Borrow amount
$30k
Advertised Rate

5.99%

Variable

Loan term
5 Years
Unity Bank
Repayment frequency
Monthly
Monthly repayment

$580

Number of repayments
60
Total interest paid
$4.8k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Dec 2020$430.09$149.75$579.84$29,569.91
2020 Total$430.09$149.75$579.84
2Jan 2021$432.24$147.60$579.84$29,137.67
3Feb 2021$434.39$145.45$579.84$28,703.28
4Mar 2021$436.56$143.28$579.84$28,266.72
5Apr 2021$438.74$141.10$579.84$27,827.98
6May 2021$440.93$138.91$579.84$27,387.05
7Jun 2021$443.13$136.71$579.84$26,943.92
8Jul 2021$445.34$134.50$579.84$26,498.58
9Aug 2021$447.57$132.27$579.84$26,051.01
10Sep 2021$449.80$130.04$579.84$25,601.21
11Oct 2021$452.05$127.79$579.84$25,149.16
12Nov 2021$454.30$125.54$579.84$24,694.86
13Dec 2021$456.57$123.27$579.84$24,238.29
2021 Total$5,331.62$1,626.46$6,958.08
14Jan 2022$458.85$120.99$579.84$23,779.44
15Feb 2022$461.14$118.70$579.84$23,318.30
16Mar 2022$463.44$116.40$579.84$22,854.86
17Apr 2022$465.76$114.08$579.84$22,389.10
18May 2022$468.08$111.76$579.84$21,921.02
19Jun 2022$470.42$109.42$579.84$21,450.60
20Jul 2022$472.77$107.07$579.84$20,977.83
21Aug 2022$475.13$104.71$579.84$20,502.70
22Sep 2022$477.50$102.34$579.84$20,025.20
23Oct 2022$479.88$99.96$579.84$19,545.32
24Nov 2022$482.28$97.56$579.84$19,063.04
25Dec 2022$484.68$95.16$579.84$18,578.36
2022 Total$5,659.93$1,298.15$6,958.08
26Jan 2023$487.10$92.74$579.84$18,091.26
27Feb 2023$489.53$90.31$579.84$17,601.73
28Mar 2023$491.98$87.86$579.84$17,109.75
29Apr 2023$494.43$85.41$579.84$16,615.32
30May 2023$496.90$82.94$579.84$16,118.42
31Jun 2023$499.38$80.46$579.84$15,619.04
32Jul 2023$501.87$77.97$579.84$15,117.17
33Aug 2023$504.38$75.46$579.84$14,612.79
34Sep 2023$506.90$72.94$579.84$14,105.89
35Oct 2023$509.43$70.41$579.84$13,596.46
36Nov 2023$511.97$67.87$579.84$13,084.49
37Dec 2023$514.53$65.31$579.84$12,569.96
2023 Total$6,008.4$949.68$6,958.08
38Jan 2024$517.09$62.75$579.84$12,052.87
39Feb 2024$519.68$60.16$579.84$11,533.19
40Mar 2024$522.27$57.57$579.84$11,010.92
41Apr 2024$524.88$54.96$579.84$10,486.04
42May 2024$527.50$52.34$579.84$9,958.54
43Jun 2024$530.13$49.71$579.84$9,428.41
44Jul 2024$532.78$47.06$579.84$8,895.63
45Aug 2024$535.44$44.40$579.84$8,360.19
46Sep 2024$538.11$41.73$579.84$7,822.08
47Oct 2024$540.79$39.05$579.84$7,281.29
48Nov 2024$543.49$36.35$579.84$6,737.80
49Dec 2024$546.21$33.63$579.84$6,191.59
2024 Total$6,378.37$579.71$6,958.08
50Jan 2025$548.93$30.91$579.84$5,642.66
51Feb 2025$551.67$28.17$579.84$5,090.99
52Mar 2025$554.43$25.41$579.84$4,536.56
53Apr 2025$557.20$22.64$579.84$3,979.36
54May 2025$559.98$19.86$579.84$3,419.38
55Jun 2025$562.77$17.07$579.84$2,856.61
56Jul 2025$565.58$14.26$579.84$2,291.03
57Aug 2025$568.40$11.44$579.84$1,722.63
58Sep 2025$571.24$8.60$579.84$1,151.39
59Oct 2025$574.09$5.75$579.84$577.30
60Nov 2025$576.96$2.88$579.84$0.34
2025 Total$6,191.25$186.99$6,378.24