Companies Citi in Australia | RateCity

Citibank Australia is part of one of the world’s largest financial services organisations, Citigroup. Citigroup has a presence in over 100 countries and has been providing consumer finance to Australians since 1985. The groups culmination of global experience enables them to offer some of the world’s most innovative financial services including foreign currency deposits, credit cards, home loans, savings accounts, special lendings, term deposits, insurance and transaction accounts. Their customer services also extend to corporate, institutions and governments. Diners Club, Citi Smith Barney, Citi Investment Research and The Citi Private Bank are all esteemed brands operating under the Citi Australia umbrella.

Citi home loans

Standard Variable Investment Loan (Principal and Interest)

Advertised Rate

Comparison Rate*

100% full offset account
Parents can sign as guarantor
Extra repayments + redraw services
Comes with a credit card

Mortgage Plus Fixed Investment Loan 2 Years (Principal and Interest) (LVR 80%-85%)

Advertised Rate

Comparison Rate*

Parents can sign as guarantor
Extra repayments + redraw services
Comes with a credit card
Free redraw facility

Fixed Investment Loan 1 Year (Principal and Interest) (LVR 80%-85%)

Advertised Rate

Comparison Rate*

Parents can sign as guarantor
Comes with a credit card
Repayments will not change during fixed period

Fixed Investment Loan 5 Years (Principal and Interest) (LVR 80%-85%)

Advertised Rate

Comparison Rate*

Parents can sign as guarantor
Comes with a credit card
Repayments will not change during fixed period

Fixed Home Loan 5 Years

Advertised Rate

Comparison Rate*

Extra low interest rate for refinancers
Parents can sign as guarantor
Comes with a credit card
Repayments will not change during fixed period

Fixed Home Loan 1 Year

Advertised Rate

Comparison Rate*

Extra low interest rate for refinancers
Parents can sign as guarantor
Comes with a credit card
Repayments will not change during fixed period

Basic Variable Home Loan (LVR < 80%)

Advertised Rate

Comparison Rate*

Extra low interest rate for refinancers
No ongoing fees
Parents can sign as guarantor
Extra repayments + redraw services

Mortgage Plus Variable Investment Loan (Principal and Interest) ($250k+, LVR < 80%)

Advertised Rate

Comparison Rate*

Extra low interest rate for refinancers
100% full offset account
Parents can sign as guarantor
Extra repayments + redraw services

Mortgage Plus Fixed Investment Loan 2 Years (Principal and Interest) (LVR < 80%)

Advertised Rate

Comparison Rate*

Extra low interest rate for refinancers
Parents can sign as guarantor
Extra repayments + redraw services
Comes with a credit card

Fixed Investment Loan 2 Years (Principal and Interest) (LVR 80%-85%)

Advertised Rate

Comparison Rate*

Parents can sign as guarantor
Comes with a credit card
Repayments will not change during fixed period

Citi personal loans

Citi Personal Loan Plus

Advertised Rate

Comparison Rate*

No early exit penalty
Can apply online

Ready Credit Personal Loan

Advertised Rate

Comparison Rate*

No ongoing fees
No early exit penalty
Can apply online
Only pay interest on outstanding balance

Citi credit cards

Citi Rewards Platinum (Purchase Offer)

for 13 months then 20.99%

for 12 months then $149

Purchase Offers0% p.a. on retail purchases for 13 months, 0% p.a. on balance transfers for 13 months and a reduced annual fee of $49 p.a. in the first year.

Citi Platinum (Balance Transfer Offer)

for 12 months then $199

Balance Transfer0% p.a. for 26 months on balance transfers

Citi Signature Rewards

for 12 months then $395

Bonus PointsReceive 120,000 bonus points when you spend $4,000 in the first 90 days from approval plus 0% p.a. for 15 months on balance transfers (1% BT fee applies)

Citi Prestige (Citi Rewards Program)

Bonus PointsReceive 150,000 bonus points when you spend $5,000 in the first 90 days from approval plus 0% p.a. for 6 months on balance transfers (no BT fee)

Citi Classic Card

for 12 months then $99

Purchase protection
Price guarantee
Partner discounts

Citi Emirates World Mastercard

for 12 months then $299

Free domestic travel insurance
Free international travel insurance
Free supplementary cards
Purchase protection

Citi Signature Qantas

for 12 months then $444

Bonus PointsReceive 100,000 Bonus Qantas Points when you spend $5,000 within 90 days of card approval, plus get an additional 50,000 bonus Qantas Points after your first anniversary.

Citi Prestige (Qantas Rewards Program)

Free domestic travel insurance
Free international travel insurance
Free supplementary cards
Purchase protection

Citi Clear Platinum Visa

for 12 months then $99

Purchase OffersA discounted rate of 12.99% p.a. on retail purchases, 0% p.a. on balance transfers for 14 months, and no annual fee for the first year. Offer valid till 30 September 2019.

Citi savings accounts

Online Saver

Intro 4 months then 1.10%

Has no ongoing fees
Has no minimum balances

Citi bank accounts

Global Currency Account

Account Keeping Fee

$0 account keeping fee
App banking available

Plus Account

Account Keeping Fee

No international transaction fees whilst overseas or on international websites
Free ATMs Australia-wide and world wide
$0 account keeping fee
App banking available

Citi term deposits

Term Deposit ($250k+)

p.a for 3 months

Covered By government guarantee

Term Deposit

p.a for 1 month

Covered By government guarantee

Term Deposit Eligible Investor

p.a for 3 months

^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.

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