Borrow amount
$30k
Advertised Rate

7.99%

p.a Fixed

Comparison Rate*

8.62%

p.a

Loan term
5 Years
Unity Bank
Repayment frequency
Monthly
Monthly repayment

$608

Number of repayments
60
Total interest paid
$6.5k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1May 2021$408.40$199.75$608.15$29,591.60
2Jun 2021$411.12$197.03$608.15$29,180.48
3Jul 2021$413.86$194.29$608.15$28,766.62
4Aug 2021$416.61$191.54$608.15$28,350.01
5Sep 2021$419.39$188.76$608.15$27,930.62
6Oct 2021$422.18$185.97$608.15$27,508.44
7Nov 2021$424.99$183.16$608.15$27,083.45
8Dec 2021$427.82$180.33$608.15$26,655.63
2021 Total$3,344.37$1,520.83$4,865.2
9Jan 2022$430.67$177.48$608.15$26,224.96
10Feb 2022$433.54$174.61$608.15$25,791.42
11Mar 2022$436.42$171.73$608.15$25,355.00
12Apr 2022$439.33$168.82$608.15$24,915.67
13May 2022$442.25$165.90$608.15$24,473.42
14Jun 2022$445.20$162.95$608.15$24,028.22
15Jul 2022$448.16$159.99$608.15$23,580.06
16Aug 2022$451.15$157.00$608.15$23,128.91
17Sep 2022$454.15$154.00$608.15$22,674.76
18Oct 2022$457.17$150.98$608.15$22,217.59
19Nov 2022$460.22$147.93$608.15$21,757.37
20Dec 2022$463.28$144.87$608.15$21,294.09
2022 Total$5,361.54$1,936.26$7,297.8
21Jan 2023$466.37$141.78$608.15$20,827.72
22Feb 2023$469.47$138.68$608.15$20,358.25
23Mar 2023$472.60$135.55$608.15$19,885.65
24Apr 2023$475.74$132.41$608.15$19,409.91
25May 2023$478.91$129.24$608.15$18,931.00
26Jun 2023$482.10$126.05$608.15$18,448.90
27Jul 2023$485.31$122.84$608.15$17,963.59
28Aug 2023$488.54$119.61$608.15$17,475.05
29Sep 2023$491.80$116.35$608.15$16,983.25
30Oct 2023$495.07$113.08$608.15$16,488.18
31Nov 2023$498.37$109.78$608.15$15,989.81
32Dec 2023$501.68$106.47$608.15$15,488.13
2023 Total$5,805.96$1,491.84$7,297.8
33Jan 2024$505.02$103.13$608.15$14,983.11
34Feb 2024$508.39$99.76$608.15$14,474.72
35Mar 2024$511.77$96.38$608.15$13,962.95
36Apr 2024$515.18$92.97$608.15$13,447.77
37May 2024$518.61$89.54$608.15$12,929.16
38Jun 2024$522.06$86.09$608.15$12,407.10
39Jul 2024$525.54$82.61$608.15$11,881.56
40Aug 2024$529.04$79.11$608.15$11,352.52
41Sep 2024$532.56$75.59$608.15$10,819.96
42Oct 2024$536.11$72.04$608.15$10,283.85
43Nov 2024$539.68$68.47$608.15$9,744.17
44Dec 2024$543.27$64.88$608.15$9,200.90
2024 Total$6,287.23$1,010.57$7,297.8
45Jan 2025$546.89$61.26$608.15$8,654.01
46Feb 2025$550.53$57.62$608.15$8,103.48
47Mar 2025$554.19$53.96$608.15$7,549.29
48Apr 2025$557.88$50.27$608.15$6,991.41
49May 2025$561.60$46.55$608.15$6,429.81
50Jun 2025$565.34$42.81$608.15$5,864.47
51Jul 2025$569.10$39.05$608.15$5,295.37
52Aug 2025$572.89$35.26$608.15$4,722.48
53Sep 2025$576.71$31.44$608.15$4,145.77
54Oct 2025$580.55$27.60$608.15$3,565.22
55Nov 2025$584.41$23.74$608.15$2,980.81
56Dec 2025$588.30$19.85$608.15$2,392.51
2025 Total$6,808.39$489.41$7,297.8
57Jan 2026$592.22$15.93$608.15$1,800.29
58Feb 2026$596.16$11.99$608.15$1,204.13
59Mar 2026$600.13$8.02$608.15$604.00
60Apr 2026$604.00$4.02$608.02$0.00
2026 Total$2,392.51$39.96$2,432.47