RateCity.com.au
powering smart financial decisions
Borrow amount
$30k
Advertised Rate

4.74

% p.a

Variable

Comparison Rate*

5.01

% p.a

Loan term
1 year to 7 years
Repayment frequency
Monthly
Monthly repayment

563

Number of repayments
60
Total interest paid
$3.8k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Nov 2021$444.07$118.50$562.57$29,555.93
2Dec 2021$445.82$116.75$562.57$29,110.11
2021 Total$889.89$235.25$1,125.14
3Jan 2022$447.59$114.98$562.57$28,662.52
4Feb 2022$449.35$113.22$562.57$28,213.17
5Mar 2022$451.13$111.44$562.57$27,762.04
6Apr 2022$452.91$109.66$562.57$27,309.13
7May 2022$454.70$107.87$562.57$26,854.43
8Jun 2022$456.50$106.07$562.57$26,397.93
9Jul 2022$458.30$104.27$562.57$25,939.63
10Aug 2022$460.11$102.46$562.57$25,479.52
11Sep 2022$461.93$100.64$562.57$25,017.59
12Oct 2022$463.75$98.82$562.57$24,553.84
13Nov 2022$465.58$96.99$562.57$24,088.26
14Dec 2022$467.42$95.15$562.57$23,620.84
2022 Total$5,489.27$1,261.57$6,750.84
15Jan 2023$469.27$93.30$562.57$23,151.57
16Feb 2023$471.12$91.45$562.57$22,680.45
17Mar 2023$472.98$89.59$562.57$22,207.47
18Apr 2023$474.85$87.72$562.57$21,732.62
19May 2023$476.73$85.84$562.57$21,255.89
20Jun 2023$478.61$83.96$562.57$20,777.28
21Jul 2023$480.50$82.07$562.57$20,296.78
22Aug 2023$482.40$80.17$562.57$19,814.38
23Sep 2023$484.30$78.27$562.57$19,330.08
24Oct 2023$486.22$76.35$562.57$18,843.86
25Nov 2023$488.14$74.43$562.57$18,355.72
26Dec 2023$490.06$72.51$562.57$17,865.66
2023 Total$5,755.18$995.66$6,750.84
27Jan 2024$492.00$70.57$562.57$17,373.66
28Feb 2024$493.94$68.63$562.57$16,879.72
29Mar 2024$495.90$66.67$562.57$16,383.82
30Apr 2024$497.85$64.72$562.57$15,885.97
31May 2024$499.82$62.75$562.57$15,386.15
32Jun 2024$501.79$60.78$562.57$14,884.36
33Jul 2024$503.78$58.79$562.57$14,380.58
34Aug 2024$505.77$56.80$562.57$13,874.81
35Sep 2024$507.76$54.81$562.57$13,367.05
36Oct 2024$509.77$52.80$562.57$12,857.28
37Nov 2024$511.78$50.79$562.57$12,345.50
38Dec 2024$513.81$48.76$562.57$11,831.69
2024 Total$6,033.97$716.87$6,750.84
39Jan 2025$515.83$46.74$562.57$11,315.86
40Feb 2025$517.87$44.70$562.57$10,797.99
41Mar 2025$519.92$42.65$562.57$10,278.07
42Apr 2025$521.97$40.60$562.57$9,756.10
43May 2025$524.03$38.54$562.57$9,232.07
44Jun 2025$526.10$36.47$562.57$8,705.97
45Jul 2025$528.18$34.39$562.57$8,177.79
46Aug 2025$530.27$32.30$562.57$7,647.52
47Sep 2025$532.36$30.21$562.57$7,115.16
48Oct 2025$534.47$28.10$562.57$6,580.69
49Nov 2025$536.58$25.99$562.57$6,044.11
50Dec 2025$538.70$23.87$562.57$5,505.41
2025 Total$6,326.28$424.56$6,750.84
51Jan 2026$540.82$21.75$562.57$4,964.59
52Feb 2026$542.96$19.61$562.57$4,421.63
53Mar 2026$545.10$17.47$562.57$3,876.53
54Apr 2026$547.26$15.31$562.57$3,329.27
55May 2026$549.42$13.15$562.57$2,779.85
56Jun 2026$551.59$10.98$562.57$2,228.26
57Jul 2026$553.77$8.80$562.57$1,674.49
58Aug 2026$555.96$6.61$562.57$1,118.53
59Sep 2026$558.15$4.42$562.57$560.38
60Oct 2026$560.36$2.21$562.57$0.02
2026 Total$5,505.39$120.31$5,625.7