RateCity.com.au
powering smart financial decisions
RateCity.com.au
Borrow amount
$30k
Interest Rate

5.99

% p.a

Variable

Comparison Rate*

6.62

% p.a

Loan term
0 year to 7 years
Repayment frequency
Monthly
Monthly repayment

$580

Number of repayments
60
Total interest paid
$4.8k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Aug 2022$430.09$149.75$579.84$29,569.91
2Sep 2022$432.24$147.60$579.84$29,137.67
3Oct 2022$434.39$145.45$579.84$28,703.28
4Nov 2022$436.56$143.28$579.84$28,266.72
5Dec 2022$438.74$141.10$579.84$27,827.98
2022 Total$2,172.02$727.18$2,899.2
6Jan 2023$440.93$138.91$579.84$27,387.05
7Feb 2023$443.13$136.71$579.84$26,943.92
8Mar 2023$445.34$134.50$579.84$26,498.58
9Apr 2023$447.57$132.27$579.84$26,051.01
10May 2023$449.80$130.04$579.84$25,601.21
11Jun 2023$452.05$127.79$579.84$25,149.16
12Jul 2023$454.30$125.54$579.84$24,694.86
13Aug 2023$456.57$123.27$579.84$24,238.29
14Sep 2023$458.85$120.99$579.84$23,779.44
15Oct 2023$461.14$118.70$579.84$23,318.30
16Nov 2023$463.44$116.40$579.84$22,854.86
17Dec 2023$465.76$114.08$579.84$22,389.10
2023 Total$5,438.88$1,519.2$6,958.08
18Jan 2024$468.08$111.76$579.84$21,921.02
19Feb 2024$470.42$109.42$579.84$21,450.60
20Mar 2024$472.77$107.07$579.84$20,977.83
21Apr 2024$475.13$104.71$579.84$20,502.70
22May 2024$477.50$102.34$579.84$20,025.20
23Jun 2024$479.88$99.96$579.84$19,545.32
24Jul 2024$482.28$97.56$579.84$19,063.04
25Aug 2024$484.68$95.16$579.84$18,578.36
26Sep 2024$487.10$92.74$579.84$18,091.26
27Oct 2024$489.53$90.31$579.84$17,601.73
28Nov 2024$491.98$87.86$579.84$17,109.75
29Dec 2024$494.43$85.41$579.84$16,615.32
2024 Total$5,773.78$1,184.3$6,958.08
30Jan 2025$496.90$82.94$579.84$16,118.42
31Feb 2025$499.38$80.46$579.84$15,619.04
32Mar 2025$501.87$77.97$579.84$15,117.17
33Apr 2025$504.38$75.46$579.84$14,612.79
34May 2025$506.90$72.94$579.84$14,105.89
35Jun 2025$509.43$70.41$579.84$13,596.46
36Jul 2025$511.97$67.87$579.84$13,084.49
37Aug 2025$514.53$65.31$579.84$12,569.96
38Sep 2025$517.09$62.75$579.84$12,052.87
39Oct 2025$519.68$60.16$579.84$11,533.19
40Nov 2025$522.27$57.57$579.84$11,010.92
41Dec 2025$524.88$54.96$579.84$10,486.04
2025 Total$6,129.28$828.8$6,958.08
42Jan 2026$527.50$52.34$579.84$9,958.54
43Feb 2026$530.13$49.71$579.84$9,428.41
44Mar 2026$532.78$47.06$579.84$8,895.63
45Apr 2026$535.44$44.40$579.84$8,360.19
46May 2026$538.11$41.73$579.84$7,822.08
47Jun 2026$540.79$39.05$579.84$7,281.29
48Jul 2026$543.49$36.35$579.84$6,737.80
49Aug 2026$546.21$33.63$579.84$6,191.59
50Sep 2026$548.93$30.91$579.84$5,642.66
51Oct 2026$551.67$28.17$579.84$5,090.99
52Nov 2026$554.43$25.41$579.84$4,536.56
53Dec 2026$557.20$22.64$579.84$3,979.36
2026 Total$6,506.68$451.4$6,958.08
54Jan 2027$559.98$19.86$579.84$3,419.38
55Feb 2027$562.77$17.07$579.84$2,856.61
56Mar 2027$565.58$14.26$579.84$2,291.03
57Apr 2027$568.40$11.44$579.84$1,722.63
58May 2027$571.24$8.60$579.84$1,151.39
59Jun 2027$574.09$5.75$579.84$577.30
60Jul 2027$576.96$2.88$579.84$0.34
2027 Total$3,979.02$79.86$4,058.88