RateCity.com.au
powering smart financial decisions
RateCity.com.au
Borrow amount
$30k
Interest Rate

From

5.35

% p.a

Fixed

Comparison Rate*

5.65

% p.a

Loan term
1 year to 7 years
Repayment frequency
Monthly
Monthly repayment

$571

Number of repayments
60
Total interest paid
$4.3k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Jun 2022$437.21$133.75$570.96$29,562.79
2Jul 2022$439.16$131.80$570.96$29,123.63
3Aug 2022$441.12$129.84$570.96$28,682.51
4Sep 2022$443.08$127.88$570.96$28,239.43
5Oct 2022$445.06$125.90$570.96$27,794.37
6Nov 2022$447.04$123.92$570.96$27,347.33
7Dec 2022$449.04$121.92$570.96$26,898.29
2022 Total$3,101.71$895.01$3,996.72
8Jan 2023$451.04$119.92$570.96$26,447.25
9Feb 2023$453.05$117.91$570.96$25,994.20
10Mar 2023$455.07$115.89$570.96$25,539.13
11Apr 2023$457.10$113.86$570.96$25,082.03
12May 2023$459.14$111.82$570.96$24,622.89
13Jun 2023$461.18$109.78$570.96$24,161.71
14Jul 2023$463.24$107.72$570.96$23,698.47
15Aug 2023$465.30$105.66$570.96$23,233.17
16Sep 2023$467.38$103.58$570.96$22,765.79
17Oct 2023$469.46$101.50$570.96$22,296.33
18Nov 2023$471.56$99.40$570.96$21,824.77
19Dec 2023$473.66$97.30$570.96$21,351.11
2023 Total$5,547.18$1,304.34$6,851.52
20Jan 2024$475.77$95.19$570.96$20,875.34
21Feb 2024$477.89$93.07$570.96$20,397.45
22Mar 2024$480.02$90.94$570.96$19,917.43
23Apr 2024$482.16$88.80$570.96$19,435.27
24May 2024$484.31$86.65$570.96$18,950.96
25Jun 2024$486.47$84.49$570.96$18,464.49
26Jul 2024$488.64$82.32$570.96$17,975.85
27Aug 2024$490.82$80.14$570.96$17,485.03
28Sep 2024$493.01$77.95$570.96$16,992.02
29Oct 2024$495.20$75.76$570.96$16,496.82
30Nov 2024$497.41$73.55$570.96$15,999.41
31Dec 2024$499.63$71.33$570.96$15,499.78
2024 Total$5,851.33$1,000.19$6,851.52
32Jan 2025$501.86$69.10$570.96$14,997.92
33Feb 2025$504.09$66.87$570.96$14,493.83
34Mar 2025$506.34$64.62$570.96$13,987.49
35Apr 2025$508.60$62.36$570.96$13,478.89
36May 2025$510.87$60.09$570.96$12,968.02
37Jun 2025$513.14$57.82$570.96$12,454.88
38Jul 2025$515.43$55.53$570.96$11,939.45
39Aug 2025$517.73$53.23$570.96$11,421.72
40Sep 2025$520.04$50.92$570.96$10,901.68
41Oct 2025$522.36$48.60$570.96$10,379.32
42Nov 2025$524.69$46.27$570.96$9,854.63
43Dec 2025$527.02$43.94$570.96$9,327.61
2025 Total$6,172.17$679.35$6,851.52
44Jan 2026$529.37$41.59$570.96$8,798.24
45Feb 2026$531.73$39.23$570.96$8,266.51
46Mar 2026$534.11$36.85$570.96$7,732.40
47Apr 2026$536.49$34.47$570.96$7,195.91
48May 2026$538.88$32.08$570.96$6,657.03
49Jun 2026$541.28$29.68$570.96$6,115.75
50Jul 2026$543.69$27.27$570.96$5,572.06
51Aug 2026$546.12$24.84$570.96$5,025.94
52Sep 2026$548.55$22.41$570.96$4,477.39
53Oct 2026$551.00$19.96$570.96$3,926.39
54Nov 2026$553.45$17.51$570.96$3,372.94
55Dec 2026$555.92$15.04$570.96$2,817.02
2026 Total$6,510.59$340.93$6,851.52
56Jan 2027$558.40$12.56$570.96$2,258.62
57Feb 2027$560.89$10.07$570.96$1,697.73
58Mar 2027$563.39$7.57$570.96$1,134.34
59Apr 2027$565.90$5.06$570.96$568.44
60May 2027$568.43$2.53$570.96$0.01
2027 Total$2,817.01$37.79$2,854.8