Plenti Car Loan (New & Demo Cars) | Compare Your Repayments | RateCity
Borrow amount
$30k
Advertised Rate
From
4.89
% p.a
Fixed
Comparison Rate*
5.44
% p.a
Loan term
5 Years
Repayment frequency
Monthly
Monthly repayment
$565
Number of repayments
60
Total interest paid
$3.9k
Total repayments
$33,878
Monthly Repayment Schedule
Results are estimates only. Please allow for slight rounding differences.
| № | Date | Principal | Interest | Payment | Balance |
|---|---|---|---|---|---|
| 1 | May 2021 | $442.38 | $122.25 | $564.63 | $29,557.62 |
| 2 | Jun 2021 | $444.18 | $120.45 | $564.63 | $29,113.44 |
| 3 | Jul 2021 | $445.99 | $118.64 | $564.63 | $28,667.45 |
| 4 | Aug 2021 | $447.81 | $116.82 | $564.63 | $28,219.64 |
| 5 | Sep 2021 | $449.63 | $115.00 | $564.63 | $27,770.01 |
| 6 | Oct 2021 | $451.47 | $113.16 | $564.63 | $27,318.54 |
| 7 | Nov 2021 | $453.31 | $111.32 | $564.63 | $26,865.23 |
| 8 | Dec 2021 | $455.15 | $109.48 | $564.63 | $26,410.08 |
| 2021 Total | $3,589.92 | $927.12 | $4,517.04 | ||
| 9 | Jan 2022 | $457.01 | $107.62 | $564.63 | $25,953.07 |
| 10 | Feb 2022 | $458.87 | $105.76 | $564.63 | $25,494.20 |
| 11 | Mar 2022 | $460.74 | $103.89 | $564.63 | $25,033.46 |
| 12 | Apr 2022 | $462.62 | $102.01 | $564.63 | $24,570.84 |
| 13 | May 2022 | $464.50 | $100.13 | $564.63 | $24,106.34 |
| 14 | Jun 2022 | $466.40 | $98.23 | $564.63 | $23,639.94 |
| 15 | Jul 2022 | $468.30 | $96.33 | $564.63 | $23,171.64 |
| 16 | Aug 2022 | $470.21 | $94.42 | $564.63 | $22,701.43 |
| 17 | Sep 2022 | $472.12 | $92.51 | $564.63 | $22,229.31 |
| 18 | Oct 2022 | $474.05 | $90.58 | $564.63 | $21,755.26 |
| 19 | Nov 2022 | $475.98 | $88.65 | $564.63 | $21,279.28 |
| 20 | Dec 2022 | $477.92 | $86.71 | $564.63 | $20,801.36 |
| 2022 Total | $5,608.72 | $1,166.84 | $6,775.56 | ||
| 21 | Jan 2023 | $479.86 | $84.77 | $564.63 | $20,321.50 |
| 22 | Feb 2023 | $481.82 | $82.81 | $564.63 | $19,839.68 |
| 23 | Mar 2023 | $483.78 | $80.85 | $564.63 | $19,355.90 |
| 24 | Apr 2023 | $485.75 | $78.88 | $564.63 | $18,870.15 |
| 25 | May 2023 | $487.73 | $76.90 | $564.63 | $18,382.42 |
| 26 | Jun 2023 | $489.72 | $74.91 | $564.63 | $17,892.70 |
| 27 | Jul 2023 | $491.72 | $72.91 | $564.63 | $17,400.98 |
| 28 | Aug 2023 | $493.72 | $70.91 | $564.63 | $16,907.26 |
| 29 | Sep 2023 | $495.73 | $68.90 | $564.63 | $16,411.53 |
| 30 | Oct 2023 | $497.75 | $66.88 | $564.63 | $15,913.78 |
| 31 | Nov 2023 | $499.78 | $64.85 | $564.63 | $15,414.00 |
| 32 | Dec 2023 | $501.82 | $62.81 | $564.63 | $14,912.18 |
| 2023 Total | $5,889.18 | $886.38 | $6,775.56 | ||
| 33 | Jan 2024 | $503.86 | $60.77 | $564.63 | $14,408.32 |
| 34 | Feb 2024 | $505.92 | $58.71 | $564.63 | $13,902.40 |
| 35 | Mar 2024 | $507.98 | $56.65 | $564.63 | $13,394.42 |
| 36 | Apr 2024 | $510.05 | $54.58 | $564.63 | $12,884.37 |
| 37 | May 2024 | $512.13 | $52.50 | $564.63 | $12,372.24 |
| 38 | Jun 2024 | $514.21 | $50.42 | $564.63 | $11,858.03 |
| 39 | Jul 2024 | $516.31 | $48.32 | $564.63 | $11,341.72 |
| 40 | Aug 2024 | $518.41 | $46.22 | $564.63 | $10,823.31 |
| 41 | Sep 2024 | $520.53 | $44.10 | $564.63 | $10,302.78 |
| 42 | Oct 2024 | $522.65 | $41.98 | $564.63 | $9,780.13 |
| 43 | Nov 2024 | $524.78 | $39.85 | $564.63 | $9,255.35 |
| 44 | Dec 2024 | $526.91 | $37.72 | $564.63 | $8,728.44 |
| 2024 Total | $6,183.74 | $591.82 | $6,775.56 | ||
| 45 | Jan 2025 | $529.06 | $35.57 | $564.63 | $8,199.38 |
| 46 | Feb 2025 | $531.22 | $33.41 | $564.63 | $7,668.16 |
| 47 | Mar 2025 | $533.38 | $31.25 | $564.63 | $7,134.78 |
| 48 | Apr 2025 | $535.56 | $29.07 | $564.63 | $6,599.22 |
| 49 | May 2025 | $537.74 | $26.89 | $564.63 | $6,061.48 |
| 50 | Jun 2025 | $539.93 | $24.70 | $564.63 | $5,521.55 |
| 51 | Jul 2025 | $542.13 | $22.50 | $564.63 | $4,979.42 |
| 52 | Aug 2025 | $544.34 | $20.29 | $564.63 | $4,435.08 |
| 53 | Sep 2025 | $546.56 | $18.07 | $564.63 | $3,888.52 |
| 54 | Oct 2025 | $548.78 | $15.85 | $564.63 | $3,339.74 |
| 55 | Nov 2025 | $551.02 | $13.61 | $564.63 | $2,788.72 |
| 56 | Dec 2025 | $553.27 | $11.36 | $564.63 | $2,235.45 |
| 2025 Total | $6,492.99 | $282.57 | $6,775.56 | ||
| 57 | Jan 2026 | $555.52 | $9.11 | $564.63 | $1,679.93 |
| 58 | Feb 2026 | $557.78 | $6.85 | $564.63 | $1,122.15 |
| 59 | Mar 2026 | $560.06 | $4.57 | $564.63 | $562.09 |
| 60 | Apr 2026 | $562.09 | $2.29 | $564.38 | $0.00 |
| 2026 Total | $2,235.45 | $22.82 | $2,258.27 |