Cairns Penny Bank was established in 1899 to provide the residents of Cairns with a community focused financial service alternative. The organisation operates under a mutual ownership structure and is owned and governed by their customers who are also shareholders. Each member is given the right to vote at general meetings on issues relating to the company’s operations. Cairns Penny Bank employees are dedicated to their provision of a friendly and professional customer service. They are able to assist you with advice and knowledge in a range of product areas such as savings accounts and home loans.