RateCity.com.au
powering smart financial decisions
RateCity.com.au
Borrow amount
$30k
Interest Rate

From

5.75

% p.a

Fixed

Comparison Rate*

5.75

% p.a

Loan term
1.5 years to 7 years
Repayment frequency
Monthly
Monthly repayment

$577

Number of repayments
60
Total interest paid
$4.6k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Sep 2022$432.75$143.75$576.50$29,567.25
2Oct 2022$434.82$141.68$576.50$29,132.43
3Nov 2022$436.91$139.59$576.50$28,695.52
4Dec 2022$439.00$137.50$576.50$28,256.52
2022 Total$1,743.48$562.52$2,306
5Jan 2023$441.10$135.40$576.50$27,815.42
6Feb 2023$443.22$133.28$576.50$27,372.20
7Mar 2023$445.34$131.16$576.50$26,926.86
8Apr 2023$447.48$129.02$576.50$26,479.38
9May 2023$449.62$126.88$576.50$26,029.76
10Jun 2023$451.77$124.73$576.50$25,577.99
11Jul 2023$453.94$122.56$576.50$25,124.05
12Aug 2023$456.11$120.39$576.50$24,667.94
13Sep 2023$458.30$118.20$576.50$24,209.64
14Oct 2023$460.50$116.00$576.50$23,749.14
15Nov 2023$462.70$113.80$576.50$23,286.44
16Dec 2023$464.92$111.58$576.50$22,821.52
2023 Total$5,435$1,483$6,918
17Jan 2024$467.15$109.35$576.50$22,354.37
18Feb 2024$469.39$107.11$576.50$21,884.98
19Mar 2024$471.63$104.87$576.50$21,413.35
20Apr 2024$473.89$102.61$576.50$20,939.46
21May 2024$476.17$100.33$576.50$20,463.29
22Jun 2024$478.45$98.05$576.50$19,984.84
23Jul 2024$480.74$95.76$576.50$19,504.10
24Aug 2024$483.04$93.46$576.50$19,021.06
25Sep 2024$485.36$91.14$576.50$18,535.70
26Oct 2024$487.68$88.82$576.50$18,048.02
27Nov 2024$490.02$86.48$576.50$17,558.00
28Dec 2024$492.37$84.13$576.50$17,065.63
2024 Total$5,755.89$1,162.11$6,918
29Jan 2025$494.73$81.77$576.50$16,570.90
30Feb 2025$497.10$79.40$576.50$16,073.80
31Mar 2025$499.48$77.02$576.50$15,574.32
32Apr 2025$501.87$74.63$576.50$15,072.45
33May 2025$504.28$72.22$576.50$14,568.17
34Jun 2025$506.69$69.81$576.50$14,061.48
35Jul 2025$509.12$67.38$576.50$13,552.36
36Aug 2025$511.56$64.94$576.50$13,040.80
37Sep 2025$514.01$62.49$576.50$12,526.79
38Oct 2025$516.48$60.02$576.50$12,010.31
39Nov 2025$518.95$57.55$576.50$11,491.36
40Dec 2025$521.44$55.06$576.50$10,969.92
2025 Total$6,095.71$822.29$6,918
41Jan 2026$523.94$52.56$576.50$10,445.98
42Feb 2026$526.45$50.05$576.50$9,919.53
43Mar 2026$528.97$47.53$576.50$9,390.56
44Apr 2026$531.50$45.00$576.50$8,859.06
45May 2026$534.05$42.45$576.50$8,325.01
46Jun 2026$536.61$39.89$576.50$7,788.40
47Jul 2026$539.18$37.32$576.50$7,249.22
48Aug 2026$541.76$34.74$576.50$6,707.46
49Sep 2026$544.36$32.14$576.50$6,163.10
50Oct 2026$546.97$29.53$576.50$5,616.13
51Nov 2026$549.59$26.91$576.50$5,066.54
52Dec 2026$552.22$24.28$576.50$4,514.32
2026 Total$6,455.6$462.4$6,918
53Jan 2027$554.87$21.63$576.50$3,959.45
54Feb 2027$557.53$18.97$576.50$3,401.92
55Mar 2027$560.20$16.30$576.50$2,841.72
56Apr 2027$562.88$13.62$576.50$2,278.84
57May 2027$565.58$10.92$576.50$1,713.26
58Jun 2027$568.29$8.21$576.50$1,144.97
59Jul 2027$571.01$5.49$576.50$573.96
60Aug 2027$573.75$2.75$576.50$0.21
2027 Total$4,514.11$97.89$4,612