Borrow amount
$30k
Advertised Rate

8.99%

p.a Variable

Comparison Rate*

9.83%

p.a

Loan term
5 Years
Northern Inland CU
Repayment frequency
Monthly
Monthly repayment

$623

Number of repayments
60
Total interest paid
$7.4k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1May 2021$397.86$224.75$622.61$29,602.14
2Jun 2021$400.84$221.77$622.61$29,201.30
3Jul 2021$403.84$218.77$622.61$28,797.46
4Aug 2021$406.87$215.74$622.61$28,390.59
5Sep 2021$409.92$212.69$622.61$27,980.67
6Oct 2021$412.99$209.62$622.61$27,567.68
7Nov 2021$416.08$206.53$622.61$27,151.60
8Dec 2021$419.20$203.41$622.61$26,732.40
2021 Total$3,267.6$1,713.28$4,980.88
9Jan 2022$422.34$200.27$622.61$26,310.06
10Feb 2022$425.50$197.11$622.61$25,884.56
11Mar 2022$428.69$193.92$622.61$25,455.87
12Apr 2022$431.90$190.71$622.61$25,023.97
13May 2022$435.14$187.47$622.61$24,588.83
14Jun 2022$438.40$184.21$622.61$24,150.43
15Jul 2022$441.68$180.93$622.61$23,708.75
16Aug 2022$444.99$177.62$622.61$23,263.76
17Sep 2022$448.33$174.28$622.61$22,815.43
18Oct 2022$451.68$170.93$622.61$22,363.75
19Nov 2022$455.07$167.54$622.61$21,908.68
20Dec 2022$458.48$164.13$622.61$21,450.20
2022 Total$5,282.2$2,189.12$7,471.32
21Jan 2023$461.91$160.70$622.61$20,988.29
22Feb 2023$465.37$157.24$622.61$20,522.92
23Mar 2023$468.86$153.75$622.61$20,054.06
24Apr 2023$472.37$150.24$622.61$19,581.69
25May 2023$475.91$146.70$622.61$19,105.78
26Jun 2023$479.48$143.13$622.61$18,626.30
27Jul 2023$483.07$139.54$622.61$18,143.23
28Aug 2023$486.69$135.92$622.61$17,656.54
29Sep 2023$490.33$132.28$622.61$17,166.21
30Oct 2023$494.01$128.60$622.61$16,672.20
31Nov 2023$497.71$124.90$622.61$16,174.49
32Dec 2023$501.44$121.17$622.61$15,673.05
2023 Total$5,777.15$1,694.17$7,471.32
33Jan 2024$505.19$117.42$622.61$15,167.86
34Feb 2024$508.98$113.63$622.61$14,658.88
35Mar 2024$512.79$109.82$622.61$14,146.09
36Apr 2024$516.63$105.98$622.61$13,629.46
37May 2024$520.50$102.11$622.61$13,108.96
38Jun 2024$524.40$98.21$622.61$12,584.56
39Jul 2024$528.33$94.28$622.61$12,056.23
40Aug 2024$532.29$90.32$622.61$11,523.94
41Sep 2024$536.28$86.33$622.61$10,987.66
42Oct 2024$540.29$82.32$622.61$10,447.37
43Nov 2024$544.34$78.27$622.61$9,903.03
44Dec 2024$548.42$74.19$622.61$9,354.61
2024 Total$6,318.44$1,152.88$7,471.32
45Jan 2025$552.53$70.08$622.61$8,802.08
46Feb 2025$556.67$65.94$622.61$8,245.41
47Mar 2025$560.84$61.77$622.61$7,684.57
48Apr 2025$565.04$57.57$622.61$7,119.53
49May 2025$569.27$53.34$622.61$6,550.26
50Jun 2025$573.54$49.07$622.61$5,976.72
51Jul 2025$577.83$44.78$622.61$5,398.89
52Aug 2025$582.16$40.45$622.61$4,816.73
53Sep 2025$586.52$36.09$622.61$4,230.21
54Oct 2025$590.92$31.69$622.61$3,639.29
55Nov 2025$595.35$27.26$622.61$3,043.94
56Dec 2025$599.81$22.80$622.61$2,444.13
2025 Total$6,910.48$560.84$7,471.32
57Jan 2026$604.30$18.31$622.61$1,839.83
58Feb 2026$608.83$13.78$622.61$1,231.00
59Mar 2026$613.39$9.22$622.61$617.61
60Apr 2026$617.61$4.63$622.24$0.00
2026 Total$2,444.13$45.94$2,490.07