ING

• Interest rates ranked in the best 20%

• No ongoing fees

• Parents can sign as guarantor

• Extra repayments and redraw facility

• No ongoing fees

• Flexible repayment options

• No security required

• Can apply online

• Ongoing purchase rate ranked in the best 20%

• No Annual Fee

• Ability to convert large purchases into instalment plans

• Advisory services

• Death insurance

• Income protection

• Term deposits

*Customers must complete the following each month: 1. Deposit at least $1,000 from an external source; 2. Make 5+ settled card purchases; and 3. Grow the balance on the nominated Savings Maximiser account – i.e. make sure there’s more in the account at the end of the month (excluding interest) than there was at the end of the previous month.

• Ongoing bonus interest (conditions apply)

• No ongoing fees

• No minimum balance

• Features on 2021 RateCity Awards

• $0 account keeping fee

• Linked Visa debit card

• App banking available

• Apple Pay, Google Pay available

• Interest rate variations available based on payment options

• Matuity alert by email and phone