HSBC home loans

Promoted

Home Value Loan (Owner Occupied, Principal & Interest)

Real Time Ratingâ„¢
Owner Occupied
40% min deposit
P&I
Extra repayments
Interest Rate

5.99%

p.a

Variable

Comparison Rate*

5.99%

p.a

Promoted

Package

Real Time Ratingâ„¢
Investor
20% min deposit
P&I
Offset Account
Interest Rate

6.39%

p.a

Variable

Comparison Rate*

6.75%

p.a

Promoted

Package

Real Time Ratingâ„¢
Investor
20% min deposit
P&I
Extra repayments
Interest Rate

6.39%

p.a

Variable

Comparison Rate*

6.75%

p.a

Promoted

Home Value Loan (Owner Occupied, Principal & Interest)

Real Time Ratingâ„¢
Owner Occupied
30% min deposit
P&I
Extra repayments
Interest Rate

6.04%

p.a

Variable

Comparison Rate*

6.04%

p.a

HSBC personal loans

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Personal Loan Fixed Rate

Real Time Ratingâ„¢
1 to 5 years
Unsecured
Fixed Rate
Instant approval
Interest Rate

12.99%

p.a

Fixed

Comparison Rate*

13.54%

p.a

Fixed

HSBC credit cards

Promoted

Star Alliance Credit Card

Apple & Google Pay
Balance transfer

special

Fast track your way to Star Alliance Gold Status when you apply for the HSBC Star Alliance Credit Card and spend $4,000 or more on eligible purchases in the first 90 days from account opening. Includes $0 annual fee in the first year ($450 p.a. thereafter) and earn uncapped Star Alliance points. *Fees, charges, eligibility criteria and T&C's apply.
Purchase Rate

19.99%

p.a

Annual Fee

$0

for 12 months then $450 thereafter

Promoted

Platinum Qantas Credit Card

Apple & Google Pay
Balance transfer
Instant approval

special

Earn 1.5 Qantas Points for every $1 spent on eligible purchases up to $120,000 during the first 12 months of your account.
Purchase Rate

19.99%

p.a

Annual Fee

$299

Promoted

Platinum Credit Card (Balance Transfer Offer)

Apple & Google Pay
Balance transfer
Instant approval

Balance Transfer

Enjoy 0% p.a. interest on Balance Transfers for 12 months with a 2% BT Fee and a reduced annual fee of $29 in the first year. To be eligible for the introductory balance transfer rate, the balance transfer request must be made when applying for the HSBC Platinum Credit Card. Your total balance transfers must not exceed 90% of your approved credit limit. The interest rate on the balance transfer applies for 12 months and must be from non-HSBC credit cards. After this period, any balance outstanding from the balance transfer will accrue interest at the cash advance rate (currently 21.99% p.a. and subject to change). HSBC will allocate payments received from you to pay off the portion of your balance attracting the highest interest rate first and subsequently to portions of your balance attracting lower interest rates. This may mean applying any and all payments made to your Platinum Credit Card account to pay off other transactions such as purchases and cash advances before any balance transfer amount.
Purchase Rate

19.99%

p.a

Annual Fee

$29

for 12 months then $149 thereafter

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Premier World Mastercard (Qantas Rewards)

Apple & Google Pay
Balance transfer
No annual fee
Instant approval
Purchase Rate

19.99%

p.a

Annual Fee

$0

HSBC savings accounts

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Bonus Savings Account

Real Time Ratingâ„¢
Bonus interest with conditions
App banking
Online banking

*Ensure that on the last business day of the month, your closing balance is at least $300 higher (excluding interest) than the opening balance on the first business day of that month

Maximum rate

5.00%*

p.a

Base rate

2.50%

p.a

Promoted

Everyday Savings Account

Real Time Ratingâ„¢
Intro offer rate
App banking
Online banking
Linked account required
Maximum rate

5.15%

p.a

intro 3 months then 3.30%

Base rate

3.30%

p.a

HSBC bank accounts

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Day to Day Account

Real Time Ratingâ„¢
App banking
Online banking
Overseas ATM facilities
Visa debit card
Account Keeping Fees
ATM Fee

$0

Over 13,000 ATMs customers can use in Australia with no ATM fees

Debit Card Type

Visa

Maximum Interest rate

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Everyday Global Account

Real Time Ratingâ„¢
App banking
Online banking
Visa debit card

*Fees waived when deposit $0 null

Cashback

2% cashback (up to AUD 50/month) on eligible tap and pay. T&Cs apply.
Account Keeping Fees
ATM Fee

$0

Over 13,000 ATMs customers can use in Australia with no ATM fees

Debit Card Type

Visa

Maximum Interest rate

HSBC term deposits

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Term Deposit

Real Time Ratingâ„¢
1 month
Automatic maturity rollover
Joint application available
Maturity alert by email
Interest rate

1.85%

p.a

for 1 month

Min. deposit

$5,000

Next rate increased

2.00%

p.a

for 2 months

Max rate

4.60%

p.a

for 12 months

HSBC home insurance

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Home & Contents

Flexible excess
24 hours claim lodgement
Combined policy discount
Policy type

Home and Contents

Combined policy discount

HSBC car insurance

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Comprehensive

New car replacement
Flexible excess
Agreed or market value

Roadside assistance