Companies Horizon Credit Union in Australia | RateCity

Horizon Credit Union was initially formed in 1964 from Illawarra Country Council Staff Credit Union Ltd. Five other credit unions have joined during the course of Horizon’s history. Horizon Credit Union continues to maintain its dedication to enhance their members’ lifestyles by offering exceptional products and services and by delivering financial advices in a friendly and efficient manner.

Horizon Credit Union home loans

Special Value Plus Investment Loan

Advertised Rate

Comparison Rate*

Suitable for low deposits
Extra repayments + redraw services
Repayments may decrease if RBA cuts rates

Mortgage Breaker Investment Loan

Advertised Rate

Comparison Rate*

100% full offset account
Suitable for low deposits
Extra repayments + redraw services
Free redraw facility

Platinum Investment Loan

Advertised Rate

Comparison Rate*

100% full offset account
Suitable for low deposits
Extra repayments + redraw services
Free redraw facility

Kickstart First Home Buyer Investment Loan

Advertised Rate

Comparison Rate*

100% full offset account
Suitable for low deposits
Extra repayments + redraw services
Repayments may decrease if RBA cuts rates

Fixed Rate Home Loan 5 Years

Advertised Rate

Comparison Rate*

No ongoing fees
Suitable for low deposits
Extra repayments + redraw services
Repayments will not change during fixed period

Home Sweet Home Loan

Advertised Rate

Comparison Rate*

No upfront or ongoing fees
100% full offset account
Extra repayments + redraw services
Repayments may decrease if RBA cuts rates

Fixed Rate Investment Loan 3 Years

Advertised Rate

Comparison Rate*

No ongoing fees
Suitable for low deposits
Extra repayments + redraw services
Repayments will not change during fixed period

Fixed Rate Investment Loan 5 Years

Advertised Rate

Comparison Rate*

No ongoing fees
Suitable for low deposits
Extra repayments + redraw services
Repayments will not change during fixed period

Fixed Rate Investment Loan 2 Years

Advertised Rate

Comparison Rate*

No ongoing fees
Suitable for low deposits
Extra repayments + redraw services
Repayments will not change during fixed period

Fixed Rate Investment Loan 1 Year

Advertised Rate

Comparison Rate*

No ongoing fees
Suitable for low deposits
Extra repayments + redraw services
Repayments will not change during fixed period

Horizon Credit Union personal loans

Horizon Credit Union car loans

Special Used Car Loan

Advertised Rate

Comparison Rate*

No ongoing fees
No early exit penalty
Can apply online
Can apply in branch

New Car Loan Fixed

Advertised Rate

Comparison Rate*

Features a low rate
No ongoing fees
No early exit penalty
Can apply online

Personal Loan Secured by Term Deposit

Advertised Rate

Comparison Rate*

No ongoing fees
No early exit penalty
Can apply online
Can apply in branch

Horizon Credit Union credit cards

Horizon Credit Union Visa Credit Card

for 5 months then 12.95%

Free supplementary cards

Horizon Credit Union savings accounts

Reward Saver

Intro 3 months then 1.50%

*Deposit at least $50 and make no withdrawals each calendar month

Has branch access
Has no ongoing fees
Has no minimum balances

HorizonDirect S10

Has no ongoing fees
Has no minimum balances

Youth Reward Saver

*Make at least one deposit of $10 or more and make no withdrawals during the same calendar month

Has branch access
Has no ongoing fees
Has no minimum balances

Horizon Credit Union bank accounts

Advantage

Account Keeping Fee

Linked Visa debit card
App banking available
Apple Pay, Google Pay, Samsung Pay available

RediSavings

Account Keeping Fee

$0 account keeping fee
Linked Visa debit card
App banking available
Has 0.01% interest available

Advantage 55

Account Keeping Fee

$0 account keeping fee
Linked Visa debit card
App banking available
Has 0.01% - 1.5% interest available

Horizon Credit Union term deposits

Term Deposit

p.a for 3 months

Covered By government guarantee

^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.

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