Gateway Bank

2.55

% p.a

Variable

2.58

% p.a

Lower than average interest rate
No ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

2.64

% p.a

Variable

2.67

% p.a

Lower than average interest rate
No ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

2.59

% p.a

Variable

2.93

% p.a

Lower than average interest rate
No upfront fees
100% full offset account
Extra repayments and redraw facility

Real Time Rating™

2.99

% p.a

Variable

3.02

% p.a

No ongoing fees
Suitable for low deposits
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

Gateway Bank personal loans

9.84

% p.a

Fixed

10.05

% p.a

Fixed up to 10.87%

No ongoing fees
Unlimited extra repayments
Flexible repayment options
No security required

Real Time Rating™

9.84

% p.a

Variable

10.05

% p.a

Variable

No ongoing fees
Unlimited extra repayments
Flexible repayment options
No security required

Real Time Rating™

11.74

% p.a

Variable

11.74

% p.a

Variable

No ongoing fees
No application fees
Flexible repayment options
No security required

Real Time Rating™

11.84

% p.a

Variable

12.06

% p.a

Variable

No ongoing fees
Unlimited extra repayments
Flexible repayment options
No security required

Real Time Rating™

Gateway Bank car loans

5.99

% p.a

Variable

6.20

% p.a

Lower than average rate
No ongoing fees
No early exit penalty
Unlimited extra repayments

Real Time Rating™

7.04

% p.a

Variable

7.25

% p.a

No ongoing fees
No early exit penalty
Unlimited extra repayments
Flexible repayment options

Real Time Rating™

9.74

% p.a

Variable

9.95

% p.a

No ongoing fees
No early exit penalty
Unlimited extra repayments
Flexible repayment options

Real Time Rating™

Gateway Bank savings accounts

Maximum rate

0.25

% p.a

Base rate

0.25

% p.a

Maximum interest rate ranked in the best 20% (conditions may apply)
No ongoing fees
No minimum balance

Real Time Rating™

Maximum rate

1.50

% p.a

Base rate

1.50

% p.a

No ongoing fees
No minimum balance

Real Time Rating™

Gateway Bank bank accounts

Account Keeping Fees

Monthly

ATM Fee

Over 3,000 Westpac Group ATMs

Card Type

Visa

Maximum Interest rate

0.10%

$0 account keeping fee
Linked Visa debit card
App banking available
0.01% - 0.1% interest available

Real Time Rating™

Account Keeping Fees

Monthly

ATM Fee

Over 3,000 Westpac Group ATMs

Card Type

Visa

Maximum Interest rate

0.10%

$0 account keeping fee
Linked Visa debit card
App banking available

Real Time Rating™

Gateway Bank term deposits

Interest rate

0.65

% p.a

for 6 months

Min. deposit

$1,000

Next rate increased

0.75

% p.a

for 12 months

Max rate

0.75

% p.a

for 12 months

Interest can be paid to other institution
Interest rate variations available based on payment options
Automatic maturity rollover

Real Time Rating™