RateCity.com.au
powering smart financial decisions
Borrow amount
$30k
Advertised Rate

5.49

% p.a

Fixed

Comparison Rate*

6.16

% p.a

Loan term
0 year to 5 years
Repayment frequency
Monthly
Monthly repayment

573

Number of repayments
60
Total interest paid
$4.4k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Oct 2021$435.65$137.25$572.90$29,564.35
2Nov 2021$437.64$135.26$572.90$29,126.71
3Dec 2021$439.65$133.25$572.90$28,687.06
2021 Total$1,312.94$405.76$1,718.7
4Jan 2022$441.66$131.24$572.90$28,245.40
5Feb 2022$443.68$129.22$572.90$27,801.72
6Mar 2022$445.71$127.19$572.90$27,356.01
7Apr 2022$447.75$125.15$572.90$26,908.26
8May 2022$449.79$123.11$572.90$26,458.47
9Jun 2022$451.85$121.05$572.90$26,006.62
10Jul 2022$453.92$118.98$572.90$25,552.70
11Aug 2022$456.00$116.90$572.90$25,096.70
12Sep 2022$458.08$114.82$572.90$24,638.62
13Oct 2022$460.18$112.72$572.90$24,178.44
14Nov 2022$462.28$110.62$572.90$23,716.16
15Dec 2022$464.40$108.50$572.90$23,251.76
2022 Total$5,435.3$1,439.5$6,874.8
16Jan 2023$466.52$106.38$572.90$22,785.24
17Feb 2023$468.66$104.24$572.90$22,316.58
18Mar 2023$470.80$102.10$572.90$21,845.78
19Apr 2023$472.96$99.94$572.90$21,372.82
20May 2023$475.12$97.78$572.90$20,897.70
21Jun 2023$477.29$95.61$572.90$20,420.41
22Jul 2023$479.48$93.42$572.90$19,940.93
23Aug 2023$481.67$91.23$572.90$19,459.26
24Sep 2023$483.87$89.03$572.90$18,975.39
25Oct 2023$486.09$86.81$572.90$18,489.30
26Nov 2023$488.31$84.59$572.90$18,000.99
27Dec 2023$490.55$82.35$572.90$17,510.44
2023 Total$5,741.32$1,133.48$6,874.8
28Jan 2024$492.79$80.11$572.90$17,017.65
29Feb 2024$495.04$77.86$572.90$16,522.61
30Mar 2024$497.31$75.59$572.90$16,025.30
31Apr 2024$499.58$73.32$572.90$15,525.72
32May 2024$501.87$71.03$572.90$15,023.85
33Jun 2024$504.17$68.73$572.90$14,519.68
34Jul 2024$506.47$66.43$572.90$14,013.21
35Aug 2024$508.79$64.11$572.90$13,504.42
36Sep 2024$511.12$61.78$572.90$12,993.30
37Oct 2024$513.46$59.44$572.90$12,479.84
38Nov 2024$515.80$57.10$572.90$11,964.04
39Dec 2024$518.16$54.74$572.90$11,445.88
2024 Total$6,064.56$810.24$6,874.8
40Jan 2025$520.54$52.36$572.90$10,925.34
41Feb 2025$522.92$49.98$572.90$10,402.42
42Mar 2025$525.31$47.59$572.90$9,877.11
43Apr 2025$527.71$45.19$572.90$9,349.40
44May 2025$530.13$42.77$572.90$8,819.27
45Jun 2025$532.55$40.35$572.90$8,286.72
46Jul 2025$534.99$37.91$572.90$7,751.73
47Aug 2025$537.44$35.46$572.90$7,214.29
48Sep 2025$539.89$33.01$572.90$6,674.40
49Oct 2025$542.36$30.54$572.90$6,132.04
50Nov 2025$544.85$28.05$572.90$5,587.19
51Dec 2025$547.34$25.56$572.90$5,039.85
2025 Total$6,406.03$468.77$6,874.8
52Jan 2026$549.84$23.06$572.90$4,490.01
53Feb 2026$552.36$20.54$572.90$3,937.65
54Mar 2026$554.89$18.01$572.90$3,382.76
55Apr 2026$557.42$15.48$572.90$2,825.34
56May 2026$559.97$12.93$572.90$2,265.37
57Jun 2026$562.54$10.36$572.90$1,702.83
58Jul 2026$565.11$7.79$572.90$1,137.72
59Aug 2026$567.69$5.21$572.90$570.03
60Sep 2026$570.03$2.61$572.64$0.00
2026 Total$5,039.85$115.99$5,155.84