Home
Companies
Citibank

Citi

Citibank Australia is part of one of the world’s largest financial services organisations, Citigroup. Citigroup has a presence in over 100 countries and has been providing consumer finance to Australians since 1985. The groups culmination of global experience enables them to offer some of the world’s most innovative financial services including foreign currency deposits, credit cards, home loans, savings accounts, special lendings, term deposits, insurance and transaction accounts. Their customer services also extend to corporate, institutions and governments. Diners Club, Citi Smith Barney, Citi Investment Research and The Citi Private Bank are all esteemed brands operating under the Citi Australia umbrella.

Read More

Citi personal loans

TMD

Advertised Rate

20.49

% p.a

Variable

Comparison Rate*

6.83

% p.a

Variable

special

3.99% p.a. on initial balance for first 3 years

Real Time Rating™

Advertised Rate

9.99

% p.a

Variable up to 17.99%

Comparison Rate*

9.99

% p.a

Variable

No ongoing fees
No application fees
Unlimited extra repayments
No security required

Real Time Rating™

Citi credit cards

TMD

Purchase Rate

21.49

% p.a

Annual Fee

$49

for 12 months then $149

Bonus Points

Receive 90,000 Citi reward Points and a $100 Coles eGift Card when you spend $3,000 in your first 90 days from approval. 0% p.a. on balance transfers for 15 months (reverts to cash advance rate of 22.24%) $49 annual fee p.a. in the first year, $149 in subsequent years. Offer ends 29th July, 2021.

Purchase Rate

21.49

% p.a

Annual Fee

$700

Bonus Points

Receive 200,000 bonus Citi reward Points when you spend $7,500 within 60 days from approval

Purchase Rate

21.49

% p.a

Annual Fee

$149

for 12 months then $299

Rewards Available through Emirates Skywards
Bonus 50,000 points subject to eligibility conditions
Reduced $149 annual fee in the first 12 months and $299 p.a thereafter.
Free domestic travel insurance

Purchase Rate

21.49

% p.a

Annual Fee

$49

for 12 months then $444

Rewards Available through Qantas Frequent Flyer
Bonus 75,000 points subject to eligibility conditions
Reduced $49 annual fee in the first 12 months and $444 p.a thereafter.
Free international travel insurance

Citi savings accounts

TMD

1.10

% p.a

intro 4 months then 0.35%

0.35

% p.a

Maximum interest rate ranked in the best 20% (conditions may apply)
Special intro rate
No ongoing fees
No minimum balance

Real Time Rating™

Citi bank accounts

TMD

Account Keeping Fees

$0

Monthly

$0

Over 3,000 Westpac Group ATMs

MasterCard

Maximum Interest rate

0.60%

special

Earn 0.60% interest and no withdrawal fees.

Real Time Rating™

Account Keeping Fees

$0

Monthly

$0

Over 3,000 Westpac Group ATMs

Maximum Interest rate

0.00%

No international transaction fees whilst overseas or on international websites
Free ATMs Australia-wide and world wide
$0 account keeping fee
App banking available

Real Time Rating™

Citi term deposits

TMD

0.50

% p.a

for 6 months

$10,000

Next rate increased

0.50

% p.a

for 3 months

12 month interest rate (for $50k deposit) higher than average
Automatic maturity rollover
Maturity alert by email

Real Time Rating™