Defence Bank home loans

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Essentials Home Loan

Real Time Rating™
Investor
5% min deposit
P&I
Offset Account
Interest Rate

7.97%

p.a

Variable

Comparison Rate*

8.12%

p.a

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Smart Mover Line of Credit with Ultimate Package

Real Time Rating™
Owner Occupied
20% min deposit
P&I
Interest Rate

8.87%

p.a

Variable

Comparison Rate*

Not Applicable

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Basic Variable Home Loan

Real Time Rating™
Owner Occupied
20% min deposit
P&I
Extra repayments
Interest Rate

7.70%

p.a

Variable

Comparison Rate*

7.75%

p.a

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Premier Home Loan

Real Time Rating™
Owner Occupied
30% min deposit
P&I
Extra repayments
Interest Rate

6.19%

p.a

Variable

Comparison Rate*

6.19%

p.a

Defence Bank personal loans

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Personal Loan

Real Time Rating™
1 to 7 years
Unsecured
Variable Rate
Interest Rate

10.49%

p.a

Variable

Comparison Rate*

11.45%

p.a

Variable

Promoted

Overdraft

Real Time Rating™
0 to 10 years
Unsecured
Variable Rate
No ongoing fees
Interest Rate

13.99%

p.a

Variable

Comparison Rate*

13.99%

p.a

Variable

Promoted

Consolidation Loan

Real Time Rating™
1 to 7 years
Unsecured
Variable Rate
Interest Rate

13.99%

p.a

Variable

Comparison Rate*

14.93%

p.a

Variable

Defence Bank car loans

Promoted

Car Loan (Vehicle < 5 Years)

Real Time Rating™
$1k to $250k
1 to 7 years
New or used car
Variable Rate
Interest Rate

7.49%

p.a

Variable

Comparison Rate*

From

8.26%

p.a

Variable up to 8.41%

Defence Bank credit cards

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Foundation Visa Card

Apple, Google & Samsung Pay
Balance transfer
Low annual fee

Balance Transfer

3.99% p.a. 6 month introductory rate on balance transfers, purchases and cash advances.
Purchase Rate

3.99%

p.a

for up to 6 months, then 8.99%

Annual Fee

$45

Defence Bank term deposits

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Premium Term Deposit

Real Time Rating™
8 months
Automatic maturity rollover
Joint application available
Maturity alert by email
Interest rate

4.80%

p.a

for 8 months

Min. deposit

$1,000

Next rate increased

5.20%

p.a

for 10 months

Max rate

5.20%

p.a

for 10 months

Promoted

Term Deposit

Real Time Rating™
3 months
Automatic maturity rollover
Joint application available
Maturity alert by email
Interest rate

4.00%

p.a

for 3 months

Min. deposit

$1,000

Next rate increased

4.20%

p.a

for 6 months

Max rate

5.00%

p.a

for 24 months