Borrow amount
$30k
Advertised Rate

6.70%

p.a Variable

Comparison Rate*

6.98%

p.a

Loan term
5 Years
Pulse Credit Union
Repayment frequency
Monthly
Monthly repayment

$590

Number of repayments
60
Total interest paid
$5.4k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1May 2021$422.30$167.50$589.80$29,577.70
2Jun 2021$424.66$165.14$589.80$29,153.04
3Jul 2021$427.03$162.77$589.80$28,726.01
4Aug 2021$429.41$160.39$589.80$28,296.60
5Sep 2021$431.81$157.99$589.80$27,864.79
6Oct 2021$434.22$155.58$589.80$27,430.57
7Nov 2021$436.65$153.15$589.80$26,993.92
8Dec 2021$439.08$150.72$589.80$26,554.84
2021 Total$3,445.16$1,273.24$4,718.4
9Jan 2022$441.54$148.26$589.80$26,113.30
10Feb 2022$444.00$145.80$589.80$25,669.30
11Mar 2022$446.48$143.32$589.80$25,222.82
12Apr 2022$448.97$140.83$589.80$24,773.85
13May 2022$451.48$138.32$589.80$24,322.37
14Jun 2022$454.00$135.80$589.80$23,868.37
15Jul 2022$456.53$133.27$589.80$23,411.84
16Aug 2022$459.08$130.72$589.80$22,952.76
17Sep 2022$461.65$128.15$589.80$22,491.11
18Oct 2022$464.22$125.58$589.80$22,026.89
19Nov 2022$466.82$122.98$589.80$21,560.07
20Dec 2022$469.42$120.38$589.80$21,090.65
2022 Total$5,464.19$1,613.41$7,077.6
21Jan 2023$472.04$117.76$589.80$20,618.61
22Feb 2023$474.68$115.12$589.80$20,143.93
23Mar 2023$477.33$112.47$589.80$19,666.60
24Apr 2023$479.99$109.81$589.80$19,186.61
25May 2023$482.67$107.13$589.80$18,703.94
26Jun 2023$485.37$104.43$589.80$18,218.57
27Jul 2023$488.08$101.72$589.80$17,730.49
28Aug 2023$490.80$99.00$589.80$17,239.69
29Sep 2023$493.55$96.25$589.80$16,746.14
30Oct 2023$496.30$93.50$589.80$16,249.84
31Nov 2023$499.07$90.73$589.80$15,750.77
32Dec 2023$501.86$87.94$589.80$15,248.91
2023 Total$5,841.74$1,235.86$7,077.6
33Jan 2024$504.66$85.14$589.80$14,744.25
34Feb 2024$507.48$82.32$589.80$14,236.77
35Mar 2024$510.31$79.49$589.80$13,726.46
36Apr 2024$513.16$76.64$589.80$13,213.30
37May 2024$516.03$73.77$589.80$12,697.27
38Jun 2024$518.91$70.89$589.80$12,178.36
39Jul 2024$521.80$68.00$589.80$11,656.56
40Aug 2024$524.72$65.08$589.80$11,131.84
41Sep 2024$527.65$62.15$589.80$10,604.19
42Oct 2024$530.59$59.21$589.80$10,073.60
43Nov 2024$533.56$56.24$589.80$9,540.04
44Dec 2024$536.53$53.27$589.80$9,003.51
2024 Total$6,245.4$832.2$7,077.6
45Jan 2025$539.53$50.27$589.80$8,463.98
46Feb 2025$542.54$47.26$589.80$7,921.44
47Mar 2025$545.57$44.23$589.80$7,375.87
48Apr 2025$548.62$41.18$589.80$6,827.25
49May 2025$551.68$38.12$589.80$6,275.57
50Jun 2025$554.76$35.04$589.80$5,720.81
51Jul 2025$557.86$31.94$589.80$5,162.95
52Aug 2025$560.97$28.83$589.80$4,601.98
53Sep 2025$564.11$25.69$589.80$4,037.87
54Oct 2025$567.26$22.54$589.80$3,470.61
55Nov 2025$570.42$19.38$589.80$2,900.19
56Dec 2025$573.61$16.19$589.80$2,326.58
2025 Total$6,676.93$400.67$7,077.6
57Jan 2026$576.81$12.99$589.80$1,749.77
58Feb 2026$580.03$9.77$589.80$1,169.74
59Mar 2026$583.27$6.53$589.80$586.47
60Apr 2026$586.47$3.27$589.74$0.00
2026 Total$2,326.58$32.56$2,359.14