RateCity.com.au
powering smart financial decisions
Borrow amount
$30k
Advertised Rate

8.99

% p.a

Variable

Comparison Rate*

9.35

% p.a

Loan term
0 year to 7 years
Repayment frequency
Monthly
Monthly repayment

623

Number of repayments
60
Total interest paid
$7.4k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Nov 2021$397.86$224.75$622.61$29,602.14
2Dec 2021$400.84$221.77$622.61$29,201.30
2021 Total$798.7$446.52$1,245.22
3Jan 2022$403.84$218.77$622.61$28,797.46
4Feb 2022$406.87$215.74$622.61$28,390.59
5Mar 2022$409.92$212.69$622.61$27,980.67
6Apr 2022$412.99$209.62$622.61$27,567.68
7May 2022$416.08$206.53$622.61$27,151.60
8Jun 2022$419.20$203.41$622.61$26,732.40
9Jul 2022$422.34$200.27$622.61$26,310.06
10Aug 2022$425.50$197.11$622.61$25,884.56
11Sep 2022$428.69$193.92$622.61$25,455.87
12Oct 2022$431.90$190.71$622.61$25,023.97
13Nov 2022$435.14$187.47$622.61$24,588.83
14Dec 2022$438.40$184.21$622.61$24,150.43
2022 Total$5,050.87$2,420.45$7,471.32
15Jan 2023$441.68$180.93$622.61$23,708.75
16Feb 2023$444.99$177.62$622.61$23,263.76
17Mar 2023$448.33$174.28$622.61$22,815.43
18Apr 2023$451.68$170.93$622.61$22,363.75
19May 2023$455.07$167.54$622.61$21,908.68
20Jun 2023$458.48$164.13$622.61$21,450.20
21Jul 2023$461.91$160.70$622.61$20,988.29
22Aug 2023$465.37$157.24$622.61$20,522.92
23Sep 2023$468.86$153.75$622.61$20,054.06
24Oct 2023$472.37$150.24$622.61$19,581.69
25Nov 2023$475.91$146.70$622.61$19,105.78
26Dec 2023$479.48$143.13$622.61$18,626.30
2023 Total$5,524.13$1,947.19$7,471.32
27Jan 2024$483.07$139.54$622.61$18,143.23
28Feb 2024$486.69$135.92$622.61$17,656.54
29Mar 2024$490.33$132.28$622.61$17,166.21
30Apr 2024$494.01$128.60$622.61$16,672.20
31May 2024$497.71$124.90$622.61$16,174.49
32Jun 2024$501.44$121.17$622.61$15,673.05
33Jul 2024$505.19$117.42$622.61$15,167.86
34Aug 2024$508.98$113.63$622.61$14,658.88
35Sep 2024$512.79$109.82$622.61$14,146.09
36Oct 2024$516.63$105.98$622.61$13,629.46
37Nov 2024$520.50$102.11$622.61$13,108.96
38Dec 2024$524.40$98.21$622.61$12,584.56
2024 Total$6,041.74$1,429.58$7,471.32
39Jan 2025$528.33$94.28$622.61$12,056.23
40Feb 2025$532.29$90.32$622.61$11,523.94
41Mar 2025$536.28$86.33$622.61$10,987.66
42Apr 2025$540.29$82.32$622.61$10,447.37
43May 2025$544.34$78.27$622.61$9,903.03
44Jun 2025$548.42$74.19$622.61$9,354.61
45Jul 2025$552.53$70.08$622.61$8,802.08
46Aug 2025$556.67$65.94$622.61$8,245.41
47Sep 2025$560.84$61.77$622.61$7,684.57
48Oct 2025$565.04$57.57$622.61$7,119.53
49Nov 2025$569.27$53.34$622.61$6,550.26
50Dec 2025$573.54$49.07$622.61$5,976.72
2025 Total$6,607.84$863.48$7,471.32
51Jan 2026$577.83$44.78$622.61$5,398.89
52Feb 2026$582.16$40.45$622.61$4,816.73
53Mar 2026$586.52$36.09$622.61$4,230.21
54Apr 2026$590.92$31.69$622.61$3,639.29
55May 2026$595.35$27.26$622.61$3,043.94
56Jun 2026$599.81$22.80$622.61$2,444.13
57Jul 2026$604.30$18.31$622.61$1,839.83
58Aug 2026$608.83$13.78$622.61$1,231.00
59Sep 2026$613.39$9.22$622.61$617.61
60Oct 2026$617.61$4.63$622.24$0.00
2026 Total$5,976.72$249.01$6,225.73