Borrow amount
$30k
Advertised Rate

9.99

% p.a

Fixed

Comparison Rate*

10.62

% p.a

Loan term
5 Years
Unity Bank
Repayment frequency
Monthly
Monthly repayment

$637

Number of repayments
60
Total interest paid
$8.2k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1May 2021$387.51$249.75$637.26$29,612.49
2Jun 2021$390.74$246.52$637.26$29,221.75
3Jul 2021$393.99$243.27$637.26$28,827.76
4Aug 2021$397.27$239.99$637.26$28,430.49
5Sep 2021$400.58$236.68$637.26$28,029.91
6Oct 2021$403.91$233.35$637.26$27,626.00
7Nov 2021$407.27$229.99$637.26$27,218.73
8Dec 2021$410.66$226.60$637.26$26,808.07
2021 Total$3,191.93$1,906.15$5,098.08
9Jan 2022$414.08$223.18$637.26$26,393.99
10Feb 2022$417.53$219.73$637.26$25,976.46
11Mar 2022$421.01$216.25$637.26$25,555.45
12Apr 2022$424.51$212.75$637.26$25,130.94
13May 2022$428.04$209.22$637.26$24,702.90
14Jun 2022$431.61$205.65$637.26$24,271.29
15Jul 2022$435.20$202.06$637.26$23,836.09
16Aug 2022$438.82$198.44$637.26$23,397.27
17Sep 2022$442.48$194.78$637.26$22,954.79
18Oct 2022$446.16$191.10$637.26$22,508.63
19Nov 2022$449.88$187.38$637.26$22,058.75
20Dec 2022$453.62$183.64$637.26$21,605.13
2022 Total$5,202.94$2,444.18$7,647.12
21Jan 2023$457.40$179.86$637.26$21,147.73
22Feb 2023$461.21$176.05$637.26$20,686.52
23Mar 2023$465.04$172.22$637.26$20,221.48
24Apr 2023$468.92$168.34$637.26$19,752.56
25May 2023$472.82$164.44$637.26$19,279.74
26Jun 2023$476.76$160.50$637.26$18,802.98
27Jul 2023$480.73$156.53$637.26$18,322.25
28Aug 2023$484.73$152.53$637.26$17,837.52
29Sep 2023$488.76$148.50$637.26$17,348.76
30Oct 2023$492.83$144.43$637.26$16,855.93
31Nov 2023$496.93$140.33$637.26$16,359.00
32Dec 2023$501.07$136.19$637.26$15,857.93
2023 Total$5,747.2$1,899.92$7,647.12
33Jan 2024$505.24$132.02$637.26$15,352.69
34Feb 2024$509.45$127.81$637.26$14,843.24
35Mar 2024$513.69$123.57$637.26$14,329.55
36Apr 2024$517.97$119.29$637.26$13,811.58
37May 2024$522.28$114.98$637.26$13,289.30
38Jun 2024$526.63$110.63$637.26$12,762.67
39Jul 2024$531.01$106.25$637.26$12,231.66
40Aug 2024$535.43$101.83$637.26$11,696.23
41Sep 2024$539.89$97.37$637.26$11,156.34
42Oct 2024$544.38$92.88$637.26$10,611.96
43Nov 2024$548.92$88.34$637.26$10,063.04
44Dec 2024$553.49$83.77$637.26$9,509.55
2024 Total$6,348.38$1,298.74$7,647.12
45Jan 2025$558.09$79.17$637.26$8,951.46
46Feb 2025$562.74$74.52$637.26$8,388.72
47Mar 2025$567.42$69.84$637.26$7,821.30
48Apr 2025$572.15$65.11$637.26$7,249.15
49May 2025$576.91$60.35$637.26$6,672.24
50Jun 2025$581.71$55.55$637.26$6,090.53
51Jul 2025$586.56$50.70$637.26$5,503.97
52Aug 2025$591.44$45.82$637.26$4,912.53
53Sep 2025$596.36$40.90$637.26$4,316.17
54Oct 2025$601.33$35.93$637.26$3,714.84
55Nov 2025$606.33$30.93$637.26$3,108.51
56Dec 2025$611.38$25.88$637.26$2,497.13
2025 Total$7,012.42$634.7$7,647.12
57Jan 2026$616.47$20.79$637.26$1,880.66
58Feb 2026$621.60$15.66$637.26$1,259.06
59Mar 2026$626.78$10.48$637.26$632.28
60Apr 2026$632.00$5.26$637.26$0.28
2026 Total$2,496.85$52.19$2,549.04