Summerland Bank home loans

Promoted

Premium Home Loan

Real Time Rating™
Owner Occupied
40% min deposit
P&I
Offset Account
Interest Rate

6.09%

p.a

Variable

Comparison Rate*

6.46%

p.a

Promoted

Basic Loan

Real Time Rating™
Owner Occupied
40% min deposit
P&I
Extra repayments
Interest Rate

5.99%

p.a

Variable

Comparison Rate*

6.04%

p.a

Promoted

Eco Home Loan

Real Time Rating™
Owner Occupied
40% min deposit
P&I
Extra repayments
Interest Rate

5.84%

p.a

Variable

Comparison Rate*

5.89%

p.a

Promoted

Eco Home Loan

Real Time Rating™
Owner Occupied
20% min deposit
P&I
Extra repayments
Interest Rate

5.94%

p.a

Variable

Comparison Rate*

5.99%

p.a

Summerland Bank personal loans

Promoted

General Purpose Loan Secured By Cash

Real Time Rating™
0 to 7 years
Secured
Variable Rate
Interest Rate

6.74%

p.a

Variable

Comparison Rate*

7.34%

p.a

Variable

Promoted

Equity Plus Personal Loan Unsecured

Real Time Rating™
0 to 7 years
Unsecured
Variable Rate
Interest Rate

8.19%

p.a

Variable

Comparison Rate*

8.78%

p.a

Variable

Promoted

Eco Loan Personal Loan Unsecured

Real Time Rating™
0 to 7 years
Unsecured
Variable Rate
No ongoing fees
Interest Rate

9.42%

p.a

Variable

Comparison Rate*

9.61%

p.a

Variable

Promoted

General Purpose Loan Unsecured

Real Time Rating™
0 to 7 years
Unsecured
Variable Rate
Interest Rate

11.49%

p.a

Variable

Comparison Rate*

13.73%

p.a

Variable

Summerland Bank car loans

Promoted

Car Loan Secured - Special Offer

Real Time Rating™
From $5k
0 to 7 years
New or used car
Variable Rate
Interest Rate

7.19%

p.a

Variable

Comparison Rate*

7.84%

p.a

Variable

Summerland Bank credit cards

Promoted

Low Rate Card

Balance transfer
Low annual fee
Purchase Rate

11.99%

p.a

Annual Fee

$0

for 12 months then $49 thereafter

Promoted

Rewards Card

Balance transfer
Low annual fee
Purchase Rate

18.99%

p.a

Annual Fee

$0

for 12 months then $79 thereafter

Summerland Bank savings accounts

Promoted

Gold Class

Real Time Rating™
App banking
Online banking
Maximum rate

1.50%

p.a

Base rate

1.50%

p.a

Promoted

Bonus Saver

Real Time Rating™
Bonus interest with conditions
App banking
Online banking

*Make no withdrawals and deposit at least $100 per month

Maximum rate

4.15%*

p.a

Base rate

0.50%

p.a

Promoted

Access Plus

Real Time Rating™
App banking
Online banking
Maximum rate

Not Applicable

Base rate

Not Applicable

Promoted

iSave Online

Real Time Rating™
Intro offer rate
App banking
Online banking
Linked account required
Maximum rate

5.00%

p.a

intro 4 months then 2.25%

Base rate

2.25%

p.a

Summerland Bank bank accounts

Promoted

Everyday Account

Real Time Rating™
App banking
Online banking
Overseas ATM facilities
Account Keeping Fees
ATM Fee

$0

Debit Card Type

Maximum Interest rate

Summerland Bank term deposits

Promoted

Fixed Term Deposit

Real Time Rating™
3 months
Automatic maturity rollover
Interest payment to other institution
Interest rate

4.55%

p.a

for 3 months

Min. deposit

$20,000

Next rate increased

4.55%

p.a

for 3 months

Max rate

4.90%

p.a

for 24 months