Borrow amount
$30k
Advertised Rate

6.70%

Variable

Comparison Rate*

6.98%

Loan term
5 Years
Pulse Credit Union
Repayment frequency
Monthly
Monthly repayment

$590

Number of repayments
60
Total interest paid
$5.4k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Feb 2021$422.30$167.50$589.80$29,577.70
2Mar 2021$424.66$165.14$589.80$29,153.04
3Apr 2021$427.03$162.77$589.80$28,726.01
4May 2021$429.41$160.39$589.80$28,296.60
5Jun 2021$431.81$157.99$589.80$27,864.79
6Jul 2021$434.22$155.58$589.80$27,430.57
7Aug 2021$436.65$153.15$589.80$26,993.92
8Sep 2021$439.08$150.72$589.80$26,554.84
9Oct 2021$441.54$148.26$589.80$26,113.30
10Nov 2021$444.00$145.80$589.80$25,669.30
11Dec 2021$446.48$143.32$589.80$25,222.82
2021 Total$4,777.18$1,710.62$6,487.8
12Jan 2022$448.97$140.83$589.80$24,773.85
13Feb 2022$451.48$138.32$589.80$24,322.37
14Mar 2022$454.00$135.80$589.80$23,868.37
15Apr 2022$456.53$133.27$589.80$23,411.84
16May 2022$459.08$130.72$589.80$22,952.76
17Jun 2022$461.65$128.15$589.80$22,491.11
18Jul 2022$464.22$125.58$589.80$22,026.89
19Aug 2022$466.82$122.98$589.80$21,560.07
20Sep 2022$469.42$120.38$589.80$21,090.65
21Oct 2022$472.04$117.76$589.80$20,618.61
22Nov 2022$474.68$115.12$589.80$20,143.93
23Dec 2022$477.33$112.47$589.80$19,666.60
2022 Total$5,556.22$1,521.38$7,077.6
24Jan 2023$479.99$109.81$589.80$19,186.61
25Feb 2023$482.67$107.13$589.80$18,703.94
26Mar 2023$485.37$104.43$589.80$18,218.57
27Apr 2023$488.08$101.72$589.80$17,730.49
28May 2023$490.80$99.00$589.80$17,239.69
29Jun 2023$493.55$96.25$589.80$16,746.14
30Jul 2023$496.30$93.50$589.80$16,249.84
31Aug 2023$499.07$90.73$589.80$15,750.77
32Sep 2023$501.86$87.94$589.80$15,248.91
33Oct 2023$504.66$85.14$589.80$14,744.25
34Nov 2023$507.48$82.32$589.80$14,236.77
35Dec 2023$510.31$79.49$589.80$13,726.46
2023 Total$5,940.14$1,137.46$7,077.6
36Jan 2024$513.16$76.64$589.80$13,213.30
37Feb 2024$516.03$73.77$589.80$12,697.27
38Mar 2024$518.91$70.89$589.80$12,178.36
39Apr 2024$521.80$68.00$589.80$11,656.56
40May 2024$524.72$65.08$589.80$11,131.84
41Jun 2024$527.65$62.15$589.80$10,604.19
42Jul 2024$530.59$59.21$589.80$10,073.60
43Aug 2024$533.56$56.24$589.80$9,540.04
44Sep 2024$536.53$53.27$589.80$9,003.51
45Oct 2024$539.53$50.27$589.80$8,463.98
46Nov 2024$542.54$47.26$589.80$7,921.44
47Dec 2024$545.57$44.23$589.80$7,375.87
2024 Total$6,350.59$727.01$7,077.6
48Jan 2025$548.62$41.18$589.80$6,827.25
49Feb 2025$551.68$38.12$589.80$6,275.57
50Mar 2025$554.76$35.04$589.80$5,720.81
51Apr 2025$557.86$31.94$589.80$5,162.95
52May 2025$560.97$28.83$589.80$4,601.98
53Jun 2025$564.11$25.69$589.80$4,037.87
54Jul 2025$567.26$22.54$589.80$3,470.61
55Aug 2025$570.42$19.38$589.80$2,900.19
56Sep 2025$573.61$16.19$589.80$2,326.58
57Oct 2025$576.81$12.99$589.80$1,749.77
58Nov 2025$580.03$9.77$589.80$1,169.74
59Dec 2025$583.27$6.53$589.80$586.47
2025 Total$6,789.4$288.2$7,077.6
60Jan 2026$586.47$3.27$589.74$0.00
2025 Total$586.47$3.27$589.74