RateCity.com.au
powering smart financial decisions
Borrow amount
$30k
Interest rate

From

4.74

% p.a

Fixed

Comparison Rate*

5.57

% p.a

Loan term
0 year to 7 years
Repayment frequency
Monthly
Monthly repayment

$563

Number of repayments
60
Total interest paid
$3.8k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
2021 Total$0$0$0
1Jan 2022$444.07$118.50$562.57$29,555.93
2Feb 2022$445.82$116.75$562.57$29,110.11
3Mar 2022$447.59$114.98$562.57$28,662.52
4Apr 2022$449.35$113.22$562.57$28,213.17
5May 2022$451.13$111.44$562.57$27,762.04
6Jun 2022$452.91$109.66$562.57$27,309.13
7Jul 2022$454.70$107.87$562.57$26,854.43
8Aug 2022$456.50$106.07$562.57$26,397.93
9Sep 2022$458.30$104.27$562.57$25,939.63
10Oct 2022$460.11$102.46$562.57$25,479.52
11Nov 2022$461.93$100.64$562.57$25,017.59
12Dec 2022$463.75$98.82$562.57$24,553.84
2022 Total$5,446.16$1,304.68$6,750.84
13Jan 2023$465.58$96.99$562.57$24,088.26
14Feb 2023$467.42$95.15$562.57$23,620.84
15Mar 2023$469.27$93.30$562.57$23,151.57
16Apr 2023$471.12$91.45$562.57$22,680.45
17May 2023$472.98$89.59$562.57$22,207.47
18Jun 2023$474.85$87.72$562.57$21,732.62
19Jul 2023$476.73$85.84$562.57$21,255.89
20Aug 2023$478.61$83.96$562.57$20,777.28
21Sep 2023$480.50$82.07$562.57$20,296.78
22Oct 2023$482.40$80.17$562.57$19,814.38
23Nov 2023$484.30$78.27$562.57$19,330.08
24Dec 2023$486.22$76.35$562.57$18,843.86
2023 Total$5,709.98$1,040.86$6,750.84
25Jan 2024$488.14$74.43$562.57$18,355.72
26Feb 2024$490.06$72.51$562.57$17,865.66
27Mar 2024$492.00$70.57$562.57$17,373.66
28Apr 2024$493.94$68.63$562.57$16,879.72
29May 2024$495.90$66.67$562.57$16,383.82
30Jun 2024$497.85$64.72$562.57$15,885.97
31Jul 2024$499.82$62.75$562.57$15,386.15
32Aug 2024$501.79$60.78$562.57$14,884.36
33Sep 2024$503.78$58.79$562.57$14,380.58
34Oct 2024$505.77$56.80$562.57$13,874.81
35Nov 2024$507.76$54.81$562.57$13,367.05
36Dec 2024$509.77$52.80$562.57$12,857.28
2024 Total$5,986.58$764.26$6,750.84
37Jan 2025$511.78$50.79$562.57$12,345.50
38Feb 2025$513.81$48.76$562.57$11,831.69
39Mar 2025$515.83$46.74$562.57$11,315.86
40Apr 2025$517.87$44.70$562.57$10,797.99
41May 2025$519.92$42.65$562.57$10,278.07
42Jun 2025$521.97$40.60$562.57$9,756.10
43Jul 2025$524.03$38.54$562.57$9,232.07
44Aug 2025$526.10$36.47$562.57$8,705.97
45Sep 2025$528.18$34.39$562.57$8,177.79
46Oct 2025$530.27$32.30$562.57$7,647.52
47Nov 2025$532.36$30.21$562.57$7,115.16
48Dec 2025$534.47$28.10$562.57$6,580.69
2025 Total$6,276.59$474.25$6,750.84
49Jan 2026$536.58$25.99$562.57$6,044.11
50Feb 2026$538.70$23.87$562.57$5,505.41
51Mar 2026$540.82$21.75$562.57$4,964.59
52Apr 2026$542.96$19.61$562.57$4,421.63
53May 2026$545.10$17.47$562.57$3,876.53
54Jun 2026$547.26$15.31$562.57$3,329.27
55Jul 2026$549.42$13.15$562.57$2,779.85
56Aug 2026$551.59$10.98$562.57$2,228.26
57Sep 2026$553.77$8.80$562.57$1,674.49
58Oct 2026$555.96$6.61$562.57$1,118.53
59Nov 2026$558.15$4.42$562.57$560.38
60Dec 2026$560.36$2.21$562.57$0.02
2026 Total$6,580.67$170.17$6,750.84