RateCity.com.au
powering smart financial decisions
Borrow amount
$30k
Advertised Rate

6.24

% p.a

Fixed

Comparison Rate*

6.94

% p.a

Loan term
1 year to 7 years
Repayment frequency
Monthly
Monthly repayment

583

Number of repayments
60
Total interest paid
$5k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Oct 2021$427.34$156.00$583.34$29,572.66
2Nov 2021$429.56$153.78$583.34$29,143.10
3Dec 2021$431.80$151.54$583.34$28,711.30
2021 Total$1,288.7$461.32$1,750.02
4Jan 2022$434.04$149.30$583.34$28,277.26
5Feb 2022$436.30$147.04$583.34$27,840.96
6Mar 2022$438.57$144.77$583.34$27,402.39
7Apr 2022$440.85$142.49$583.34$26,961.54
8May 2022$443.14$140.20$583.34$26,518.40
9Jun 2022$445.44$137.90$583.34$26,072.96
10Jul 2022$447.76$135.58$583.34$25,625.20
11Aug 2022$450.09$133.25$583.34$25,175.11
12Sep 2022$452.43$130.91$583.34$24,722.68
13Oct 2022$454.78$128.56$583.34$24,267.90
14Nov 2022$457.15$126.19$583.34$23,810.75
15Dec 2022$459.52$123.82$583.34$23,351.23
2022 Total$5,360.07$1,640.01$7,000.08
16Jan 2023$461.91$121.43$583.34$22,889.32
17Feb 2023$464.32$119.02$583.34$22,425.00
18Mar 2023$466.73$116.61$583.34$21,958.27
19Apr 2023$469.16$114.18$583.34$21,489.11
20May 2023$471.60$111.74$583.34$21,017.51
21Jun 2023$474.05$109.29$583.34$20,543.46
22Jul 2023$476.51$106.83$583.34$20,066.95
23Aug 2023$478.99$104.35$583.34$19,587.96
24Sep 2023$481.48$101.86$583.34$19,106.48
25Oct 2023$483.99$99.35$583.34$18,622.49
26Nov 2023$486.50$96.84$583.34$18,135.99
27Dec 2023$489.03$94.31$583.34$17,646.96
2023 Total$5,704.27$1,295.81$7,000.08
28Jan 2024$491.58$91.76$583.34$17,155.38
29Feb 2024$494.13$89.21$583.34$16,661.25
30Mar 2024$496.70$86.64$583.34$16,164.55
31Apr 2024$499.28$84.06$583.34$15,665.27
32May 2024$501.88$81.46$583.34$15,163.39
33Jun 2024$504.49$78.85$583.34$14,658.90
34Jul 2024$507.11$76.23$583.34$14,151.79
35Aug 2024$509.75$73.59$583.34$13,642.04
36Sep 2024$512.40$70.94$583.34$13,129.64
37Oct 2024$515.07$68.27$583.34$12,614.57
38Nov 2024$517.74$65.60$583.34$12,096.83
39Dec 2024$520.44$62.90$583.34$11,576.39
2024 Total$6,070.57$929.51$7,000.08
40Jan 2025$523.14$60.20$583.34$11,053.25
41Feb 2025$525.86$57.48$583.34$10,527.39
42Mar 2025$528.60$54.74$583.34$9,998.79
43Apr 2025$531.35$51.99$583.34$9,467.44
44May 2025$534.11$49.23$583.34$8,933.33
45Jun 2025$536.89$46.45$583.34$8,396.44
46Jul 2025$539.68$43.66$583.34$7,856.76
47Aug 2025$542.48$40.86$583.34$7,314.28
48Sep 2025$545.31$38.03$583.34$6,768.97
49Oct 2025$548.14$35.20$583.34$6,220.83
50Nov 2025$550.99$32.35$583.34$5,669.84
51Dec 2025$553.86$29.48$583.34$5,115.98
2025 Total$6,460.41$539.67$7,000.08
52Jan 2026$556.74$26.60$583.34$4,559.24
53Feb 2026$559.63$23.71$583.34$3,999.61
54Mar 2026$562.54$20.80$583.34$3,437.07
55Apr 2026$565.47$17.87$583.34$2,871.60
56May 2026$568.41$14.93$583.34$2,303.19
57Jun 2026$571.36$11.98$583.34$1,731.83
58Jul 2026$574.33$9.01$583.34$1,157.50
59Aug 2026$577.32$6.02$583.34$580.18
60Sep 2026$580.18$3.02$583.20$0.00
2026 Total$5,115.98$133.94$5,249.92