RateCity.com.au
powering smart financial decisions
Borrow amount
$30k
Advertised Rate

4.85

% p.a

Variable

Comparison Rate*

5.48

% p.a

Loan term
0 year to 7 years
Repayment frequency
Monthly
Monthly repayment

564

Number of repayments
60
Total interest paid
$3.8k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Nov 2021$442.83$121.25$564.08$29,557.17
2Dec 2021$444.62$119.46$564.08$29,112.55
2021 Total$887.45$240.71$1,128.16
3Jan 2022$446.42$117.66$564.08$28,666.13
4Feb 2022$448.22$115.86$564.08$28,217.91
5Mar 2022$450.03$114.05$564.08$27,767.88
6Apr 2022$451.85$112.23$564.08$27,316.03
7May 2022$453.68$110.40$564.08$26,862.35
8Jun 2022$455.51$108.57$564.08$26,406.84
9Jul 2022$457.35$106.73$564.08$25,949.49
10Aug 2022$459.20$104.88$564.08$25,490.29
11Sep 2022$461.06$103.02$564.08$25,029.23
12Oct 2022$462.92$101.16$564.08$24,566.31
13Nov 2022$464.79$99.29$564.08$24,101.52
14Dec 2022$466.67$97.41$564.08$23,634.85
2022 Total$5,477.7$1,291.26$6,768.96
15Jan 2023$468.56$95.52$564.08$23,166.29
16Feb 2023$470.45$93.63$564.08$22,695.84
17Mar 2023$472.35$91.73$564.08$22,223.49
18Apr 2023$474.26$89.82$564.08$21,749.23
19May 2023$476.18$87.90$564.08$21,273.05
20Jun 2023$478.10$85.98$564.08$20,794.95
21Jul 2023$480.03$84.05$564.08$20,314.92
22Aug 2023$481.97$82.11$564.08$19,832.95
23Sep 2023$483.92$80.16$564.08$19,349.03
24Oct 2023$485.88$78.20$564.08$18,863.15
25Nov 2023$487.84$76.24$564.08$18,375.31
26Dec 2023$489.81$74.27$564.08$17,885.50
2023 Total$5,749.35$1,019.61$6,768.96
27Jan 2024$491.79$72.29$564.08$17,393.71
28Feb 2024$493.78$70.30$564.08$16,899.93
29Mar 2024$495.78$68.30$564.08$16,404.15
30Apr 2024$497.78$66.30$564.08$15,906.37
31May 2024$499.79$64.29$564.08$15,406.58
32Jun 2024$501.81$62.27$564.08$14,904.77
33Jul 2024$503.84$60.24$564.08$14,400.93
34Aug 2024$505.88$58.20$564.08$13,895.05
35Sep 2024$507.92$56.16$564.08$13,387.13
36Oct 2024$509.97$54.11$564.08$12,877.16
37Nov 2024$512.03$52.05$564.08$12,365.13
38Dec 2024$514.10$49.98$564.08$11,851.03
2024 Total$6,034.47$734.49$6,768.96
39Jan 2025$516.18$47.90$564.08$11,334.85
40Feb 2025$518.27$45.81$564.08$10,816.58
41Mar 2025$520.36$43.72$564.08$10,296.22
42Apr 2025$522.47$41.61$564.08$9,773.75
43May 2025$524.58$39.50$564.08$9,249.17
44Jun 2025$526.70$37.38$564.08$8,722.47
45Jul 2025$528.83$35.25$564.08$8,193.64
46Aug 2025$530.96$33.12$564.08$7,662.68
47Sep 2025$533.11$30.97$564.08$7,129.57
48Oct 2025$535.26$28.82$564.08$6,594.31
49Nov 2025$537.43$26.65$564.08$6,056.88
50Dec 2025$539.60$24.48$564.08$5,517.28
2025 Total$6,333.75$435.21$6,768.96
51Jan 2026$541.78$22.30$564.08$4,975.50
52Feb 2026$543.97$20.11$564.08$4,431.53
53Mar 2026$546.17$17.91$564.08$3,885.36
54Apr 2026$548.38$15.70$564.08$3,336.98
55May 2026$550.59$13.49$564.08$2,786.39
56Jun 2026$552.82$11.26$564.08$2,233.57
57Jul 2026$555.05$9.03$564.08$1,678.52
58Aug 2026$557.30$6.78$564.08$1,121.22
59Sep 2026$559.55$4.53$564.08$561.67
60Oct 2026$561.67$2.27$563.94$0.00
2026 Total$5,517.28$123.38$5,640.66