RateCity.com.au
powering smart financial decisions
Borrow amount
$30k
Advertised Rate

From

2.85

% p.a

Fixed

Comparison Rate*

4.44

% p.a

Loan term
3 years to 7 years
Repayment frequency
Monthly
Monthly repayment

537

Number of repayments
60
Total interest paid
$2.2k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Oct 2021$465.81$71.25$537.06$29,534.19
2Nov 2021$466.92$70.14$537.06$29,067.27
3Dec 2021$468.03$69.03$537.06$28,599.24
2021 Total$1,400.76$210.42$1,611.18
4Jan 2022$469.14$67.92$537.06$28,130.10
5Feb 2022$470.25$66.81$537.06$27,659.85
6Mar 2022$471.37$65.69$537.06$27,188.48
7Apr 2022$472.49$64.57$537.06$26,715.99
8May 2022$473.61$63.45$537.06$26,242.38
9Jun 2022$474.73$62.33$537.06$25,767.65
10Jul 2022$475.86$61.20$537.06$25,291.79
11Aug 2022$476.99$60.07$537.06$24,814.80
12Sep 2022$478.12$58.94$537.06$24,336.68
13Oct 2022$479.26$57.80$537.06$23,857.42
14Nov 2022$480.40$56.66$537.06$23,377.02
15Dec 2022$481.54$55.52$537.06$22,895.48
2022 Total$5,703.76$740.96$6,444.72
16Jan 2023$482.68$54.38$537.06$22,412.80
17Feb 2023$483.83$53.23$537.06$21,928.97
18Mar 2023$484.98$52.08$537.06$21,443.99
19Apr 2023$486.13$50.93$537.06$20,957.86
20May 2023$487.29$49.77$537.06$20,470.57
21Jun 2023$488.44$48.62$537.06$19,982.13
22Jul 2023$489.60$47.46$537.06$19,492.53
23Aug 2023$490.77$46.29$537.06$19,001.76
24Sep 2023$491.93$45.13$537.06$18,509.83
25Oct 2023$493.10$43.96$537.06$18,016.73
26Nov 2023$494.27$42.79$537.06$17,522.46
27Dec 2023$495.44$41.62$537.06$17,027.02
2023 Total$5,868.46$576.26$6,444.72
28Jan 2024$496.62$40.44$537.06$16,530.40
29Feb 2024$497.80$39.26$537.06$16,032.60
30Mar 2024$498.98$38.08$537.06$15,533.62
31Apr 2024$500.17$36.89$537.06$15,033.45
32May 2024$501.36$35.70$537.06$14,532.09
33Jun 2024$502.55$34.51$537.06$14,029.54
34Jul 2024$503.74$33.32$537.06$13,525.80
35Aug 2024$504.94$32.12$537.06$13,020.86
36Sep 2024$506.14$30.92$537.06$12,514.72
37Oct 2024$507.34$29.72$537.06$12,007.38
38Nov 2024$508.54$28.52$537.06$11,498.84
39Dec 2024$509.75$27.31$537.06$10,989.09
2024 Total$6,037.93$406.79$6,444.72
40Jan 2025$510.96$26.10$537.06$10,478.13
41Feb 2025$512.17$24.89$537.06$9,965.96
42Mar 2025$513.39$23.67$537.06$9,452.57
43Apr 2025$514.61$22.45$537.06$8,937.96
44May 2025$515.83$21.23$537.06$8,422.13
45Jun 2025$517.06$20.00$537.06$7,905.07
46Jul 2025$518.29$18.77$537.06$7,386.78
47Aug 2025$519.52$17.54$537.06$6,867.26
48Sep 2025$520.75$16.31$537.06$6,346.51
49Oct 2025$521.99$15.07$537.06$5,824.52
50Nov 2025$523.23$13.83$537.06$5,301.29
51Dec 2025$524.47$12.59$537.06$4,776.82
2025 Total$6,212.27$232.45$6,444.72
52Jan 2026$525.72$11.34$537.06$4,251.10
53Feb 2026$526.96$10.10$537.06$3,724.14
54Mar 2026$528.22$8.84$537.06$3,195.92
55Apr 2026$529.47$7.59$537.06$2,666.45
56May 2026$530.73$6.33$537.06$2,135.72
57Jun 2026$531.99$5.07$537.06$1,603.73
58Jul 2026$533.25$3.81$537.06$1,070.48
59Aug 2026$534.52$2.54$537.06$535.96
60Sep 2026$535.79$1.27$537.06$0.17
2026 Total$4,776.65$56.89$4,833.54