RateCity.com.au
powering smart financial decisions
RateCity.com.au
Borrow amount
$30k
Interest Rate

8.64

% p.a

Variable

Comparison Rate*

9.03

% p.a

Loan term
0.5 year to 6 years
Repayment frequency
Monthly
Monthly repayment

$618

Number of repayments
60
Total interest paid
$7.1k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Sep 2022$401.52$216.00$617.52$29,598.48
2Oct 2022$404.41$213.11$617.52$29,194.07
3Nov 2022$407.32$210.20$617.52$28,786.75
4Dec 2022$410.26$207.26$617.52$28,376.49
2022 Total$1,623.51$846.57$2,470.08
5Jan 2023$413.21$204.31$617.52$27,963.28
6Feb 2023$416.18$201.34$617.52$27,547.10
7Mar 2023$419.18$198.34$617.52$27,127.92
8Apr 2023$422.20$195.32$617.52$26,705.72
9May 2023$425.24$192.28$617.52$26,280.48
10Jun 2023$428.30$189.22$617.52$25,852.18
11Jul 2023$431.38$186.14$617.52$25,420.80
12Aug 2023$434.49$183.03$617.52$24,986.31
13Sep 2023$437.62$179.90$617.52$24,548.69
14Oct 2023$440.77$176.75$617.52$24,107.92
15Nov 2023$443.94$173.58$617.52$23,663.98
16Dec 2023$447.14$170.38$617.52$23,216.84
2023 Total$5,159.65$2,250.59$7,410.24
17Jan 2024$450.36$167.16$617.52$22,766.48
18Feb 2024$453.60$163.92$617.52$22,312.88
19Mar 2024$456.87$160.65$617.52$21,856.01
20Apr 2024$460.16$157.36$617.52$21,395.85
21May 2024$463.47$154.05$617.52$20,932.38
22Jun 2024$466.81$150.71$617.52$20,465.57
23Jul 2024$470.17$147.35$617.52$19,995.40
24Aug 2024$473.55$143.97$617.52$19,521.85
25Sep 2024$476.96$140.56$617.52$19,044.89
26Oct 2024$480.40$137.12$617.52$18,564.49
27Nov 2024$483.86$133.66$617.52$18,080.63
28Dec 2024$487.34$130.18$617.52$17,593.29
2024 Total$5,623.55$1,786.69$7,410.24
29Jan 2025$490.85$126.67$617.52$17,102.44
30Feb 2025$494.38$123.14$617.52$16,608.06
31Mar 2025$497.94$119.58$617.52$16,110.12
32Apr 2025$501.53$115.99$617.52$15,608.59
33May 2025$505.14$112.38$617.52$15,103.45
34Jun 2025$508.78$108.74$617.52$14,594.67
35Jul 2025$512.44$105.08$617.52$14,082.23
36Aug 2025$516.13$101.39$617.52$13,566.10
37Sep 2025$519.84$97.68$617.52$13,046.26
38Oct 2025$523.59$93.93$617.52$12,522.67
39Nov 2025$527.36$90.16$617.52$11,995.31
40Dec 2025$531.15$86.37$617.52$11,464.16
2025 Total$6,129.13$1,281.11$7,410.24
41Jan 2026$534.98$82.54$617.52$10,929.18
42Feb 2026$538.83$78.69$617.52$10,390.35
43Mar 2026$542.71$74.81$617.52$9,847.64
44Apr 2026$546.62$70.90$617.52$9,301.02
45May 2026$550.55$66.97$617.52$8,750.47
46Jun 2026$554.52$63.00$617.52$8,195.95
47Jul 2026$558.51$59.01$617.52$7,637.44
48Aug 2026$562.53$54.99$617.52$7,074.91
49Sep 2026$566.58$50.94$617.52$6,508.33
50Oct 2026$570.66$46.86$617.52$5,937.67
51Nov 2026$574.77$42.75$617.52$5,362.90
52Dec 2026$578.91$38.61$617.52$4,783.99
2026 Total$6,680.17$730.07$7,410.24
53Jan 2027$583.08$34.44$617.52$4,200.91
54Feb 2027$587.27$30.25$617.52$3,613.64
55Mar 2027$591.50$26.02$617.52$3,022.14
56Apr 2027$595.76$21.76$617.52$2,426.38
57May 2027$600.05$17.47$617.52$1,826.33
58Jun 2027$604.37$13.15$617.52$1,221.96
59Jul 2027$608.72$8.80$617.52$613.24
60Aug 2027$613.10$4.42$617.52$0.14
2027 Total$4,783.85$156.31$4,940.16