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  3. Gateway Bank
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Gateway Bank

Gateway Bank was initially formed in 1955 by the employees of one of Australia's largest banks at the time. In the present day Gateway Credit Union has acquired more than 50,000 members and has an asset base exceeding $600 million. Their vision is to offer outstanding services to their members through high value and low cost products. Popular product categories include home loans, savings accounts and transaction accounts.

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Gateway Bank home loans

Promoted

Variable Rate Home Loan

Real Time Rating™
Investor
10% min deposit
P&I
Offset Account
Interest Rate

9.43%

p.a

Variable

Comparison Rate*

9.50%

p.a

Australian Credit Licence 238293

Promoted

Premium Package Home Loan

Real Time Rating™
Investor
20% min deposit
Interest Only
Extra repayments
Interest Rate

7.39%

p.a

Fixed - 5 years

Comparison Rate*

7.14%

p.a

Australian Credit Licence 238293

Promoted

Low Rate Essentials Home Loan

Real Time Rating™
Investor
20% min deposit
P&I
Extra repayments
Interest Rate

6.44%

p.a

Variable

Comparison Rate*

6.46%

p.a

Australian Credit Licence 238293

Promoted

Green Plus Home Loan

Real Time Rating™
Owner Occupied
20% min deposit
P&I
Offset Account
Interest Rate

6.04%

p.a

Variable

Comparison Rate*

6.32%

p.a

Australian Credit Licence 238293

Product data updated on 3 Dec 2023

Gateway Bank personal loans

Promoted

Eco Personal Loan

Real Time Rating™
1 to 5 years
Unsecured
Variable Rate
Interest Rate

5.75%

p.a

Variable

Comparison Rate*

From

6.76%

p.a

Variable up to 6.76%

Australian Credit Licence 238293

Promoted

Personal Loan (Debt Consolidation < 50%)

Real Time Rating™
1 to 7 years
Unsecured
Variable Rate
No ongoing fees
Interest Rate

9.84%

p.a

Variable

Comparison Rate*

10.05%

p.a

Variable

Australian Credit Licence 238293

Promoted

Personal Loan Fixed (Debt Consolidation < 50%)

Real Time Rating™
1 to 5 years
Unsecured
Fixed Rate
No ongoing fees
Interest Rate

10.59%

p.a

Fixed

Comparison Rate*

From

10.81%

p.a

Fixed up to 10.87%

Australian Credit Licence 238293

Promoted

Edge Overdraft

Real Time Rating™
0 to 10 years
Unsecured
Variable Rate
No ongoing fees
Interest Rate

11.74%

p.a

Variable

Comparison Rate*

11.74%

p.a

Variable

Australian Credit Licence 238293

Product data updated on 3 Dec 2023

Gateway Bank car loans

Promoted

Car Loan (Car 1-5 Years)

Real Time Rating™
$3k to $75k
1 to 5 years
Variable Rate
Secured
Interest Rate

5.99%

p.a

Variable

Comparison Rate*

6.20%

p.a

Variable

Australian Credit Licence 238293

Promoted

New Car Loan

Real Time Rating™
$3k to $75k
1 to 7 years
Variable Rate
Secured
Interest Rate

7.04%

p.a

Variable

Comparison Rate*

7.25%

p.a

Variable

Australian Credit Licence 238293

Promoted

Car Loan (Car > 5 Years)

Real Time Rating™
$3k to $50k
1 to 5 years
Variable Rate
Secured
Interest Rate

9.74%

p.a

Variable

Comparison Rate*

9.95%

p.a

Variable

Australian Credit Licence 238293

Product data updated on 3 Dec 2023

Gateway Bank savings accounts

Promoted

eMax Saver

Real Time Rating™
App banking
Online banking
Linked account required
Maximum rate

3.30%

p.a

Base rate

3.30%

p.a

Promoted

Kids Dollaroo Savings

Real Time Rating™
App banking
Online banking
Linked account required
Maximum rate

3.25%

p.a

Base rate

3.25%

p.a

Product data updated on 3 Dec 2023

Gateway Bank bank accounts

Promoted

Edge Account

Real Time Rating™
App banking
Online banking
Overseas ATM facilities
Visa debit card
Account Keeping Fees
ATM Fee

$0

Over 3,000 Westpac Group ATMs

Debit Card Type

Visa

Maximum Interest rate

0.10%

Promoted

Everyday Savings

Real Time Rating™
App banking
Online banking
Overseas ATM facilities
Visa debit card
Account Keeping Fees
ATM Fee

$0

Over 3,000 Westpac Group ATMs

Debit Card Type

Visa

Maximum Interest rate

0.50%

Product data updated on 3 Dec 2023

Gateway Bank term deposits

Promoted

Term Deposit

Real Time Rating™
3 months
Automatic maturity rollover
Joint application available
Interest payment to other institution
Interest rate

4.70%

p.a

for 3 months

Min. deposit

$1,000

Next rate increased

5.00%

p.a

for 6 months

Max rate

5.25%

p.a

for 12 months

Product data updated on 3 Dec 2023