RateCity.com.au
powering smart financial decisions
Borrow amount
$30k
Advertised Rate

7.19

% p.a

Fixed

Comparison Rate*

7.33

% p.a

Loan term
1 year to 7 years
Repayment frequency
Monthly
Monthly repayment

$597

Number of repayments
60
Total interest paid
$5.8k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Oct 2021$416.98$179.75$596.73$29,583.02
2Nov 2021$419.48$177.25$596.73$29,163.54
3Dec 2021$421.99$174.74$596.73$28,741.55
2021 Total$1,258.45$531.74$1,790.19
4Jan 2022$424.52$172.21$596.73$28,317.03
5Feb 2022$427.06$169.67$596.73$27,889.97
6Mar 2022$429.62$167.11$596.73$27,460.35
7Apr 2022$432.20$164.53$596.73$27,028.15
8May 2022$434.79$161.94$596.73$26,593.36
9Jun 2022$437.39$159.34$596.73$26,155.97
10Jul 2022$440.01$156.72$596.73$25,715.96
11Aug 2022$442.65$154.08$596.73$25,273.31
12Sep 2022$445.30$151.43$596.73$24,828.01
13Oct 2022$447.97$148.76$596.73$24,380.04
14Nov 2022$450.65$146.08$596.73$23,929.39
15Dec 2022$453.35$143.38$596.73$23,476.04
2022 Total$5,265.51$1,895.25$7,160.76
16Jan 2023$456.07$140.66$596.73$23,019.97
17Feb 2023$458.80$137.93$596.73$22,561.17
18Mar 2023$461.55$135.18$596.73$22,099.62
19Apr 2023$464.32$132.41$596.73$21,635.30
20May 2023$467.10$129.63$596.73$21,168.20
21Jun 2023$469.90$126.83$596.73$20,698.30
22Jul 2023$472.71$124.02$596.73$20,225.59
23Aug 2023$475.55$121.18$596.73$19,750.04
24Sep 2023$478.39$118.34$596.73$19,271.65
25Oct 2023$481.26$115.47$596.73$18,790.39
26Nov 2023$484.14$112.59$596.73$18,306.25
27Dec 2023$487.05$109.68$596.73$17,819.20
2023 Total$5,656.84$1,503.92$7,160.76
28Jan 2024$489.96$106.77$596.73$17,329.24
29Feb 2024$492.90$103.83$596.73$16,836.34
30Mar 2024$495.85$100.88$596.73$16,340.49
31Apr 2024$498.82$97.91$596.73$15,841.67
32May 2024$501.81$94.92$596.73$15,339.86
33Jun 2024$504.82$91.91$596.73$14,835.04
34Jul 2024$507.84$88.89$596.73$14,327.20
35Aug 2024$510.89$85.84$596.73$13,816.31
36Sep 2024$513.95$82.78$596.73$13,302.36
37Oct 2024$517.03$79.70$596.73$12,785.33
38Nov 2024$520.12$76.61$596.73$12,265.21
39Dec 2024$523.24$73.49$596.73$11,741.97
2024 Total$6,077.23$1,083.53$7,160.76
40Jan 2025$526.38$70.35$596.73$11,215.59
41Feb 2025$529.53$67.20$596.73$10,686.06
42Mar 2025$532.70$64.03$596.73$10,153.36
43Apr 2025$535.89$60.84$596.73$9,617.47
44May 2025$539.11$57.62$596.73$9,078.36
45Jun 2025$542.34$54.39$596.73$8,536.02
46Jul 2025$545.59$51.14$596.73$7,990.43
47Aug 2025$548.85$47.88$596.73$7,441.58
48Sep 2025$552.14$44.59$596.73$6,889.44
49Oct 2025$555.45$41.28$596.73$6,333.99
50Nov 2025$558.78$37.95$596.73$5,775.21
51Dec 2025$562.13$34.60$596.73$5,213.08
2025 Total$6,528.89$631.87$7,160.76
52Jan 2026$565.49$31.24$596.73$4,647.59
53Feb 2026$568.88$27.85$596.73$4,078.71
54Mar 2026$572.29$24.44$596.73$3,506.42
55Apr 2026$575.72$21.01$596.73$2,930.70
56May 2026$579.17$17.56$596.73$2,351.53
57Jun 2026$582.64$14.09$596.73$1,768.89
58Jul 2026$586.13$10.60$596.73$1,182.76
59Aug 2026$589.64$7.09$596.73$593.12
60Sep 2026$593.12$3.55$596.67$0.00
2026 Total$5,213.08$157.43$5,370.51