Companies Citi in Australia | RateCity

Citibank Australia is part of one of the world’s largest financial services organisations, Citigroup. Citigroup has a presence in over 100 countries and has been providing consumer finance to Australians since 1985. The groups culmination of global experience enables them to offer some of the world’s most innovative financial services including foreign currency deposits, credit cards, home loans, savings accounts, special lendings, term deposits, insurance and transaction accounts. Their customer services also extend to corporate, institutions and governments. Diners Club, Citi Smith Barney, Citi Investment Research and The Citi Private Bank are all esteemed brands operating under the Citi Australia umbrella.

Citi personal loans

Ready Credit Personal Loan

Advertised Rate

Comparison Rate*

Variable

20.49%

9.23%

No ongoing fees
No early repayment fees
Can apply online
Only pay interest on outstanding balance

Citi Personal Loan Plus

Advertised Rate

Comparison Rate*

Variable

9.99%

up to 17.99%

9.99%

special

Establishment fee and monthly fee waived when you apply by 31st March 2020

Citi credit cards

Citi Rewards (Balance Transfer Offer)

Purchase Rate

21.49%

Annual Fee

$49

for 12 months then $149

Balance Transfer

0% p.a. for 26 months on balance transfers

Citi Simplicity

Purchase Rate

21.49%

Annual Fee

$0

Balance Transfers Available
No Annual Fee
Free supplementary cards
Purchase protection insurance

Citi Prestige (Citi Rewards Program)

Purchase Rate

21.49%

Annual Fee

$700

Bonus Points

Receive 150,000 bonus points when you spend $5,000 in the first 90 days from approval

Citi Premier

Purchase Rate

21.49%

Annual Fee

$199

for 12 months then $395

Bonus Points

Receive 120,000 bonus points when you spend $4,000 in the first 90 days from approval plus 0% p.a. for 15 months on balance transfers (1% BT fee applies)

Citi savings accounts

Online Saver

2.05%

Intro 4 months then 0.35%

0.35%

Has no ongoing fees
Has no minimum balances

Citi bank accounts

Global Currency Account

Account Keeping Fees

$0

Monthly

$0

Over 3,000 Westpac Group ATMs

Maximum Interest rate

MasterCard

1.25%

Free Gifts

Receive a free bottle of wine every time you dine at any Citibank Dining Program partner restaurant and pay with your Citibank Debit Card. T&Cs apply.

Plus Account

Account Keeping Fees

$0

Monthly

$0

Over 3,000 Westpac Group ATMs

Maximum Interest rate

No international transaction fees whilst overseas or on international websites
Free ATMs Australia-wide and world wide
$0 account keeping fee
App banking available

Citi term deposits

Term Deposit ($250k+)

1.90%

p.a for 3 months

$250,000

Next rate increased

1.90%

p.a for 3 months

Covered by government guarantee

Term Deposit ($10k - $250k)

1.80%

p.a for 3 months

$10,000

Next rate increased

1.80%

p.a for 3 months

Covered by government guarantee

Term Deposit

0.43%

p.a for 1 month

$10,000

Next rate increased

0.93%

p.a for 6 months

Covered by government guarantee