RateCity.com.au
powering smart financial decisions
Borrow amount
$30k
Advertised Rate

From

5.95

% p.a

Fixed

Comparison Rate*

5.95

% p.a

Loan term
5 years
Repayment frequency
Monthly
Monthly repayment

579

Number of repayments
60
Total interest paid
$4.8k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Oct 2021$430.54$148.75$579.29$29,569.46
2Nov 2021$432.67$146.62$579.29$29,136.79
3Dec 2021$434.82$144.47$579.29$28,701.97
2021 Total$1,298.03$439.84$1,737.87
4Jan 2022$436.98$142.31$579.29$28,264.99
5Feb 2022$439.14$140.15$579.29$27,825.85
6Mar 2022$441.32$137.97$579.29$27,384.53
7Apr 2022$443.51$135.78$579.29$26,941.02
8May 2022$445.71$133.58$579.29$26,495.31
9Jun 2022$447.92$131.37$579.29$26,047.39
10Jul 2022$450.14$129.15$579.29$25,597.25
11Aug 2022$452.37$126.92$579.29$25,144.88
12Sep 2022$454.61$124.68$579.29$24,690.27
13Oct 2022$456.87$122.42$579.29$24,233.40
14Nov 2022$459.13$120.16$579.29$23,774.27
15Dec 2022$461.41$117.88$579.29$23,312.86
2022 Total$5,389.11$1,562.37$6,951.48
16Jan 2023$463.70$115.59$579.29$22,849.16
17Feb 2023$466.00$113.29$579.29$22,383.16
18Mar 2023$468.31$110.98$579.29$21,914.85
19Apr 2023$470.63$108.66$579.29$21,444.22
20May 2023$472.96$106.33$579.29$20,971.26
21Jun 2023$475.31$103.98$579.29$20,495.95
22Jul 2023$477.66$101.63$579.29$20,018.29
23Aug 2023$480.03$99.26$579.29$19,538.26
24Sep 2023$482.41$96.88$579.29$19,055.85
25Oct 2023$484.80$94.49$579.29$18,571.05
26Nov 2023$487.21$92.08$579.29$18,083.84
27Dec 2023$489.62$89.67$579.29$17,594.22
2023 Total$5,718.64$1,232.84$6,951.48
28Jan 2024$492.05$87.24$579.29$17,102.17
29Feb 2024$494.49$84.80$579.29$16,607.68
30Mar 2024$496.94$82.35$579.29$16,110.74
31Apr 2024$499.41$79.88$579.29$15,611.33
32May 2024$501.88$77.41$579.29$15,109.45
33Jun 2024$504.37$74.92$579.29$14,605.08
34Jul 2024$506.87$72.42$579.29$14,098.21
35Aug 2024$509.39$69.90$579.29$13,588.82
36Sep 2024$511.91$67.38$579.29$13,076.91
37Oct 2024$514.45$64.84$579.29$12,562.46
38Nov 2024$517.00$62.29$579.29$12,045.46
39Dec 2024$519.56$59.73$579.29$11,525.90
2024 Total$6,068.32$883.16$6,951.48
40Jan 2025$522.14$57.15$579.29$11,003.76
41Feb 2025$524.73$54.56$579.29$10,479.03
42Mar 2025$527.33$51.96$579.29$9,951.70
43Apr 2025$529.95$49.34$579.29$9,421.75
44May 2025$532.57$46.72$579.29$8,889.18
45Jun 2025$535.21$44.08$579.29$8,353.97
46Jul 2025$537.87$41.42$579.29$7,816.10
47Aug 2025$540.54$38.75$579.29$7,275.56
48Sep 2025$543.22$36.07$579.29$6,732.34
49Oct 2025$545.91$33.38$579.29$6,186.43
50Nov 2025$548.62$30.67$579.29$5,637.81
51Dec 2025$551.34$27.95$579.29$5,086.47
2025 Total$6,439.43$512.05$6,951.48
52Jan 2026$554.07$25.22$579.29$4,532.40
53Feb 2026$556.82$22.47$579.29$3,975.58
54Mar 2026$559.58$19.71$579.29$3,416.00
55Apr 2026$562.35$16.94$579.29$2,853.65
56May 2026$565.14$14.15$579.29$2,288.51
57Jun 2026$567.94$11.35$579.29$1,720.57
58Jul 2026$570.76$8.53$579.29$1,149.81
59Aug 2026$573.59$5.70$579.29$576.22
60Sep 2026$576.22$2.86$579.08$0.00
2026 Total$5,086.47$126.93$5,213.4