NOW Finance No Fee Secured Loan | Compare Your Repayments | RateCity
Borrow amount
$30k
Advertised Rate
From
4.45%
Fixed
Comparison Rate*
4.45%
Loan term
5 Years
Repayment frequency
Monthly
Monthly repayment
$559
Number of repayments
60
Total interest paid
$3.5k
Total repayments
$33,517
Monthly Repayment Schedule
Results are estimates only. Please allow for slight rounding differences.
| № | Date | Principal | Interest | Payment | Balance |
|---|---|---|---|---|---|
| 1 | Apr 2021 | $447.36 | $111.25 | $558.61 | $29,552.64 |
| 2 | May 2021 | $449.02 | $109.59 | $558.61 | $29,103.62 |
| 3 | Jun 2021 | $450.68 | $107.93 | $558.61 | $28,652.94 |
| 4 | Jul 2021 | $452.36 | $106.25 | $558.61 | $28,200.58 |
| 5 | Aug 2021 | $454.03 | $104.58 | $558.61 | $27,746.55 |
| 6 | Sep 2021 | $455.72 | $102.89 | $558.61 | $27,290.83 |
| 7 | Oct 2021 | $457.41 | $101.20 | $558.61 | $26,833.42 |
| 8 | Nov 2021 | $459.10 | $99.51 | $558.61 | $26,374.32 |
| 9 | Dec 2021 | $460.81 | $97.80 | $558.61 | $25,913.51 |
| 2021 Total | $4,086.49 | $941 | $5,027.49 | ||
| 10 | Jan 2022 | $462.51 | $96.10 | $558.61 | $25,451.00 |
| 11 | Feb 2022 | $464.23 | $94.38 | $558.61 | $24,986.77 |
| 12 | Mar 2022 | $465.95 | $92.66 | $558.61 | $24,520.82 |
| 13 | Apr 2022 | $467.68 | $90.93 | $558.61 | $24,053.14 |
| 14 | May 2022 | $469.41 | $89.20 | $558.61 | $23,583.73 |
| 15 | Jun 2022 | $471.15 | $87.46 | $558.61 | $23,112.58 |
| 16 | Jul 2022 | $472.90 | $85.71 | $558.61 | $22,639.68 |
| 17 | Aug 2022 | $474.65 | $83.96 | $558.61 | $22,165.03 |
| 18 | Sep 2022 | $476.41 | $82.20 | $558.61 | $21,688.62 |
| 19 | Oct 2022 | $478.18 | $80.43 | $558.61 | $21,210.44 |
| 20 | Nov 2022 | $479.95 | $78.66 | $558.61 | $20,730.49 |
| 21 | Dec 2022 | $481.73 | $76.88 | $558.61 | $20,248.76 |
| 2022 Total | $5,664.75 | $1,038.57 | $6,703.32 | ||
| 22 | Jan 2023 | $483.52 | $75.09 | $558.61 | $19,765.24 |
| 23 | Feb 2023 | $485.31 | $73.30 | $558.61 | $19,279.93 |
| 24 | Mar 2023 | $487.11 | $71.50 | $558.61 | $18,792.82 |
| 25 | Apr 2023 | $488.92 | $69.69 | $558.61 | $18,303.90 |
| 26 | May 2023 | $490.73 | $67.88 | $558.61 | $17,813.17 |
| 27 | Jun 2023 | $492.55 | $66.06 | $558.61 | $17,320.62 |
| 28 | Jul 2023 | $494.38 | $64.23 | $558.61 | $16,826.24 |
| 29 | Aug 2023 | $496.21 | $62.40 | $558.61 | $16,330.03 |
| 30 | Sep 2023 | $498.05 | $60.56 | $558.61 | $15,831.98 |
| 31 | Oct 2023 | $499.90 | $58.71 | $558.61 | $15,332.08 |
| 32 | Nov 2023 | $501.75 | $56.86 | $558.61 | $14,830.33 |
| 33 | Dec 2023 | $503.61 | $55.00 | $558.61 | $14,326.72 |
| 2023 Total | $5,922.04 | $781.28 | $6,703.32 | ||
| 34 | Jan 2024 | $505.48 | $53.13 | $558.61 | $13,821.24 |
| 35 | Feb 2024 | $507.36 | $51.25 | $558.61 | $13,313.88 |
| 36 | Mar 2024 | $509.24 | $49.37 | $558.61 | $12,804.64 |
| 37 | Apr 2024 | $511.13 | $47.48 | $558.61 | $12,293.51 |
| 38 | May 2024 | $513.02 | $45.59 | $558.61 | $11,780.49 |
| 39 | Jun 2024 | $514.92 | $43.69 | $558.61 | $11,265.57 |
| 40 | Jul 2024 | $516.83 | $41.78 | $558.61 | $10,748.74 |
| 41 | Aug 2024 | $518.75 | $39.86 | $558.61 | $10,229.99 |
| 42 | Sep 2024 | $520.67 | $37.94 | $558.61 | $9,709.32 |
| 43 | Oct 2024 | $522.60 | $36.01 | $558.61 | $9,186.72 |
| 44 | Nov 2024 | $524.54 | $34.07 | $558.61 | $8,662.18 |
| 45 | Dec 2024 | $526.49 | $32.12 | $558.61 | $8,135.69 |
| 2024 Total | $6,191.03 | $512.29 | $6,703.32 | ||
| 46 | Jan 2025 | $528.44 | $30.17 | $558.61 | $7,607.25 |
| 47 | Feb 2025 | $530.40 | $28.21 | $558.61 | $7,076.85 |
| 48 | Mar 2025 | $532.37 | $26.24 | $558.61 | $6,544.48 |
| 49 | Apr 2025 | $534.34 | $24.27 | $558.61 | $6,010.14 |
| 50 | May 2025 | $536.32 | $22.29 | $558.61 | $5,473.82 |
| 51 | Jun 2025 | $538.31 | $20.30 | $558.61 | $4,935.51 |
| 52 | Jul 2025 | $540.31 | $18.30 | $558.61 | $4,395.20 |
| 53 | Aug 2025 | $542.31 | $16.30 | $558.61 | $3,852.89 |
| 54 | Sep 2025 | $544.32 | $14.29 | $558.61 | $3,308.57 |
| 55 | Oct 2025 | $546.34 | $12.27 | $558.61 | $2,762.23 |
| 56 | Nov 2025 | $548.37 | $10.24 | $558.61 | $2,213.86 |
| 57 | Dec 2025 | $550.40 | $8.21 | $558.61 | $1,663.46 |
| 2025 Total | $6,472.23 | $231.09 | $6,703.32 | ||
| 58 | Jan 2026 | $552.44 | $6.17 | $558.61 | $1,111.02 |
| 59 | Feb 2026 | $554.49 | $4.12 | $558.61 | $556.53 |
| 60 | Mar 2026 | $556.53 | $2.06 | $558.59 | $0.00 |
| 2026 Total | $1,663.46 | $12.35 | $1,675.81 |
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