Horizon Bank home loans

Promoted

Fixed Rate Home Loan

Real Time Ratingâ„¢
Owner Occupied
30% min deposit
P&I
Offset Account
Interest Rate

5.84%

p.a

Fixed - 5 years

Comparison Rate*

6.29%

p.a

Promoted

Fixed Rate Home Loan

Real Time Ratingâ„¢
Owner Occupied
30% min deposit
P&I
Offset Account
Interest Rate

5.94%

p.a

Fixed - 3 years

Comparison Rate*

6.42%

p.a

Promoted

Fixed Rate Home Loan

Real Time Ratingâ„¢
Owner Occupied
5% min deposit
P&I
Offset Account
Interest Rate

5.99%

p.a

Fixed - 5 years

Comparison Rate*

6.44%

p.a

Promoted

Fixed Rate Home Loan

Real Time Ratingâ„¢
Owner Occupied
30% min deposit
P&I
Offset Account
Interest Rate

6.04%

p.a

Fixed - 2 years

Comparison Rate*

6.49%

p.a

Horizon Bank personal loans

Promoted

Green Personal Loan

Real Time Ratingâ„¢
0 to 5 years
Unsecured
Variable Rate
No ongoing fees
Interest Rate

6.49%

p.a

Variable

Comparison Rate*

6.63%

p.a

Variable

Promoted

Mortgage Secured Personal Loan

Real Time Ratingâ„¢
0 to 5 years
Secured
Variable Rate
No ongoing fees
Interest Rate

9.29%

p.a

Variable

Comparison Rate*

From

11.24%

p.a

Variable up to 11.24%

Promoted

Personal Loan Secured by Term Deposit

Real Time Ratingâ„¢
0 to 5 years
Secured
Variable Rate
No ongoing fees
Interest Rate

9.19%

p.a

Variable

Comparison Rate*

9.40%

p.a

Variable

Promoted

Budget Personal Loan

Real Time Ratingâ„¢
0 to 5 years
Unsecured
Variable Rate
No ongoing fees
Interest Rate

9.99%

p.a

Variable

Comparison Rate*

10.13%

p.a

Variable

Horizon Bank car loans

Promoted

New Green Car Loan Fixed

Real Time Ratingâ„¢
From $5k
0 to 5 years
Fixed Rate
Secured
Interest Rate

5.39%

p.a

Fixed

Comparison Rate*

5.60%

p.a

Fixed

Promoted

New Car Loan Fixed

Real Time Ratingâ„¢
From $5k
0 to 5 years
Fixed Rate
Secured
Interest Rate

5.99%

p.a

Fixed

Comparison Rate*

6.20%

p.a

Fixed

Promoted

Used Green Car Loan

Real Time Ratingâ„¢
From $5k
0 to 5 years
Variable Rate
Secured
Interest Rate

7.39%

p.a

Variable

Comparison Rate*

7.61%

p.a

Variable

Promoted

Special Used Car Loan

Real Time Ratingâ„¢
From $5k
0 to 5 years
Variable Rate
Secured
Interest Rate

7.99%

p.a

Variable

Comparison Rate*

8.20%

p.a

Variable

Horizon Bank credit cards

Promoted

Visa Credit Card

Apple, Google & Samsung Pay
Balance transfer
No annual fee
Purchase Rate

4.99%

p.a

for up to 5 months, then 12.95%

Annual Fee

$0

Horizon Bank savings accounts

Promoted

Advantage 55

Real Time Ratingâ„¢
App banking
Online banking
Linked account required
Maximum rate

1.30%

p.a

Base rate

1.30%

p.a

Promoted

HorizonDirect S10

Real Time Ratingâ„¢
Online banking
Linked account required
Maximum rate

3.00%

p.a

Base rate

3.00%

p.a

Promoted

Reward Saver

Real Time Ratingâ„¢
Bonus interest with conditions
Intro offer rate
App banking
Online banking

*Deposit at least $50 and make no withdrawals each calendar month

Maximum rate

4.75%

p.a

intro 3 months then 3.50%*

Base rate

Not Applicable

Promoted

Youth Reward Saver

Real Time Ratingâ„¢
Bonus interest with conditions
App banking
Online banking
Linked account required

*Make at least one deposit of $10 or more and make no withdrawals during the same calendar month

Maximum rate

4.75%*

p.a

Base rate

1.50%

p.a

Horizon Bank bank accounts

Promoted

Advantage

Real Time Ratingâ„¢
App banking
Online banking
Visa debit card

*Fees waived when deposit $2,000 Monthly

Account Keeping Fees
ATM Fee

$1

Over 3,000 rediATMs

Debit Card Type

Visa

Maximum Interest rate

Promoted

RediSavings

Real Time Ratingâ„¢
App banking
Online banking
Visa debit card
Account Keeping Fees
ATM Fee

$1

Over 3,000 rediATMs

Debit Card Type

Visa

Maximum Interest rate

0.01%

Horizon Bank term deposits

Promoted

Term Deposit

Real Time Ratingâ„¢
1 month
Automatic maturity rollover
Joint application available
Maturity alert by phone
Interest rate

1.25%

p.a

for 1 month

Min. deposit

$1,000

Next rate increased

1.50%

p.a

for 2 months

Max rate

5.00%

p.a

for 12 months