Macquarie Credit Union home loans

Promoted

Standard Variable Rate

Real Time Rating™
Owner Occupied
5% min deposit
P&I
Offset Account
Interest Rate

8.15%

p.a

Variable

Comparison Rate*

8.20%

p.a

Promoted

Power Home Loan Package

Real Time Rating™
Investor
10% min deposit
P&I
Offset Account
Interest Rate

7.44%

p.a

Variable

Comparison Rate*

7.82%

p.a

Promoted

Special Low Rate

Real Time Rating™
Owner Occupied
5% min deposit
P&I
Extra repayments
Interest Rate

6.55%

p.a

Variable

Comparison Rate*

6.60%

p.a

Promoted

Special Low Rate

Real Time Rating™
Investor
5% min deposit
P&I
Extra repayments
Interest Rate

6.75%

p.a

Variable

Comparison Rate*

6.80%

p.a

Macquarie Credit Union personal loans

Promoted

Unsecured Personal Loan

Real Time Rating™
0 to 7 years
Unsecured
Variable Rate
Interest Rate

13.95%

p.a

Variable

Comparison Rate*

14.57%

p.a

Variable

Macquarie Credit Union car loans

Promoted

New Car Loan (age < 2 Years)

Real Time Rating™
$10k to $80k
0 to 7 years
New or used car
Variable Rate
Interest Rate

6.99%

p.a

Variable

Comparison Rate*

7.65%

p.a

Variable

Promoted

New Car Loan (Car < 5 Years)

Real Time Rating™
$10k to $80k
0 to 7 years
New or used car
Variable Rate
Interest Rate

8.95%

p.a

Variable

Comparison Rate*

9.60%

p.a

Variable

Promoted

Used Car Loan (Car < 10 Years)

Real Time Rating™
$1k to $80k
0 to 7 years
Variable Rate
Secured
Interest Rate

10.70%

p.a

Variable

Comparison Rate*

11.35%

p.a

Variable

Macquarie Credit Union credit cards

Promoted

Visa Credit Card

Balance transfer
Low annual fee
Purchase Rate

12.99%

p.a

Annual Fee

$30

Macquarie Credit Union savings accounts

Promoted

Online Savings Account

Real Time Rating™
Bonus interest with conditions
App banking
Online banking
Linked account required

*Deposit $200 a month and make no withdrawals

Maximum rate

3.40%*

p.a

Base rate

0.40%

p.a

Promoted

Gold Retirement Account

Real Time Rating™
App banking
Online banking
Maximum rate

2.75%

p.a

Base rate

2.75%

p.a

Promoted

Investment Account

Real Time Rating™
App banking
Online banking
Maximum rate

1.75%

p.a

Base rate

1.75%

p.a

Macquarie Credit Union bank accounts

Promoted

Access Account

Real Time Rating™
App banking
Online banking
Overseas ATM facilities
Visa debit card
Account Keeping Fees
ATM Fee

$1

Over 3,000 rediATMs

Debit Card Type

Visa

Maximum Interest rate

Macquarie Credit Union term deposits

Promoted

Term Deposit

Real Time Rating™
3 months
Automatic maturity rollover
Joint application available
Interest payment to other institution
Interest rate

3.10%

p.a

for 3 months

Min. deposit

$5,000

Next rate increased

3.10%

p.a

for 3 months

Max rate

4.40%

p.a

for 12 months