RateCity.com.au
powering smart financial decisions
RateCity.com.au
Borrow amount
$30k
Interest Rate

8.99

% p.a

Fixed

Comparison Rate*

9.70

% p.a

Loan term
1 year to 7 years
Repayment frequency
Monthly
Monthly repayment

$623

Number of repayments
60
Total interest paid
$7.4k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Sep 2022$397.86$224.75$622.61$29,602.14
2Oct 2022$400.84$221.77$622.61$29,201.30
3Nov 2022$403.84$218.77$622.61$28,797.46
4Dec 2022$406.87$215.74$622.61$28,390.59
2022 Total$1,609.41$881.03$2,490.44
5Jan 2023$409.92$212.69$622.61$27,980.67
6Feb 2023$412.99$209.62$622.61$27,567.68
7Mar 2023$416.08$206.53$622.61$27,151.60
8Apr 2023$419.20$203.41$622.61$26,732.40
9May 2023$422.34$200.27$622.61$26,310.06
10Jun 2023$425.50$197.11$622.61$25,884.56
11Jul 2023$428.69$193.92$622.61$25,455.87
12Aug 2023$431.90$190.71$622.61$25,023.97
13Sep 2023$435.14$187.47$622.61$24,588.83
14Oct 2023$438.40$184.21$622.61$24,150.43
15Nov 2023$441.68$180.93$622.61$23,708.75
16Dec 2023$444.99$177.62$622.61$23,263.76
2023 Total$5,126.83$2,344.49$7,471.32
17Jan 2024$448.33$174.28$622.61$22,815.43
18Feb 2024$451.68$170.93$622.61$22,363.75
19Mar 2024$455.07$167.54$622.61$21,908.68
20Apr 2024$458.48$164.13$622.61$21,450.20
21May 2024$461.91$160.70$622.61$20,988.29
22Jun 2024$465.37$157.24$622.61$20,522.92
23Jul 2024$468.86$153.75$622.61$20,054.06
24Aug 2024$472.37$150.24$622.61$19,581.69
25Sep 2024$475.91$146.70$622.61$19,105.78
26Oct 2024$479.48$143.13$622.61$18,626.30
27Nov 2024$483.07$139.54$622.61$18,143.23
28Dec 2024$486.69$135.92$622.61$17,656.54
2024 Total$5,607.22$1,864.1$7,471.32
29Jan 2025$490.33$132.28$622.61$17,166.21
30Feb 2025$494.01$128.60$622.61$16,672.20
31Mar 2025$497.71$124.90$622.61$16,174.49
32Apr 2025$501.44$121.17$622.61$15,673.05
33May 2025$505.19$117.42$622.61$15,167.86
34Jun 2025$508.98$113.63$622.61$14,658.88
35Jul 2025$512.79$109.82$622.61$14,146.09
36Aug 2025$516.63$105.98$622.61$13,629.46
37Sep 2025$520.50$102.11$622.61$13,108.96
38Oct 2025$524.40$98.21$622.61$12,584.56
39Nov 2025$528.33$94.28$622.61$12,056.23
40Dec 2025$532.29$90.32$622.61$11,523.94
2025 Total$6,132.6$1,338.72$7,471.32
41Jan 2026$536.28$86.33$622.61$10,987.66
42Feb 2026$540.29$82.32$622.61$10,447.37
43Mar 2026$544.34$78.27$622.61$9,903.03
44Apr 2026$548.42$74.19$622.61$9,354.61
45May 2026$552.53$70.08$622.61$8,802.08
46Jun 2026$556.67$65.94$622.61$8,245.41
47Jul 2026$560.84$61.77$622.61$7,684.57
48Aug 2026$565.04$57.57$622.61$7,119.53
49Sep 2026$569.27$53.34$622.61$6,550.26
50Oct 2026$573.54$49.07$622.61$5,976.72
51Nov 2026$577.83$44.78$622.61$5,398.89
52Dec 2026$582.16$40.45$622.61$4,816.73
2026 Total$6,707.21$764.11$7,471.32
53Jan 2027$586.52$36.09$622.61$4,230.21
54Feb 2027$590.92$31.69$622.61$3,639.29
55Mar 2027$595.35$27.26$622.61$3,043.94
56Apr 2027$599.81$22.80$622.61$2,444.13
57May 2027$604.30$18.31$622.61$1,839.83
58Jun 2027$608.83$13.78$622.61$1,231.00
59Jul 2027$613.39$9.22$622.61$617.61
60Aug 2027$617.61$4.63$622.24$0.00
2027 Total$4,816.73$163.78$4,980.51