RateCity.com.au
powering smart financial decisions
Borrow amount
$30k
Advertised Rate

6.69

% p.a

Variable

Comparison Rate*

7.55

% p.a

Loan term
1 year to 7 years
Repayment frequency
Monthly
Monthly repayment

590

Number of repayments
60
Total interest paid
$5.4k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Nov 2021$422.41$167.25$589.66$29,577.59
2Dec 2021$424.76$164.90$589.66$29,152.83
2021 Total$847.17$332.15$1,179.32
3Jan 2022$427.13$162.53$589.66$28,725.70
4Feb 2022$429.51$160.15$589.66$28,296.19
5Mar 2022$431.91$157.75$589.66$27,864.28
6Apr 2022$434.32$155.34$589.66$27,429.96
7May 2022$436.74$152.92$589.66$26,993.22
8Jun 2022$439.17$150.49$589.66$26,554.05
9Jul 2022$441.62$148.04$589.66$26,112.43
10Aug 2022$444.08$145.58$589.66$25,668.35
11Sep 2022$446.56$143.10$589.66$25,221.79
12Oct 2022$449.05$140.61$589.66$24,772.74
13Nov 2022$451.55$138.11$589.66$24,321.19
14Dec 2022$454.07$135.59$589.66$23,867.12
2022 Total$5,285.71$1,790.21$7,075.92
15Jan 2023$456.60$133.06$589.66$23,410.52
16Feb 2023$459.15$130.51$589.66$22,951.37
17Mar 2023$461.71$127.95$589.66$22,489.66
18Apr 2023$464.28$125.38$589.66$22,025.38
19May 2023$466.87$122.79$589.66$21,558.51
20Jun 2023$469.47$120.19$589.66$21,089.04
21Jul 2023$472.09$117.57$589.66$20,616.95
22Aug 2023$474.72$114.94$589.66$20,142.23
23Sep 2023$477.37$112.29$589.66$19,664.86
24Oct 2023$480.03$109.63$589.66$19,184.83
25Nov 2023$482.70$106.96$589.66$18,702.13
26Dec 2023$485.40$104.26$589.66$18,216.73
2023 Total$5,650.39$1,425.53$7,075.92
27Jan 2024$488.10$101.56$589.66$17,728.63
28Feb 2024$490.82$98.84$589.66$17,237.81
29Mar 2024$493.56$96.10$589.66$16,744.25
30Apr 2024$496.31$93.35$589.66$16,247.94
31May 2024$499.08$90.58$589.66$15,748.86
32Jun 2024$501.86$87.80$589.66$15,247.00
33Jul 2024$504.66$85.00$589.66$14,742.34
34Aug 2024$507.47$82.19$589.66$14,234.87
35Sep 2024$510.30$79.36$589.66$13,724.57
36Oct 2024$513.15$76.51$589.66$13,211.42
37Nov 2024$516.01$73.65$589.66$12,695.41
38Dec 2024$518.88$70.78$589.66$12,176.53
2024 Total$6,040.2$1,035.72$7,075.92
39Jan 2025$521.78$67.88$589.66$11,654.75
40Feb 2025$524.68$64.98$589.66$11,130.07
41Mar 2025$527.61$62.05$589.66$10,602.46
42Apr 2025$530.55$59.11$589.66$10,071.91
43May 2025$533.51$56.15$589.66$9,538.40
44Jun 2025$536.48$53.18$589.66$9,001.92
45Jul 2025$539.47$50.19$589.66$8,462.45
46Aug 2025$542.48$47.18$589.66$7,919.97
47Sep 2025$545.51$44.15$589.66$7,374.46
48Oct 2025$548.55$41.11$589.66$6,825.91
49Nov 2025$551.61$38.05$589.66$6,274.30
50Dec 2025$554.68$34.98$589.66$5,719.62
2025 Total$6,456.91$619.01$7,075.92
51Jan 2026$557.77$31.89$589.66$5,161.85
52Feb 2026$560.88$28.78$589.66$4,600.97
53Mar 2026$564.01$25.65$589.66$4,036.96
54Apr 2026$567.15$22.51$589.66$3,469.81
55May 2026$570.32$19.34$589.66$2,899.49
56Jun 2026$573.50$16.16$589.66$2,325.99
57Jul 2026$576.69$12.97$589.66$1,749.30
58Aug 2026$579.91$9.75$589.66$1,169.39
59Sep 2026$583.14$6.52$589.66$586.25
60Oct 2026$586.25$3.27$589.52$0.00
2026 Total$5,719.62$176.84$5,896.46