Companies Citi in Australia | RateCity

Citibank Australia is part of one of the world’s largest financial services organisations, Citigroup. Citigroup has a presence in over 100 countries and has been providing consumer finance to Australians since 1985. The groups culmination of global experience enables them to offer some of the world’s most innovative financial services including foreign currency deposits, credit cards, home loans, savings accounts, special lendings, term deposits, insurance and transaction accounts. Their customer services also extend to corporate, institutions and governments. Diners Club, Citi Smith Barney, Citi Investment Research and The Citi Private Bank are all esteemed brands operating under the Citi Australia umbrella.

Citi home loans

Mortgage Plus Fixed Home Loan 5 Years (LVR < 80%)

Advertised Rate

Comparison Rate*

Extra low interest rate for refinancers
Parents can sign as guarantor
Extra repayments + redraw services
Comes with a credit card

Mortgage Plus Fixed Home Loan 5 Years (LVR 80%-90%)

Advertised Rate

Comparison Rate*

Extra low interest rate for refinancers
Parents can sign as guarantor
Extra repayments + redraw services
Comes with a credit card

Mortgage Plus Fixed Investment Loan (Principal and Interest) 3 Years (LVR 80%-90%)

Advertised Rate

Comparison Rate*

Extra low interest rate for refinancers
Parents can sign as guarantor
Extra repayments + redraw services
Comes with a credit card

Mortgage Plus Fixed Home Loan 1 Year (LVR 80%-90%)

Advertised Rate

Comparison Rate*

Extra low interest rate for refinancers
Parents can sign as guarantor
Extra repayments + redraw services
Comes with a credit card

Mortgage Plus Fixed Home Loan 3 Years (LVR 80%-90%)

Advertised Rate

Comparison Rate*

Extra low interest rate for refinancers
Parents can sign as guarantor
Extra repayments + redraw services
Comes with a credit card

Fixed Investment Loan (Principal and Interest) 5 Years (LVR < 80%)

Advertised Rate

Comparison Rate*

Extra low interest rate for refinancers
Parents can sign as guarantor
Comes with a credit card
Repayments will not change during fixed period

Fixed Investment Loan (Principal and Interest) 2 Years (LVR 80%-90%)

Advertised Rate

Comparison Rate*

Extra low interest rate for refinancers
Parents can sign as guarantor
Comes with a credit card
Repayments will not change during fixed period

Fixed Home Loan 3 Years (LVR < 80%)

Advertised Rate

Comparison Rate*

Extra low interest rate for refinancers
Parents can sign as guarantor
Comes with a credit card
Repayments will not change during fixed period

Fixed Home Loan 2 Years (LVR 80%-90%)

Advertised Rate

Comparison Rate*

Extra low interest rate for refinancers
Parents can sign as guarantor
Comes with a credit card
Repayments will not change during fixed period

Mortgage Plus Variable Investment Loan (Interest Only) (LVR 80%-90%)

Advertised Rate

Comparison Rate*

100% full offset account
Parents can sign as guarantor
Extra repayments + redraw services
Comes with a credit card

Citi personal loans

Citi Personal Loan Plus

Advertised Rate

Comparison Rate*

No application fees
No ongoing fees
No early exit penalty
Can apply online

Ready Credit Personal Loan

Advertised Rate

Comparison Rate*

No ongoing fees
No early exit penalty
Can apply online
Only pay interest on outstanding balance

Citi credit cards

Citi Rewards Platinum (Bonus Points Offer)

for 12 months then $149

Bonus PointsEarn up to 120,000 bonus points and take advantage of 0% p.a. on balance transfers for 15 months. Offer ends 31 Jan 2020.

Citi Rewards Platinum (Purchase Offer)

for 13 months then 21.49%

for 12 months then $149

Bonus Points0% p.a. on retail purchases for 13 months and 0% p.a. on balance transfers for 13 months

Citi Platinum (Balance Transfer Offer)

for 12 months then $199

Balance Transfer0% p.a. for 26 months on balance transfers

Citi Signature Rewards

for 12 months then $395

Bonus PointsReceive 120,000 bonus points when you spend $4,000 in the first 90 days from approval plus 0% p.a. for 15 months on balance transfers (1% BT fee applies)

Citi Emirates World Mastercard

for 12 months then $299

Free domestic travel insurance
Free international travel insurance
Free supplementary cards
Purchase protection insurance

Citi Signature Qantas

for 12 months then $444

Bonus PointsReceive 100,000 Bonus Qantas Points when you spend $5,000 within 90 days of card approval, plus get an additional 50,000 bonus Qantas Points after your first anniversary.

Citi Clear Platinum Visa

for 9 months then 14.99%

for 12 months then $99

Purchase Offers0% p.a. on Purchases and balance transfers for 9 months, and no annual fee for the first year. Offer valid till 31 March 2020.

Citi savings accounts

Online Saver

Intro 4 months then 0.85%

Has no ongoing fees
Has no minimum balances

Citi bank accounts

Global Currency Account

Account Keeping Fee

$0 account keeping fee
App banking available

Plus Account

Account Keeping Fee

No international transaction fees whilst overseas or on international websites
Free ATMs Australia-wide and world wide
$0 account keeping fee
App banking available

Citi term deposits

Term Deposit ($250k+)

p.a for 3 months

Covered by government guarantee

Term Deposit

p.a for 1 month

Covered by government guarantee

Term Deposit Eligible Investor

p.a for 3 months

^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.

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