RateCity.com.au
powering smart financial decisions
Borrow amount
$30k
Advertised Rate

6.45

% p.a

Variable

Comparison Rate*

6.66

% p.a

Loan term
0 year to 7 years
Repayment frequency
Monthly
Monthly repayment

586

Number of repayments
60
Total interest paid
$5.2k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Oct 2021$425.03$161.25$586.28$29,574.97
2Nov 2021$427.31$158.97$586.28$29,147.66
3Dec 2021$429.61$156.67$586.28$28,718.05
2021 Total$1,281.95$476.89$1,758.84
4Jan 2022$431.92$154.36$586.28$28,286.13
5Feb 2022$434.24$152.04$586.28$27,851.89
6Mar 2022$436.58$149.70$586.28$27,415.31
7Apr 2022$438.92$147.36$586.28$26,976.39
8May 2022$441.28$145.00$586.28$26,535.11
9Jun 2022$443.65$142.63$586.28$26,091.46
10Jul 2022$446.04$140.24$586.28$25,645.42
11Aug 2022$448.44$137.84$586.28$25,196.98
12Sep 2022$450.85$135.43$586.28$24,746.13
13Oct 2022$453.27$133.01$586.28$24,292.86
14Nov 2022$455.71$130.57$586.28$23,837.15
15Dec 2022$458.16$128.12$586.28$23,378.99
2022 Total$5,339.06$1,696.3$7,035.36
16Jan 2023$460.62$125.66$586.28$22,918.37
17Feb 2023$463.09$123.19$586.28$22,455.28
18Mar 2023$465.58$120.70$586.28$21,989.70
19Apr 2023$468.09$118.19$586.28$21,521.61
20May 2023$470.60$115.68$586.28$21,051.01
21Jun 2023$473.13$113.15$586.28$20,577.88
22Jul 2023$475.67$110.61$586.28$20,102.21
23Aug 2023$478.23$108.05$586.28$19,623.98
24Sep 2023$480.80$105.48$586.28$19,143.18
25Oct 2023$483.39$102.89$586.28$18,659.79
26Nov 2023$485.98$100.30$586.28$18,173.81
27Dec 2023$488.60$97.68$586.28$17,685.21
2023 Total$5,693.78$1,341.58$7,035.36
28Jan 2024$491.22$95.06$586.28$17,193.99
29Feb 2024$493.86$92.42$586.28$16,700.13
30Mar 2024$496.52$89.76$586.28$16,203.61
31Apr 2024$499.19$87.09$586.28$15,704.42
32May 2024$501.87$84.41$586.28$15,202.55
33Jun 2024$504.57$81.71$586.28$14,697.98
34Jul 2024$507.28$79.00$586.28$14,190.70
35Aug 2024$510.00$76.28$586.28$13,680.70
36Sep 2024$512.75$73.53$586.28$13,167.95
37Oct 2024$515.50$70.78$586.28$12,652.45
38Nov 2024$518.27$68.01$586.28$12,134.18
39Dec 2024$521.06$65.22$586.28$11,613.12
2024 Total$6,072.09$963.27$7,035.36
40Jan 2025$523.86$62.42$586.28$11,089.26
41Feb 2025$526.68$59.60$586.28$10,562.58
42Mar 2025$529.51$56.77$586.28$10,033.07
43Apr 2025$532.35$53.93$586.28$9,500.72
44May 2025$535.21$51.07$586.28$8,965.51
45Jun 2025$538.09$48.19$586.28$8,427.42
46Jul 2025$540.98$45.30$586.28$7,886.44
47Aug 2025$543.89$42.39$586.28$7,342.55
48Sep 2025$546.81$39.47$586.28$6,795.74
49Oct 2025$549.75$36.53$586.28$6,245.99
50Nov 2025$552.71$33.57$586.28$5,693.28
51Dec 2025$555.68$30.60$586.28$5,137.60
2025 Total$6,475.52$559.84$7,035.36
52Jan 2026$558.67$27.61$586.28$4,578.93
53Feb 2026$561.67$24.61$586.28$4,017.26
54Mar 2026$564.69$21.59$586.28$3,452.57
55Apr 2026$567.72$18.56$586.28$2,884.85
56May 2026$570.77$15.51$586.28$2,314.08
57Jun 2026$573.84$12.44$586.28$1,740.24
58Jul 2026$576.93$9.35$586.28$1,163.31
59Aug 2026$580.03$6.25$586.28$583.28
60Sep 2026$583.14$3.14$586.28$0.14
2026 Total$5,137.46$139.06$5,276.52