Borrow amount
$30k
Advertised Rate

6.81

% p.a

Variable

Comparison Rate*

7.80

% p.a

Loan term
2 years to 5 years
Repayment frequency
Monthly
Monthly repayment

$591

Number of repayments
60
Total interest paid
$5.5k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Jul 2021$421.10$170.25$591.35$29,578.90
2Aug 2021$423.49$167.86$591.35$29,155.41
3Sep 2021$425.89$165.46$591.35$28,729.52
4Oct 2021$428.31$163.04$591.35$28,301.21
5Nov 2021$430.74$160.61$591.35$27,870.47
6Dec 2021$433.19$158.16$591.35$27,437.28
2021 Total$2,562.72$985.38$3,548.1
7Jan 2022$435.64$155.71$591.35$27,001.64
8Feb 2022$438.12$153.23$591.35$26,563.52
9Mar 2022$440.60$150.75$591.35$26,122.92
10Apr 2022$443.10$148.25$591.35$25,679.82
11May 2022$445.62$145.73$591.35$25,234.20
12Jun 2022$448.15$143.20$591.35$24,786.05
13Jul 2022$450.69$140.66$591.35$24,335.36
14Aug 2022$453.25$138.10$591.35$23,882.11
15Sep 2022$455.82$135.53$591.35$23,426.29
16Oct 2022$458.41$132.94$591.35$22,967.88
17Nov 2022$461.01$130.34$591.35$22,506.87
18Dec 2022$463.62$127.73$591.35$22,043.25
2022 Total$5,394.03$1,702.17$7,096.2
19Jan 2023$466.25$125.10$591.35$21,577.00
20Feb 2023$468.90$122.45$591.35$21,108.10
21Mar 2023$471.56$119.79$591.35$20,636.54
22Apr 2023$474.24$117.11$591.35$20,162.30
23May 2023$476.93$114.42$591.35$19,685.37
24Jun 2023$479.64$111.71$591.35$19,205.73
25Jul 2023$482.36$108.99$591.35$18,723.37
26Aug 2023$485.09$106.26$591.35$18,238.28
27Sep 2023$487.85$103.50$591.35$17,750.43
28Oct 2023$490.62$100.73$591.35$17,259.81
29Nov 2023$493.40$97.95$591.35$16,766.41
30Dec 2023$496.20$95.15$591.35$16,270.21
2023 Total$5,773.04$1,323.16$7,096.2
31Jan 2024$499.02$92.33$591.35$15,771.19
32Feb 2024$501.85$89.50$591.35$15,269.34
33Mar 2024$504.70$86.65$591.35$14,764.64
34Apr 2024$507.56$83.79$591.35$14,257.08
35May 2024$510.44$80.91$591.35$13,746.64
36Jun 2024$513.34$78.01$591.35$13,233.30
37Jul 2024$516.25$75.10$591.35$12,717.05
38Aug 2024$519.18$72.17$591.35$12,197.87
39Sep 2024$522.13$69.22$591.35$11,675.74
40Oct 2024$525.09$66.26$591.35$11,150.65
41Nov 2024$528.07$63.28$591.35$10,622.58
42Dec 2024$531.07$60.28$591.35$10,091.51
2024 Total$6,178.7$917.5$7,096.2
43Jan 2025$534.08$57.27$591.35$9,557.43
44Feb 2025$537.11$54.24$591.35$9,020.32
45Mar 2025$540.16$51.19$591.35$8,480.16
46Apr 2025$543.23$48.12$591.35$7,936.93
47May 2025$546.31$45.04$591.35$7,390.62
48Jun 2025$549.41$41.94$591.35$6,841.21
49Jul 2025$552.53$38.82$591.35$6,288.68
50Aug 2025$555.66$35.69$591.35$5,733.02
51Sep 2025$558.82$32.53$591.35$5,174.20
52Oct 2025$561.99$29.36$591.35$4,612.21
53Nov 2025$565.18$26.17$591.35$4,047.03
54Dec 2025$568.38$22.97$591.35$3,478.65
2025 Total$6,612.86$483.34$7,096.2
55Jan 2026$571.61$19.74$591.35$2,907.04
56Feb 2026$574.85$16.50$591.35$2,332.19
57Mar 2026$578.11$13.24$591.35$1,754.08
58Apr 2026$581.40$9.95$591.35$1,172.68
59May 2026$584.70$6.65$591.35$587.98
60Jun 2026$587.98$3.34$591.32$0.00
2026 Total$3,478.65$69.42$3,548.07