RateCity.com.au
powering smart financial decisions
Borrow amount
$30k
Advertised Rate

4.49

% p.a

Fixed

Comparison Rate*

5.10

% p.a

Loan term
0 year to 7 years
Repayment frequency
Monthly
Monthly repayment

559

Number of repayments
60
Total interest paid
$3.5k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Nov 2021$446.90$112.25$559.15$29,553.10
2Dec 2021$448.57$110.58$559.15$29,104.53
2021 Total$895.47$222.83$1,118.3
3Jan 2022$450.25$108.90$559.15$28,654.28
4Feb 2022$451.94$107.21$559.15$28,202.34
5Mar 2022$453.63$105.52$559.15$27,748.71
6Apr 2022$455.32$103.83$559.15$27,293.39
7May 2022$457.03$102.12$559.15$26,836.36
8Jun 2022$458.74$100.41$559.15$26,377.62
9Jul 2022$460.45$98.70$559.15$25,917.17
10Aug 2022$462.18$96.97$559.15$25,454.99
11Sep 2022$463.91$95.24$559.15$24,991.08
12Oct 2022$465.64$93.51$559.15$24,525.44
13Nov 2022$467.38$91.77$559.15$24,058.06
14Dec 2022$469.13$90.02$559.15$23,588.93
2022 Total$5,515.6$1,194.2$6,709.8
15Jan 2023$470.89$88.26$559.15$23,118.04
16Feb 2023$472.65$86.50$559.15$22,645.39
17Mar 2023$474.42$84.73$559.15$22,170.97
18Apr 2023$476.19$82.96$559.15$21,694.78
19May 2023$477.98$81.17$559.15$21,216.80
20Jun 2023$479.76$79.39$559.15$20,737.04
21Jul 2023$481.56$77.59$559.15$20,255.48
22Aug 2023$483.36$75.79$559.15$19,772.12
23Sep 2023$485.17$73.98$559.15$19,286.95
24Oct 2023$486.98$72.17$559.15$18,799.97
25Nov 2023$488.81$70.34$559.15$18,311.16
26Dec 2023$490.64$68.51$559.15$17,820.52
2023 Total$5,768.41$941.39$6,709.8
27Jan 2024$492.47$66.68$559.15$17,328.05
28Feb 2024$494.31$64.84$559.15$16,833.74
29Mar 2024$496.16$62.99$559.15$16,337.58
30Apr 2024$498.02$61.13$559.15$15,839.56
31May 2024$499.88$59.27$559.15$15,339.68
32Jun 2024$501.75$57.40$559.15$14,837.93
33Jul 2024$503.63$55.52$559.15$14,334.30
34Aug 2024$505.52$53.63$559.15$13,828.78
35Sep 2024$507.41$51.74$559.15$13,321.37
36Oct 2024$509.31$49.84$559.15$12,812.06
37Nov 2024$511.21$47.94$559.15$12,300.85
38Dec 2024$513.12$46.03$559.15$11,787.73
2024 Total$6,032.79$677.01$6,709.8
39Jan 2025$515.04$44.11$559.15$11,272.69
40Feb 2025$516.97$42.18$559.15$10,755.72
41Mar 2025$518.91$40.24$559.15$10,236.81
42Apr 2025$520.85$38.30$559.15$9,715.96
43May 2025$522.80$36.35$559.15$9,193.16
44Jun 2025$524.75$34.40$559.15$8,668.41
45Jul 2025$526.72$32.43$559.15$8,141.69
46Aug 2025$528.69$30.46$559.15$7,613.00
47Sep 2025$530.66$28.49$559.15$7,082.34
48Oct 2025$532.65$26.50$559.15$6,549.69
49Nov 2025$534.64$24.51$559.15$6,015.05
50Dec 2025$536.64$22.51$559.15$5,478.41
2025 Total$6,309.32$400.48$6,709.8
51Jan 2026$538.65$20.50$559.15$4,939.76
52Feb 2026$540.67$18.48$559.15$4,399.09
53Mar 2026$542.69$16.46$559.15$3,856.40
54Apr 2026$544.72$14.43$559.15$3,311.68
55May 2026$546.76$12.39$559.15$2,764.92
56Jun 2026$548.80$10.35$559.15$2,216.12
57Jul 2026$550.86$8.29$559.15$1,665.26
58Aug 2026$552.92$6.23$559.15$1,112.34
59Sep 2026$554.99$4.16$559.15$557.35
60Oct 2026$557.06$2.09$559.15$0.29
2026 Total$5,478.12$113.38$5,591.5