Borrow amount
$30k
Advertised Rate

4.65%

Fixed

Comparison Rate*

4.99%

Loan term
5 Years
People's Choice Credit Union
Repayment frequency
Monthly
Monthly repayment

$561

Number of repayments
60
Total interest paid
$3.7k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Feb 2021$445.09$116.25$561.34$29,554.91
2Mar 2021$446.81$114.53$561.34$29,108.10
3Apr 2021$448.55$112.79$561.34$28,659.55
4May 2021$450.28$111.06$561.34$28,209.27
5Jun 2021$452.03$109.31$561.34$27,757.24
6Jul 2021$453.78$107.56$561.34$27,303.46
7Aug 2021$455.54$105.80$561.34$26,847.92
8Sep 2021$457.30$104.04$561.34$26,390.62
9Oct 2021$459.08$102.26$561.34$25,931.54
10Nov 2021$460.86$100.48$561.34$25,470.68
11Dec 2021$462.64$98.70$561.34$25,008.04
2021 Total$4,991.96$1,182.78$6,174.74
12Jan 2022$464.43$96.91$561.34$24,543.61
13Feb 2022$466.23$95.11$561.34$24,077.38
14Mar 2022$468.04$93.30$561.34$23,609.34
15Apr 2022$469.85$91.49$561.34$23,139.49
16May 2022$471.67$89.67$561.34$22,667.82
17Jun 2022$473.50$87.84$561.34$22,194.32
18Jul 2022$475.34$86.00$561.34$21,718.98
19Aug 2022$477.18$84.16$561.34$21,241.80
20Sep 2022$479.03$82.31$561.34$20,762.77
21Oct 2022$480.88$80.46$561.34$20,281.89
22Nov 2022$482.75$78.59$561.34$19,799.14
23Dec 2022$484.62$76.72$561.34$19,314.52
2022 Total$5,693.52$1,042.56$6,736.08
24Jan 2023$486.50$74.84$561.34$18,828.02
25Feb 2023$488.38$72.96$561.34$18,339.64
26Mar 2023$490.27$71.07$561.34$17,849.37
27Apr 2023$492.17$69.17$561.34$17,357.20
28May 2023$494.08$67.26$561.34$16,863.12
29Jun 2023$496.00$65.34$561.34$16,367.12
30Jul 2023$497.92$63.42$561.34$15,869.20
31Aug 2023$499.85$61.49$561.34$15,369.35
32Sep 2023$501.78$59.56$561.34$14,867.57
33Oct 2023$503.73$57.61$561.34$14,363.84
34Nov 2023$505.68$55.66$561.34$13,858.16
35Dec 2023$507.64$53.70$561.34$13,350.52
2023 Total$5,964$772.08$6,736.08
36Jan 2024$509.61$51.73$561.34$12,840.91
37Feb 2024$511.58$49.76$561.34$12,329.33
38Mar 2024$513.56$47.78$561.34$11,815.77
39Apr 2024$515.55$45.79$561.34$11,300.22
40May 2024$517.55$43.79$561.34$10,782.67
41Jun 2024$519.56$41.78$561.34$10,263.11
42Jul 2024$521.57$39.77$561.34$9,741.54
43Aug 2024$523.59$37.75$561.34$9,217.95
44Sep 2024$525.62$35.72$561.34$8,692.33
45Oct 2024$527.66$33.68$561.34$8,164.67
46Nov 2024$529.70$31.64$561.34$7,634.97
47Dec 2024$531.75$29.59$561.34$7,103.22
2024 Total$6,247.3$488.78$6,736.08
48Jan 2025$533.82$27.52$561.34$6,569.40
49Feb 2025$535.88$25.46$561.34$6,033.52
50Mar 2025$537.96$23.38$561.34$5,495.56
51Apr 2025$540.04$21.30$561.34$4,955.52
52May 2025$542.14$19.20$561.34$4,413.38
53Jun 2025$544.24$17.10$561.34$3,869.14
54Jul 2025$546.35$14.99$561.34$3,322.79
55Aug 2025$548.46$12.88$561.34$2,774.33
56Sep 2025$550.59$10.75$561.34$2,223.74
57Oct 2025$552.72$8.62$561.34$1,671.02
58Nov 2025$554.86$6.48$561.34$1,116.16
59Dec 2025$557.01$4.33$561.34$559.15
2025 Total$6,544.07$192.01$6,736.08
60Jan 2026$559.15$2.17$561.32$0.00
2025 Total$559.15$2.17$561.32