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Citi

Citibank Australia is part of one of the world’s largest financial services organisations, Citigroup. Citigroup has a presence in over 100 countries and has been providing consumer finance to Australians since 1985. The groups culmination of global experience enables them to offer some of the world’s most innovative financial services including foreign currency deposits, credit cards, home loans, savings accounts, special lendings, term deposits, insurance and transaction accounts. Their customer services also extend to corporate, institutions and governments. Diners Club, Citi Smith Barney, Citi Investment Research and The Citi Private Bank are all esteemed brands operating under the Citi Australia umbrella.

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Citi personal loans

Citi

Ready Credit Personal Loan

Advertised Rate

20.49%

Variable

Comparison Rate*

8.40%

  • No ongoing fees
  • Unlimited extra repayments
  • No security required
  • Can apply online
Real Time Rating™

4.19

/ 5
Citi

Citi Personal Loan Plus

Advertised Rate

9.99%

Variable up to 17.99%

Comparison Rate*

9.99%

  • No ongoing fees
  • No application fees
  • Unlimited extra repayments
  • No security required
Real Time Rating™

3.51

/ 5
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Citi credit cards

Citi

Citi Rewards (Balance Transfer Offer)

Purchase Rate

Purchase Rate

21.49%

Annual Fee

Annual Fee

$49

for 12 months then $149

  • Rewards Available through Citi Rewards Program
  • Reduced $49 annual fee p.a in the first 12 months and $149 p.a thereafter.
  • Free international travel insurance
  • Purchase protection insurance
Citi

Citi Simplicity

Purchase Rate

Purchase Rate

0.00%

for 6 months then 21.49%

Annual Fee

Annual Fee

$0

Balance Transfer

0% p.a. for 6 months on balance transfers (no balance transfer fee) and purchases
Citi

Citi Prestige (Citi Rewards Program)

Purchase Rate

Purchase Rate

21.49%

Annual Fee

Annual Fee

$700

Bonus Points

Receive 100,000 bonus Citi reward Points when you spend $7,500 within 60 days from approval
Citi

Citi Clear

Purchase Rate

Purchase Rate

0.90%

for 15 months then 14.99%

Annual Fee

Annual Fee

$99

  • 0.9 p.a. on purchases for 15 months then 14.99 p.a.
  • 0.9% p.a on balance transfers for 15 months and then 22.24% p.a.
  • Free supplementary cards
  • Purchase protection insurance
Citi

Citi Emirates World Mastercard

Purchase Rate

Purchase Rate

21.49%

Annual Fee

Annual Fee

$149

for 12 months then $299

  • Rewards Available through Emirates Skywards
  • Bonus 60,000 points subject to eligibility conditions
  • Reduced $149 annual fee p.a in the first 12 months and $299 p.a thereafter.
  • Free domestic travel insurance
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Citi savings accounts

Citi

Online Saver

Maximum rate

1.10%

Intro 4 months then 0.35%

Base rate

0.35%

  • Special intro rate
  • No ongoing fees
  • No minimum balance
Real Time Rating™

2.81

/ 5
Go to site
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Citi bank accounts

Citi

Global Currency Account

Account Keeping Fees

$0

Monthly

ATM Fee

$0

Over 3,000 Westpac Group ATMs

Card Type

MasterCard

Maximum Interest rate

0.75%

special

Earn 0.75% interest and no withdrawal fees.
Real Time Rating™

4.82

/ 5
Go to site
Citi

Plus Account

Account Keeping Fees

$0

Monthly

ATM Fee

$0

Over 3,000 Westpac Group ATMs

Card Type

Maximum Interest rate

  • No international transaction fees whilst overseas or on international websites
  • Free ATMs Australia-wide and world wide
  • $0 account keeping fee
  • App banking available
Real Time Rating™

4.53

/ 5
View all

Citi term deposits

Citi

Term Deposit ($10k - $250k)

Interest rate

0.75%

p.a for 6 months

Min. deposit

$10,000

Next rate increased

Max rate

0.75%

p.a for 3 months

  • Interest rate variations available based on payment options
  • Automatice maturity rollover
  • Maturity alert by email
  • Covered by government guarantee
Real Time Rating™

2.86

/ 5
Citi

Term Deposit

Interest rate

0.75%

p.a for 6 months

Min. deposit

$10,000

Next rate increased

Max rate

0.75%

p.a for 3 months

  • Interest rate variations available based on payment options
  • Automatice maturity rollover
  • Covered by government guarantee
Real Time Rating™

2.71

/ 5
View all

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