RateCity.com.au
powering smart financial decisions
Borrow amount
$30k
Advertised Rate

From

5.75

% p.a

Variable

Comparison Rate*

6.47

% p.a

Loan term
1 year to 7 years
Repayment frequency
Monthly
Monthly repayment

$577

Number of repayments
60
Total interest paid
$4.6k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Oct 2021$432.75$143.75$576.50$29,567.25
2Nov 2021$434.82$141.68$576.50$29,132.43
3Dec 2021$436.91$139.59$576.50$28,695.52
2021 Total$1,304.48$425.02$1,729.5
4Jan 2022$439.00$137.50$576.50$28,256.52
5Feb 2022$441.10$135.40$576.50$27,815.42
6Mar 2022$443.22$133.28$576.50$27,372.20
7Apr 2022$445.34$131.16$576.50$26,926.86
8May 2022$447.48$129.02$576.50$26,479.38
9Jun 2022$449.62$126.88$576.50$26,029.76
10Jul 2022$451.77$124.73$576.50$25,577.99
11Aug 2022$453.94$122.56$576.50$25,124.05
12Sep 2022$456.11$120.39$576.50$24,667.94
13Oct 2022$458.30$118.20$576.50$24,209.64
14Nov 2022$460.50$116.00$576.50$23,749.14
15Dec 2022$462.70$113.80$576.50$23,286.44
2022 Total$5,409.08$1,508.92$6,918
16Jan 2023$464.92$111.58$576.50$22,821.52
17Feb 2023$467.15$109.35$576.50$22,354.37
18Mar 2023$469.39$107.11$576.50$21,884.98
19Apr 2023$471.63$104.87$576.50$21,413.35
20May 2023$473.89$102.61$576.50$20,939.46
21Jun 2023$476.17$100.33$576.50$20,463.29
22Jul 2023$478.45$98.05$576.50$19,984.84
23Aug 2023$480.74$95.76$576.50$19,504.10
24Sep 2023$483.04$93.46$576.50$19,021.06
25Oct 2023$485.36$91.14$576.50$18,535.70
26Nov 2023$487.68$88.82$576.50$18,048.02
27Dec 2023$490.02$86.48$576.50$17,558.00
2023 Total$5,728.44$1,189.56$6,918
28Jan 2024$492.37$84.13$576.50$17,065.63
29Feb 2024$494.73$81.77$576.50$16,570.90
30Mar 2024$497.10$79.40$576.50$16,073.80
31Apr 2024$499.48$77.02$576.50$15,574.32
32May 2024$501.87$74.63$576.50$15,072.45
33Jun 2024$504.28$72.22$576.50$14,568.17
34Jul 2024$506.69$69.81$576.50$14,061.48
35Aug 2024$509.12$67.38$576.50$13,552.36
36Sep 2024$511.56$64.94$576.50$13,040.80
37Oct 2024$514.01$62.49$576.50$12,526.79
38Nov 2024$516.48$60.02$576.50$12,010.31
39Dec 2024$518.95$57.55$576.50$11,491.36
2024 Total$6,066.64$851.36$6,918
40Jan 2025$521.44$55.06$576.50$10,969.92
41Feb 2025$523.94$52.56$576.50$10,445.98
42Mar 2025$526.45$50.05$576.50$9,919.53
43Apr 2025$528.97$47.53$576.50$9,390.56
44May 2025$531.50$45.00$576.50$8,859.06
45Jun 2025$534.05$42.45$576.50$8,325.01
46Jul 2025$536.61$39.89$576.50$7,788.40
47Aug 2025$539.18$37.32$576.50$7,249.22
48Sep 2025$541.76$34.74$576.50$6,707.46
49Oct 2025$544.36$32.14$576.50$6,163.10
50Nov 2025$546.97$29.53$576.50$5,616.13
51Dec 2025$549.59$26.91$576.50$5,066.54
2025 Total$6,424.82$493.18$6,918
52Jan 2026$552.22$24.28$576.50$4,514.32
53Feb 2026$554.87$21.63$576.50$3,959.45
54Mar 2026$557.53$18.97$576.50$3,401.92
55Apr 2026$560.20$16.30$576.50$2,841.72
56May 2026$562.88$13.62$576.50$2,278.84
57Jun 2026$565.58$10.92$576.50$1,713.26
58Jul 2026$568.29$8.21$576.50$1,144.97
59Aug 2026$571.01$5.49$576.50$573.96
60Sep 2026$573.75$2.75$576.50$0.21
2026 Total$5,066.33$122.17$5,188.5