Borrow amount
$30k
Advertised Rate

8.50%

Variable

Comparison Rate*

8.55%

Loan term
5 Years
Pulse Credit Union
Repayment frequency
Monthly
Monthly repayment

$615

Number of repayments
60
Total interest paid
$6.9k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Feb 2021$403.00$212.50$615.50$29,597.00
2Mar 2021$405.85$209.65$615.50$29,191.15
3Apr 2021$408.73$206.77$615.50$28,782.42
4May 2021$411.62$203.88$615.50$28,370.80
5Jun 2021$414.54$200.96$615.50$27,956.26
6Jul 2021$417.48$198.02$615.50$27,538.78
7Aug 2021$420.43$195.07$615.50$27,118.35
8Sep 2021$423.41$192.09$615.50$26,694.94
9Oct 2021$426.41$189.09$615.50$26,268.53
10Nov 2021$429.43$186.07$615.50$25,839.10
11Dec 2021$432.47$183.03$615.50$25,406.63
2021 Total$4,593.37$2,177.13$6,770.5
12Jan 2022$435.54$179.96$615.50$24,971.09
13Feb 2022$438.62$176.88$615.50$24,532.47
14Mar 2022$441.73$173.77$615.50$24,090.74
15Apr 2022$444.86$170.64$615.50$23,645.88
16May 2022$448.01$167.49$615.50$23,197.87
17Jun 2022$451.18$164.32$615.50$22,746.69
18Jul 2022$454.38$161.12$615.50$22,292.31
19Aug 2022$457.60$157.90$615.50$21,834.71
20Sep 2022$460.84$154.66$615.50$21,373.87
21Oct 2022$464.10$151.40$615.50$20,909.77
22Nov 2022$467.39$148.11$615.50$20,442.38
23Dec 2022$470.70$144.80$615.50$19,971.68
2022 Total$5,434.95$1,951.05$7,386
24Jan 2023$474.03$141.47$615.50$19,497.65
25Feb 2023$477.39$138.11$615.50$19,020.26
26Mar 2023$480.77$134.73$615.50$18,539.49
27Apr 2023$484.18$131.32$615.50$18,055.31
28May 2023$487.61$127.89$615.50$17,567.70
29Jun 2023$491.06$124.44$615.50$17,076.64
30Jul 2023$494.54$120.96$615.50$16,582.10
31Aug 2023$498.04$117.46$615.50$16,084.06
32Sep 2023$501.57$113.93$615.50$15,582.49
33Oct 2023$505.12$110.38$615.50$15,077.37
34Nov 2023$508.70$106.80$615.50$14,568.67
35Dec 2023$512.31$103.19$615.50$14,056.36
2023 Total$5,915.32$1,470.68$7,386
36Jan 2024$515.93$99.57$615.50$13,540.43
37Feb 2024$519.59$95.91$615.50$13,020.84
38Mar 2024$523.27$92.23$615.50$12,497.57
39Apr 2024$526.98$88.52$615.50$11,970.59
40May 2024$530.71$84.79$615.50$11,439.88
41Jun 2024$534.47$81.03$615.50$10,905.41
42Jul 2024$538.25$77.25$615.50$10,367.16
43Aug 2024$542.07$73.43$615.50$9,825.09
44Sep 2024$545.91$69.59$615.50$9,279.18
45Oct 2024$549.77$65.73$615.50$8,729.41
46Nov 2024$553.67$61.83$615.50$8,175.74
47Dec 2024$557.59$57.91$615.50$7,618.15
2024 Total$6,438.21$947.79$7,386
48Jan 2025$561.54$53.96$615.50$7,056.61
49Feb 2025$565.52$49.98$615.50$6,491.09
50Mar 2025$569.52$45.98$615.50$5,921.57
51Apr 2025$573.56$41.94$615.50$5,348.01
52May 2025$577.62$37.88$615.50$4,770.39
53Jun 2025$581.71$33.79$615.50$4,188.68
54Jul 2025$585.83$29.67$615.50$3,602.85
55Aug 2025$589.98$25.52$615.50$3,012.87
56Sep 2025$594.16$21.34$615.50$2,418.71
57Oct 2025$598.37$17.13$615.50$1,820.34
58Nov 2025$602.61$12.89$615.50$1,217.73
59Dec 2025$606.87$8.63$615.50$610.86
2025 Total$7,007.29$378.71$7,386
60Jan 2026$610.86$4.33$615.19$0.00
2025 Total$610.86$4.33$615.19