RateCity.com.au
powering smart financial decisions
Borrow amount
$30k
Advertised Rate

6.19

% p.a

Variable

Comparison Rate*

6.40

% p.a

Loan term
0 year to 7 years
Repayment frequency
Monthly
Monthly repayment

583

Number of repayments
60
Total interest paid
$5k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Oct 2021$427.89$154.75$582.64$29,572.11
2Nov 2021$430.10$152.54$582.64$29,142.01
3Dec 2021$432.32$150.32$582.64$28,709.69
2021 Total$1,290.31$457.61$1,747.92
4Jan 2022$434.55$148.09$582.64$28,275.14
5Feb 2022$436.79$145.85$582.64$27,838.35
6Mar 2022$439.04$143.60$582.64$27,399.31
7Apr 2022$441.31$141.33$582.64$26,958.00
8May 2022$443.58$139.06$582.64$26,514.42
9Jun 2022$445.87$136.77$582.64$26,068.55
10Jul 2022$448.17$134.47$582.64$25,620.38
11Aug 2022$450.48$132.16$582.64$25,169.90
12Sep 2022$452.81$129.83$582.64$24,717.09
13Oct 2022$455.14$127.50$582.64$24,261.95
14Nov 2022$457.49$125.15$582.64$23,804.46
15Dec 2022$459.85$122.79$582.64$23,344.61
2022 Total$5,365.08$1,626.6$6,991.68
16Jan 2023$462.22$120.42$582.64$22,882.39
17Feb 2023$464.61$118.03$582.64$22,417.78
18Mar 2023$467.00$115.64$582.64$21,950.78
19Apr 2023$469.41$113.23$582.64$21,481.37
20May 2023$471.83$110.81$582.64$21,009.54
21Jun 2023$474.27$108.37$582.64$20,535.27
22Jul 2023$476.71$105.93$582.64$20,058.56
23Aug 2023$479.17$103.47$582.64$19,579.39
24Sep 2023$481.64$101.00$582.64$19,097.75
25Oct 2023$484.13$98.51$582.64$18,613.62
26Nov 2023$486.62$96.02$582.64$18,127.00
27Dec 2023$489.13$93.51$582.64$17,637.87
2023 Total$5,706.74$1,284.94$6,991.68
28Jan 2024$491.66$90.98$582.64$17,146.21
29Feb 2024$494.19$88.45$582.64$16,652.02
30Mar 2024$496.74$85.90$582.64$16,155.28
31Apr 2024$499.31$83.33$582.64$15,655.97
32May 2024$501.88$80.76$582.64$15,154.09
33Jun 2024$504.47$78.17$582.64$14,649.62
34Jul 2024$507.07$75.57$582.64$14,142.55
35Aug 2024$509.69$72.95$582.64$13,632.86
36Sep 2024$512.32$70.32$582.64$13,120.54
37Oct 2024$514.96$67.68$582.64$12,605.58
38Nov 2024$517.62$65.02$582.64$12,087.96
39Dec 2024$520.29$62.35$582.64$11,567.67
2024 Total$6,070.2$921.48$6,991.68
40Jan 2025$522.97$59.67$582.64$11,044.70
41Feb 2025$525.67$56.97$582.64$10,519.03
42Mar 2025$528.38$54.26$582.64$9,990.65
43Apr 2025$531.10$51.54$582.64$9,459.55
44May 2025$533.84$48.80$582.64$8,925.71
45Jun 2025$536.60$46.04$582.64$8,389.11
46Jul 2025$539.37$43.27$582.64$7,849.74
47Aug 2025$542.15$40.49$582.64$7,307.59
48Sep 2025$544.95$37.69$582.64$6,762.64
49Oct 2025$547.76$34.88$582.64$6,214.88
50Nov 2025$550.58$32.06$582.64$5,664.30
51Dec 2025$553.42$29.22$582.64$5,110.88
2025 Total$6,456.79$534.89$6,991.68
52Jan 2026$556.28$26.36$582.64$4,554.60
53Feb 2026$559.15$23.49$582.64$3,995.45
54Mar 2026$562.03$20.61$582.64$3,433.42
55Apr 2026$564.93$17.71$582.64$2,868.49
56May 2026$567.84$14.80$582.64$2,300.65
57Jun 2026$570.77$11.87$582.64$1,729.88
58Jul 2026$573.72$8.92$582.64$1,156.16
59Aug 2026$576.68$5.96$582.64$579.48
60Sep 2026$579.48$2.99$582.47$0.00
2026 Total$5,110.88$132.71$5,243.59