
$380
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Car Loan
Advertised Rate
5.44%
fixed
Comparison Rate
5.99%
Monthly Repayment
$572
Upfront Fee
$400
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Advantage Car Loan
Advertised Rate
From
5.49%
fixed
Comparison Rate
6.75%
Monthly Repayment
$573
Upfront Fee
$407
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Secured Car Loan
Advertised Rate
6.99%
fixed
Comparison Rate
7.76%
Monthly Repayment
$594
Upfront Fee
$299
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Low Rate Car Loan (New and Used Car < 5 Years)
Advertised Rate
6.99%
variable
Comparison Rate
7.91%
Monthly Repayment
$594
Upfront Fee
$250
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Used Vehicle Fast Loan Low Rate
Advertised Rate
7.49%
fixed
Comparison Rate
8.04%
Monthly Repayment
$601
Upfront Fee
$380
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Motor Loan
Advertised Rate
From
6.99%
fixed
Comparison Rate
8.10%
Monthly Repayment
$594
Upfront Fee
$295
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Secured Personal Loan (Car < 2 Years)
Advertised Rate
7.99%
variable
Comparison Rate
8.96%
Monthly Repayment
$608
Upfront Fee
$200
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Unsecured Personal Loan - Diamond (Excellent Credit)
Advertised Rate
8.50%
fixed
Comparison Rate
9.36%
Monthly Repayment
$615
Upfront Fee
$595
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Car LoanSpecialReceive a $200 fuel voucher with a Westpac Car Loan for new or used car. Offer ends 28 June 2018.
Advertised Rate
8.49%
fixed
Comparison Rate
9.67%
Monthly Repayment
$615
Upfront Fee
$250
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Personal Loan Fixed Rate
Advertised Rate
From
9.50%
fixed
Comparison Rate
10.06%
Monthly Repayment
$630
Upfront Fee
$150
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Unsecured Car Loan
Advertised Rate
9.95%
variable
Comparison Rate
10.09%
Monthly Repayment
$637
Upfront Fee
$100
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Secured Personal Loan (Car 2-7 Years)
Advertised Rate
9.49%
variable
Comparison Rate
10.45%
Monthly Repayment
$630
Upfront Fee
$200
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Unsecured Personal Loan
Advertised Rate
11.99%
fixed
Comparison Rate
12.80%
Monthly Repayment
$667
Upfront Fee
$195
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Unsecured Personal Loan
Advertised Rate
12.99%
variable
Comparison Rate
13.95%
Monthly Repayment
$682
Upfront Fee
$200
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Car loans in New South Wales

If you're a New South Welshman (or woman) looking for extra moolah to buy a new or second-hand vehicle, you'll be keen to source the best car finance deals available. The good news is there are many companies competing for your business, and as Sydney has the biggest population of any Australian city, living in NSW you ought to be able to get a great loan offer with reasonable rates and few or no strings attached.

How do car loans in NSW work?

When you’re looking for personal loans to buy a car or other vehicle, normally your credit history will be checked thoroughly in case of any past misdemeanours. This can be an uncomfortable experience if you have had credit issues previously, even minor ones. Fortunately, a number of companies today specialise in offering very competitive rates on finance for people in specific circumstances. This includes those who have poor credit ratings or who don't want to undergo a credit check, single parents, pensioners and people looking for low doc solutions so they can quickly sort out their vehicle finances for work or other purposes. No matter your status, there are bound to be car loans in NSW to suit you.

What are the main features of car loans in NSW?

When borrowing money to finance a car purchase, naturally you will want to look for the best possible deals. One good tip is to use the comparison rate when considering a number of different loan options rather than the advertised rate. This allows you to get a good perspective on the true cost of borrowing from a specific lender, as it incorporates all fees and charges pertaining to the loan offer. You will also need to check out any other terms and conditions applied by each lender.

For instance, some loan deals include the opportunity to make flexible repayments. This means that when you have extra money available, you have the chance to pay off your loan more quickly, without being charged any additional fees. Car loans in NSW have either variable or fixed interest rates, so take this into account when making your decision. 

What are the pros and cons?

A good deal on a car loan can help you buy your vehicle promptly, particularly if you use an online loan application form. Always make sure the terms of your car loan are reasonable, in that you are repaying the sum you have borrowed at a rate that is affordable to you and won't cause other financial difficulties.

If you believe you could benefit from flexible payments, then seek a loan deal that offers that facility; however, you should always check that there is no penalty if you are in the fortunate position of being able to pay off your loan early.

Always consider the true (comparison) interest rates for car loans, as these will help you determine which car loan in NSW is right for you.

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.

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