Companies Horizon Credit Union in Australia | RateCity

Horizon Credit Union was initially formed in 1964 from Illawarra Country Council Staff Credit Union Ltd. Five other credit unions have joined during the course of Horizon’s history. Horizon Credit Union continues to maintain its dedication to enhance their members’ lifestyles by offering exceptional products and services and by delivering financial advices in a friendly and efficient manner.

Horizon Credit Union home loans

Special Value Plus Investment Loan

Advertised Rate

Comparison Rate*

4.44%

4.60%

Suitable for low deposits
Extra repayments + redraw services
Repayments may decrease if RBA cuts rates

More Info Details

Platinum Investment Loan

Advertised Rate

Comparison Rate*

4.84%

4.99%

100% full offset account
Suitable for low deposits
Extra repayments + redraw services
Free redraw facility

More Info Details

Kickstart First Home Buyer Home Loan

Advertised Rate

Comparison Rate*

4.44%

4.60%

100% full offset account
Suitable for low deposits
Extra repayments + redraw services
Repayments may decrease if RBA cuts rates

More Info Details

Home Sweet Home Loan

Advertised Rate

Comparison Rate*

3.99%

4.57%

No upfront or ongoing fees
100% full offset account
Extra repayments + redraw services
Repayments may decrease if RBA cuts rates

More Info Details

Fixed Rate Investment Loan 2 Years

Advertised Rate

Comparison Rate*

4.34%

4.85%

No ongoing fees
Suitable for low deposits
Extra repayments + redraw services
Repayments will not change during fixed period

More Info Details

Kickstart First Home Buyer Investment Loan

Advertised Rate

Comparison Rate*

4.69%

4.85%

100% full offset account
Suitable for low deposits
Extra repayments + redraw services
Repayments may decrease if RBA cuts rates

More Info Details

Fixed Rate Investment Loan 1 Year

Advertised Rate

Comparison Rate*

4.34%

4.95%

No ongoing fees
Suitable for low deposits
Extra repayments + redraw services
Repayments will not change during fixed period

More Info Details

Fixed Rate Home Loan 3 Years

Advertised Rate

Comparison Rate*

4.19%

4.63%

No ongoing fees
Suitable for low deposits
Extra repayments + redraw services
Repayments will not change during fixed period

More Info Details

Fixed Rate Home Loan 1 Year

Advertised Rate

Comparison Rate*

4.09%

4.70%

Extra low interest rate for refinancers
No ongoing fees
Suitable for low deposits
Extra repayments + redraw services

More Info Details

Basic Home Loan

Advertised Rate

Comparison Rate*

4.69%

4.82%

100% full offset account
Suitable for low deposits
Extra repayments + redraw services
Repayments may decrease if RBA cuts rates

More Info Details

Horizon Credit Union personal loans

Personal Loan Secured by Term Deposit

Advertised Rate

Comparison Rate*

6.74%

6.95%

Features a low rate
No ongoing fees
No early exit penalty
Can apply online

More Info Details

Budget Personal Loan

Advertised Rate

Comparison Rate*

11.00%

11.15%

No ongoing fees
No early exit penalty
Can apply online
Can apply in branch

More Info Details

Environmental Loan

Advertised Rate

Comparison Rate*

10.50%

10.50%

No ongoing fees
No early exit penalty
Can apply online
Can apply in branch

More Info Details

Mortgage Secured Personal Loan

Advertised Rate

Comparison Rate*

6.74%

8.45%

Features a low rate
No application fees
No ongoing fees
No early exit penalty

More Info Details

Budget Unsecured Overdraft

Advertised Rate

Comparison Rate*

11.00%

11.44%

No early exit penalty
Can apply online
Can apply in branch
Only pay interest on outstanding balance

More Info Details

Horizon Credit Union car loans

Special Used Car Loan

Advertised Rate

Comparison Rate*

7.29%

7.50%

No ongoing fees
No early exit penalty
Can apply online
Can apply in branch

More Info Details

Personal Loan Secured by Term Deposit

Advertised Rate

Comparison Rate*

6.74%

6.88%

Features a low rate
No ongoing fees
No early exit penalty
Can apply online

More Info Details

New Car Loan Fixed

Advertised Rate

Comparison Rate*

5.99%

6.20%

Features a low rate
No ongoing fees
No early exit penalty
Can apply online

More Info Details

Horizon Credit Union credit cards

Horizon Credit Union Visa Credit Card

Interest Free Days

12.95%

55

Free supplementary cards

More Info Details

Horizon Credit Union savings accounts

Special Purpose S2/4/5

0.01%

0.01%

Has branch access
Has ATM access
Has EFTPOS facility
Has no ongoing fees

More Info Details

HorizonDirect S10

1.50%

1.50%

Has no ongoing fees

More Info Details

Reward Saver

2.40%

Intro 3 months then 1.75%

*Make a minimum $50 deposit and no withdrawals per calandar month

Has branch access
Has no ongoing fees

More Info Details

Youth Reward Saver

2.25%

0.50%

*Make at least one deposit of $10 or more and make no withdrawals during the same calendar month

Has branch access
Has no ongoing fees

More Info Details

Horizon Credit Union bank accounts

Advantage S25

Account Keeping Fee

$6

$1

Linked Visa debit card
App banking available
Apple Pay, Google Pay, Samsung Pay available

More Info Details

Advantage 55

Account Keeping Fee

$1

Linked Visa debit card
App banking available
Apple Pay, Google Pay, Samsung Pay available
Has 0.01% - 1.75% interest available

More Info Details

RediSavings S1

Account Keeping Fee

$1

Linked Visa debit card
App banking available
Apple Pay, Google Pay, Samsung Pay available
Has 0.01% interest available

More Info Details

Horizon Credit Union term deposits

Term Deposit

2.10%

p.a for 3 months

$5,000

Covered By government guarantee

More Info Details

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