RateCity.com.au
powering smart financial decisions
Borrow amount
$30k
Advertised Rate

6.49

% p.a

Variable

Comparison Rate*

6.87

% p.a

Loan term
0 year to 5 years
Repayment frequency
Monthly
Monthly repayment

587

Number of repayments
60
Total interest paid
$5.2k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Nov 2021$424.59$162.25$586.84$29,575.41
2Dec 2021$426.89$159.95$586.84$29,148.52
2021 Total$851.48$322.2$1,173.68
3Jan 2022$429.20$157.64$586.84$28,719.32
4Feb 2022$431.52$155.32$586.84$28,287.80
5Mar 2022$433.85$152.99$586.84$27,853.95
6Apr 2022$436.20$150.64$586.84$27,417.75
7May 2022$438.56$148.28$586.84$26,979.19
8Jun 2022$440.93$145.91$586.84$26,538.26
9Jul 2022$443.31$143.53$586.84$26,094.95
10Aug 2022$445.71$141.13$586.84$25,649.24
11Sep 2022$448.12$138.72$586.84$25,201.12
12Oct 2022$450.54$136.30$586.84$24,750.58
13Nov 2022$452.98$133.86$586.84$24,297.60
14Dec 2022$455.43$131.41$586.84$23,842.17
2022 Total$5,306.35$1,735.73$7,042.08
15Jan 2023$457.89$128.95$586.84$23,384.28
16Feb 2023$460.37$126.47$586.84$22,923.91
17Mar 2023$462.86$123.98$586.84$22,461.05
18Apr 2023$465.36$121.48$586.84$21,995.69
19May 2023$467.88$118.96$586.84$21,527.81
20Jun 2023$470.41$116.43$586.84$21,057.40
21Jul 2023$472.95$113.89$586.84$20,584.45
22Aug 2023$475.51$111.33$586.84$20,108.94
23Sep 2023$478.08$108.76$586.84$19,630.86
24Oct 2023$480.67$106.17$586.84$19,150.19
25Nov 2023$483.27$103.57$586.84$18,666.92
26Dec 2023$485.88$100.96$586.84$18,181.04
2023 Total$5,661.13$1,380.95$7,042.08
27Jan 2024$488.51$98.33$586.84$17,692.53
28Feb 2024$491.15$95.69$586.84$17,201.38
29Mar 2024$493.81$93.03$586.84$16,707.57
30Apr 2024$496.48$90.36$586.84$16,211.09
31May 2024$499.17$87.67$586.84$15,711.92
32Jun 2024$501.86$84.98$586.84$15,210.06
33Jul 2024$504.58$82.26$586.84$14,705.48
34Aug 2024$507.31$79.53$586.84$14,198.17
35Sep 2024$510.05$76.79$586.84$13,688.12
36Oct 2024$512.81$74.03$586.84$13,175.31
37Nov 2024$515.58$71.26$586.84$12,659.73
38Dec 2024$518.37$68.47$586.84$12,141.36
2024 Total$6,039.68$1,002.4$7,042.08
39Jan 2025$521.18$65.66$586.84$11,620.18
40Feb 2025$523.99$62.85$586.84$11,096.19
41Mar 2025$526.83$60.01$586.84$10,569.36
42Apr 2025$529.68$57.16$586.84$10,039.68
43May 2025$532.54$54.30$586.84$9,507.14
44Jun 2025$535.42$51.42$586.84$8,971.72
45Jul 2025$538.32$48.52$586.84$8,433.40
46Aug 2025$541.23$45.61$586.84$7,892.17
47Sep 2025$544.16$42.68$586.84$7,348.01
48Oct 2025$547.10$39.74$586.84$6,800.91
49Nov 2025$550.06$36.78$586.84$6,250.85
50Dec 2025$553.03$33.81$586.84$5,697.82
2025 Total$6,443.54$598.54$7,042.08
51Jan 2026$556.02$30.82$586.84$5,141.80
52Feb 2026$559.03$27.81$586.84$4,582.77
53Mar 2026$562.05$24.79$586.84$4,020.72
54Apr 2026$565.09$21.75$586.84$3,455.63
55May 2026$568.15$18.69$586.84$2,887.48
56Jun 2026$571.22$15.62$586.84$2,316.26
57Jul 2026$574.31$12.53$586.84$1,741.95
58Aug 2026$577.42$9.42$586.84$1,164.53
59Sep 2026$580.54$6.30$586.84$583.99
60Oct 2026$583.68$3.16$586.84$0.31
2026 Total$5,697.51$170.89$5,868.4