Borrow amount
$30k
Advertised Rate

4.65%

p.a Fixed

Comparison Rate*

4.99%

p.a

Loan term
5 Years
People's Choice Credit Union
Repayment frequency
Monthly
Monthly repayment

$561

Number of repayments
60
Total interest paid
$3.7k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1May 2021$445.09$116.25$561.34$29,554.91
2Jun 2021$446.81$114.53$561.34$29,108.10
3Jul 2021$448.55$112.79$561.34$28,659.55
4Aug 2021$450.28$111.06$561.34$28,209.27
5Sep 2021$452.03$109.31$561.34$27,757.24
6Oct 2021$453.78$107.56$561.34$27,303.46
7Nov 2021$455.54$105.80$561.34$26,847.92
8Dec 2021$457.30$104.04$561.34$26,390.62
2021 Total$3,609.38$881.34$4,490.72
9Jan 2022$459.08$102.26$561.34$25,931.54
10Feb 2022$460.86$100.48$561.34$25,470.68
11Mar 2022$462.64$98.70$561.34$25,008.04
12Apr 2022$464.43$96.91$561.34$24,543.61
13May 2022$466.23$95.11$561.34$24,077.38
14Jun 2022$468.04$93.30$561.34$23,609.34
15Jul 2022$469.85$91.49$561.34$23,139.49
16Aug 2022$471.67$89.67$561.34$22,667.82
17Sep 2022$473.50$87.84$561.34$22,194.32
18Oct 2022$475.34$86.00$561.34$21,718.98
19Nov 2022$477.18$84.16$561.34$21,241.80
20Dec 2022$479.03$82.31$561.34$20,762.77
2022 Total$5,627.85$1,108.23$6,736.08
21Jan 2023$480.88$80.46$561.34$20,281.89
22Feb 2023$482.75$78.59$561.34$19,799.14
23Mar 2023$484.62$76.72$561.34$19,314.52
24Apr 2023$486.50$74.84$561.34$18,828.02
25May 2023$488.38$72.96$561.34$18,339.64
26Jun 2023$490.27$71.07$561.34$17,849.37
27Jul 2023$492.17$69.17$561.34$17,357.20
28Aug 2023$494.08$67.26$561.34$16,863.12
29Sep 2023$496.00$65.34$561.34$16,367.12
30Oct 2023$497.92$63.42$561.34$15,869.20
31Nov 2023$499.85$61.49$561.34$15,369.35
32Dec 2023$501.78$59.56$561.34$14,867.57
2023 Total$5,895.2$840.88$6,736.08
33Jan 2024$503.73$57.61$561.34$14,363.84
34Feb 2024$505.68$55.66$561.34$13,858.16
35Mar 2024$507.64$53.70$561.34$13,350.52
36Apr 2024$509.61$51.73$561.34$12,840.91
37May 2024$511.58$49.76$561.34$12,329.33
38Jun 2024$513.56$47.78$561.34$11,815.77
39Jul 2024$515.55$45.79$561.34$11,300.22
40Aug 2024$517.55$43.79$561.34$10,782.67
41Sep 2024$519.56$41.78$561.34$10,263.11
42Oct 2024$521.57$39.77$561.34$9,741.54
43Nov 2024$523.59$37.75$561.34$9,217.95
44Dec 2024$525.62$35.72$561.34$8,692.33
2024 Total$6,175.24$560.84$6,736.08
45Jan 2025$527.66$33.68$561.34$8,164.67
46Feb 2025$529.70$31.64$561.34$7,634.97
47Mar 2025$531.75$29.59$561.34$7,103.22
48Apr 2025$533.82$27.52$561.34$6,569.40
49May 2025$535.88$25.46$561.34$6,033.52
50Jun 2025$537.96$23.38$561.34$5,495.56
51Jul 2025$540.04$21.30$561.34$4,955.52
52Aug 2025$542.14$19.20$561.34$4,413.38
53Sep 2025$544.24$17.10$561.34$3,869.14
54Oct 2025$546.35$14.99$561.34$3,322.79
55Nov 2025$548.46$12.88$561.34$2,774.33
56Dec 2025$550.59$10.75$561.34$2,223.74
2025 Total$6,468.59$267.49$6,736.08
57Jan 2026$552.72$8.62$561.34$1,671.02
58Feb 2026$554.86$6.48$561.34$1,116.16
59Mar 2026$557.01$4.33$561.34$559.15
60Apr 2026$559.15$2.17$561.32$0.00
2026 Total$2,223.74$21.6$2,245.34