RateCity.com.au
powering smart financial decisions
Borrow amount
$30k
Advertised Rate

From

4.89

% p.a

Fixed

Comparison Rate*

5.44

% p.a

Loan term
3 years to 7 years
Repayment frequency
Monthly
Monthly repayment

$565

Number of repayments
60
Total interest paid
$3.9k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Dec 2021$442.38$122.25$564.63$29,557.62
2021 Total$442.38$122.25$564.63
2Jan 2022$444.18$120.45$564.63$29,113.44
3Feb 2022$445.99$118.64$564.63$28,667.45
4Mar 2022$447.81$116.82$564.63$28,219.64
5Apr 2022$449.63$115.00$564.63$27,770.01
6May 2022$451.47$113.16$564.63$27,318.54
7Jun 2022$453.31$111.32$564.63$26,865.23
8Jul 2022$455.15$109.48$564.63$26,410.08
9Aug 2022$457.01$107.62$564.63$25,953.07
10Sep 2022$458.87$105.76$564.63$25,494.20
11Oct 2022$460.74$103.89$564.63$25,033.46
12Nov 2022$462.62$102.01$564.63$24,570.84
13Dec 2022$464.50$100.13$564.63$24,106.34
2022 Total$5,451.28$1,324.28$6,775.56
14Jan 2023$466.40$98.23$564.63$23,639.94
15Feb 2023$468.30$96.33$564.63$23,171.64
16Mar 2023$470.21$94.42$564.63$22,701.43
17Apr 2023$472.12$92.51$564.63$22,229.31
18May 2023$474.05$90.58$564.63$21,755.26
19Jun 2023$475.98$88.65$564.63$21,279.28
20Jul 2023$477.92$86.71$564.63$20,801.36
21Aug 2023$479.86$84.77$564.63$20,321.50
22Sep 2023$481.82$82.81$564.63$19,839.68
23Oct 2023$483.78$80.85$564.63$19,355.90
24Nov 2023$485.75$78.88$564.63$18,870.15
25Dec 2023$487.73$76.90$564.63$18,382.42
2023 Total$5,723.92$1,051.64$6,775.56
26Jan 2024$489.72$74.91$564.63$17,892.70
27Feb 2024$491.72$72.91$564.63$17,400.98
28Mar 2024$493.72$70.91$564.63$16,907.26
29Apr 2024$495.73$68.90$564.63$16,411.53
30May 2024$497.75$66.88$564.63$15,913.78
31Jun 2024$499.78$64.85$564.63$15,414.00
32Jul 2024$501.82$62.81$564.63$14,912.18
33Aug 2024$503.86$60.77$564.63$14,408.32
34Sep 2024$505.92$58.71$564.63$13,902.40
35Oct 2024$507.98$56.65$564.63$13,394.42
36Nov 2024$510.05$54.58$564.63$12,884.37
37Dec 2024$512.13$52.50$564.63$12,372.24
2024 Total$6,010.18$765.38$6,775.56
38Jan 2025$514.21$50.42$564.63$11,858.03
39Feb 2025$516.31$48.32$564.63$11,341.72
40Mar 2025$518.41$46.22$564.63$10,823.31
41Apr 2025$520.53$44.10$564.63$10,302.78
42May 2025$522.65$41.98$564.63$9,780.13
43Jun 2025$524.78$39.85$564.63$9,255.35
44Jul 2025$526.91$37.72$564.63$8,728.44
45Aug 2025$529.06$35.57$564.63$8,199.38
46Sep 2025$531.22$33.41$564.63$7,668.16
47Oct 2025$533.38$31.25$564.63$7,134.78
48Nov 2025$535.56$29.07$564.63$6,599.22
49Dec 2025$537.74$26.89$564.63$6,061.48
2025 Total$6,310.76$464.8$6,775.56
50Jan 2026$539.93$24.70$564.63$5,521.55
51Feb 2026$542.13$22.50$564.63$4,979.42
52Mar 2026$544.34$20.29$564.63$4,435.08
53Apr 2026$546.56$18.07$564.63$3,888.52
54May 2026$548.78$15.85$564.63$3,339.74
55Jun 2026$551.02$13.61$564.63$2,788.72
56Jul 2026$553.27$11.36$564.63$2,235.45
57Aug 2026$555.52$9.11$564.63$1,679.93
58Sep 2026$557.78$6.85$564.63$1,122.15
59Oct 2026$560.06$4.57$564.63$562.09
60Nov 2026$562.09$2.29$564.38$0.00
2026 Total$6,061.48$149.2$6,210.68