Borrow amount
$30k
Advertised Rate

From

5.95%

Variable

Comparison Rate*

6.30%

Loan term
5 Years
The Capricornian
Repayment frequency
Monthly
Monthly repayment

$579

Number of repayments
60
Total interest paid
$4.8k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Feb 2021$430.54$148.75$579.29$29,569.46
2Mar 2021$432.67$146.62$579.29$29,136.79
3Apr 2021$434.82$144.47$579.29$28,701.97
4May 2021$436.98$142.31$579.29$28,264.99
5Jun 2021$439.14$140.15$579.29$27,825.85
6Jul 2021$441.32$137.97$579.29$27,384.53
7Aug 2021$443.51$135.78$579.29$26,941.02
8Sep 2021$445.71$133.58$579.29$26,495.31
9Oct 2021$447.92$131.37$579.29$26,047.39
10Nov 2021$450.14$129.15$579.29$25,597.25
11Dec 2021$452.37$126.92$579.29$25,144.88
2021 Total$4,855.12$1,517.07$6,372.19
12Jan 2022$454.61$124.68$579.29$24,690.27
13Feb 2022$456.87$122.42$579.29$24,233.40
14Mar 2022$459.13$120.16$579.29$23,774.27
15Apr 2022$461.41$117.88$579.29$23,312.86
16May 2022$463.70$115.59$579.29$22,849.16
17Jun 2022$466.00$113.29$579.29$22,383.16
18Jul 2022$468.31$110.98$579.29$21,914.85
19Aug 2022$470.63$108.66$579.29$21,444.22
20Sep 2022$472.96$106.33$579.29$20,971.26
21Oct 2022$475.31$103.98$579.29$20,495.95
22Nov 2022$477.66$101.63$579.29$20,018.29
23Dec 2022$480.03$99.26$579.29$19,538.26
2022 Total$5,606.62$1,344.86$6,951.48
24Jan 2023$482.41$96.88$579.29$19,055.85
25Feb 2023$484.80$94.49$579.29$18,571.05
26Mar 2023$487.21$92.08$579.29$18,083.84
27Apr 2023$489.62$89.67$579.29$17,594.22
28May 2023$492.05$87.24$579.29$17,102.17
29Jun 2023$494.49$84.80$579.29$16,607.68
30Jul 2023$496.94$82.35$579.29$16,110.74
31Aug 2023$499.41$79.88$579.29$15,611.33
32Sep 2023$501.88$77.41$579.29$15,109.45
33Oct 2023$504.37$74.92$579.29$14,605.08
34Nov 2023$506.87$72.42$579.29$14,098.21
35Dec 2023$509.39$69.90$579.29$13,588.82
2023 Total$5,949.44$1,002.04$6,951.48
36Jan 2024$511.91$67.38$579.29$13,076.91
37Feb 2024$514.45$64.84$579.29$12,562.46
38Mar 2024$517.00$62.29$579.29$12,045.46
39Apr 2024$519.56$59.73$579.29$11,525.90
40May 2024$522.14$57.15$579.29$11,003.76
41Jun 2024$524.73$54.56$579.29$10,479.03
42Jul 2024$527.33$51.96$579.29$9,951.70
43Aug 2024$529.95$49.34$579.29$9,421.75
44Sep 2024$532.57$46.72$579.29$8,889.18
45Oct 2024$535.21$44.08$579.29$8,353.97
46Nov 2024$537.87$41.42$579.29$7,816.10
47Dec 2024$540.54$38.75$579.29$7,275.56
2024 Total$6,313.26$638.22$6,951.48
48Jan 2025$543.22$36.07$579.29$6,732.34
49Feb 2025$545.91$33.38$579.29$6,186.43
50Mar 2025$548.62$30.67$579.29$5,637.81
51Apr 2025$551.34$27.95$579.29$5,086.47
52May 2025$554.07$25.22$579.29$4,532.40
53Jun 2025$556.82$22.47$579.29$3,975.58
54Jul 2025$559.58$19.71$579.29$3,416.00
55Aug 2025$562.35$16.94$579.29$2,853.65
56Sep 2025$565.14$14.15$579.29$2,288.51
57Oct 2025$567.94$11.35$579.29$1,720.57
58Nov 2025$570.76$8.53$579.29$1,149.81
59Dec 2025$573.59$5.70$579.29$576.22
2025 Total$6,699.34$252.14$6,951.48
60Jan 2026$576.22$2.86$579.08$0.00
2025 Total$576.22$2.86$579.08