ING

• Lower than average rate

• No ongoing fees

• Application fees ranked in the lowest 20%

• Flexible repayment options

• Ongoing purchase rate ranked in the best 20%

• No Annual Fee

• Ability to convert large purchases into instalment plans

• Advisory services

• Death insurance

• Income protection

• Term deposits

*Customers must complete the following each month: 1. Deposit at least $1,000 from an external source; 2. Make 5+ settled card purchases; and 3. Grow the balance on the nominated Savings Maximiser account – i.e. make sure there’s more in the account at the end of the month (excluding interest) than there was at the end of the previous month.

• Maximum interest rate ranked in the best 20% (conditions may apply)

• Ongoing bonus interest (conditions apply)

• No ongoing fees

• No minimum balance

• $0 account keeping fee

• Linked Visa debit card

• App banking available

• Apple Pay, Google Pay available

• Matuity alert by email and phone