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Advantage Package
2.49
% p.a
Fixed - 5 years
3.31
Cashback
4.00
Standard Variable Rate Home Loan
5.03
Variable
5.20
100% full offset account
Redraw facility available
Parents can sign as guarantor
Extra repayments and redraw facility
2.12
5.08
5.25
5.13
5.30
Suitable for low deposits
Fixed Rate Home Loan
3.09
4.59
Split account option
2.06
3.14
4.64
1.95
2.19
Fixed - 4 years
3.26
4.26
3.74
Fixed - 3 years
4.85
1.90
4.19
3.79
4.90
Secured Personal Loan Fixed
4.99
Fixed up to 12.99%
6.13
Fixed up to 14.06%
Interest rates ranked in the best 20%
Lower than average application fees
Flexible repayment options
Can apply online
4.12
Unsecured Personal Loan Fixed
6.89
Fixed up to 18.9%
8.01
Fixed up to 19.93%
Lower than average rate
No security required
3.71
Secured Personal Loan
6.49
Variable up to 12.99%
7.61
Variable up to 14.06%
Unlimited extra repayments
Redraw facility
3.89
Unsecured Personal Loan
8.89
Variable up to 18.9%
9.99
Variable up to 19.93%
3.43
Unsecured Personal Overdraft
14.99
15.76
No application fees
2.54
Amplify Classic (Amplify Qantas)
Purchase Rate
19.74
Annual Fee
$79
Balance Transfer
Amplify Platinum (Amplify Qantas)
$99
Bonus Points
Amplify Signature (Amplify Qantas)
$279
Amplify Classic (Amplify Rewards)
Amplify Platinum (Amplify Rewards)
Amplify Signature (Amplify Rewards)
Vertigo Platinum
12.99
6.99% p.a on balance transfers for 12 months and then 21.49% p.a.
Lower than average ongoing purchase rate
Apple Pay, Google Pay and Samsung Pay available
Free domestic travel insurance
Vertigo Visa
13.99
$0
for 12 months then $55
No Annual Fee Visa
0.00
for 12 months then 20.74%
Incentive Saver Account
0.45%*
0.20
*Grow your account balance by at least $50 each month to earn bonus interest (if you are under 21, grow your account balance by any amount each month)
Better than average maximum interest rate
Ongoing bonus interest (conditions apply)
No ongoing fees
No minimum balance
2.85
Investment Cash Account
0.01
2.30
DIY Super Saver
0.05
2.11
Maxi Saver
0.45
intro 3 months then 0.05%
Special intro rate
2.33
Retirement Access Plus Account
2.35
Complete Freedom for Students
Monthly
Over 3,000 Westpac Group ATMs
Visa
3.55
Complete Freedom
Concession Account
$0 account keeping fee
Linked Visa debit card
App banking available
Apple Pay, Google Pay, Samsung Pay available
Term Deposit
for 6 months
$1,000
0.25
for 10 months
0.35
for 12 months
Interest can be paid to other institution
Automatic maturity rollover
Matuity alert by email and phone
1.46
