RACQ Bank home loans

Promoted

Mortgage Breaker Variable Home Loan - Owner occupied (QLD only)

Real Time Rating™
Owner Occupied
5% min deposit
P&I
Offset Account

Cashback

Enjoy $2,000 cashback on new home loans and refinances over $500k. T&Cs apply. Refer to the RACQ Bank website
~ Ends in 4 days
Interest Rate

8.48%

p.a

Variable

Comparison Rate*

8.55%

p.a

Promoted

Mortgage Saver Special Home Loan - Owner Occupied (QLD only)

Real Time Rating™
Owner Occupied
5% min deposit
P&I
Extra repayments

Cashback

Enjoy $2,000 cashback on new home loans and refinances over $500k. T&Cs apply. Refer to the RACQ Bank website
~ Ends in 4 days
Interest Rate

6.84%

p.a

Variable

Comparison Rate*

6.91%

p.a

Promoted

Fair Dinkum Home Loan

Real Time Rating™
Owner Occupied
40% min deposit
P&I
Extra repayments

Cashback

Enjoy $2,000 cashback on new home loans and refinances over $500k. T&Cs apply. Refer to the RACQ Bank website
~ Ends in 4 days
Interest Rate

5.94%

p.a

Variable

Comparison Rate*

5.94%

p.a

Promoted

Fair Dinkum Home Loan

Real Time Rating™
Owner Occupied
30% min deposit
P&I
Extra repayments

Cashback

Enjoy $2,000 cashback on new home loans and refinances over $500k. T&Cs apply. Refer to the RACQ Bank website
~ Ends in 4 days
Interest Rate

6.04%

p.a

Variable

Comparison Rate*

6.04%

p.a

RACQ Bank personal loans

Promoted

Green Personal Loan

Real Time Rating™
0 to 10 years
Unsecured
Variable Rate
No ongoing fees
Interest Rate

6.99%

p.a

Variable

Comparison Rate*

6.99%

p.a

Variable

Promoted

Personal Loan Special

Real Time Rating™
0 to 5 years
Unsecured
Variable Rate
No ongoing fees

special

Eligible RACQ Bank customers can enjoy a 0.20% reduction on Personal Loan products. Eligibility criteria, T&Cs apply.
Interest Rate

9.99%

p.a

Variable

Comparison Rate*

10.27%

p.a

Variable

RACQ Bank car loans

Promoted

Green Car Loan

Real Time Rating™
$3k to $150k
0 to 5 years
Variable Rate
Secured
Interest Rate

5.99%

p.a

Variable

Comparison Rate*

5.99%

p.a

Variable

Promoted

New or Used Car Loan Special

Real Time Rating™
$3k to $100k
0 to 7 years
New or used car
Fixed Rate
Interest Rate

7.99%

p.a

Fixed

Comparison Rate*

8.27%

p.a

Fixed

RACQ Bank savings accounts

Promoted

eSave

Real Time Rating™
App banking
Online banking
Maximum rate

3.00%

p.a

Base rate

3.00%

p.a

Promoted

Bonus Saver Account

Real Time Rating™
Bonus interest with conditions
App banking
Online banking

*Bonus rate interest is paid if deposits totalling at least $100 and no debit transactions are made to the account during the calendar month.

Maximum rate

5.25%*

p.a

Base rate

0.01%

p.a

Promoted

Advantage Plus Account

Real Time Rating™
App banking
Online banking
Maximum rate

1.50%

p.a

Base rate

1.50%

p.a

RACQ Bank bank accounts

Promoted

Everyday Account

Real Time Rating™
App banking
Online banking
Visa debit card
Account Keeping Fees
ATM Fee

$0

Debit Card Type

Visa

Maximum Interest rate

RACQ Bank term deposits

Promoted

Term Deposit

Real Time Rating™
1 month
Automatic maturity rollover
Joint application available
Maturity alert by email
Interest rate

0.55%

p.a

for 1 month

Min. deposit

$1,000

Next rate increased

1.60%

p.a

for 2 months

Max rate

5.00%

p.a

for 9 months